Payout after Sensible Weather reviewed Case
Update 5/27/26. Sensible Weather reached out to me and reviewed my case. They did provide a pay-out for the day that seemed to qualify. I'm upgrading to 3 stars due to their fair-minded customer service. My earlier review: We camped at Natural Bridge KOA from May 22–25 and experienced rain on multiple days. According to Weather.com, there was rain throughout much of May 22, 23, and 25. To be fair, there were occasional breaks in the weather, but it was still surprising that the conditions apparently did not meet the minimum rainfall threshold for reimbursement. My takeaway is that this coverage seems designed more for severe weather events than for ordinary rainy camping trips. I would only recommend purchasing it if you’re traveling during a season or in an area where major storms are likely.