Do not use Mercury. Ever
Worst insurance ever with no regard for accountability and fixing problems. Do not use mercury. We had mercury for over a decade without any claims made at all. We had $480K in coverage plus dwelling A. Our roof got a bad leak when weather turned to rain at the start of the rainy season. These were heavy rains. We called insurance which was mercury at the time. They sent out an adjuster who saw the damage and mold growing and took pictures and even sent a crew out to dry the area and collect water with machines left in our home. This was the only claim we ever made and we were in good standing with mercury. They denied the claim. We contacted the california dept. Of insurance because we knew they made a bad faith claim. They sent us a threatening letter saying they will drop us if it isnt fixed, to which the dept of insurance told mercury they couldn't do that. Then continued to send us letters telling us we needed to provide them proof our roof was fixed or they were going to drop us. We did not fix the roof, that was their job, that's why they were paid monthly to take care of obligations that arise, not steal money and then say they won't fix it. We ended up with another insurance company that cares and they fixed our roof without raising our payment. Ao they fixed mercury's mess to begin with and on top of that they just showed the public that even if you pay them they will not honor a claim for repairs that is rightesously warranted and then will try to threaten you with letters as if we would care. You cant threaten a veteran household. So mercury, be grateful you still have a CEO after all the damage you cause to families and the people you've stolen from under insuramce loopholes. We will still be looking into suing for damages including grief caused to our autistic son which will absolutely cost way more than just fixing our roof amd doing what was right to begin with. We've documented everything. Thank you for dropping us, it wasn't wise, but we're glad you were dumb enough to do it because someone in your chain of workers thought it was a wise thing to deny a claim, exercise a bad faith claim from your side and then threaten us expecting us to do the job to fix the very issue we pay to insurance to do when the problem arises. Its ok, youre special and don't understand. Seeking damages will be much more profitable for us. Have a good one mercury, ruining more family lives one season at a time nationwide.