Initially approved and then ultimately declined. Disappointing.
Figure said I was approved for an HELOC initially and it would take a few days. The app and website made it look like I had not completed steps I had done. I called in and was told by an automated entity that my part was completed and they were doing the Title review. About 8 days went by. Then I got an email saying they had finished the Title review, I would sign via eNotary and receive funds. I then received another email (sent less than a minute later) that the application was declined, based on my credit (seemingly unrelated to the Title review). I’m VERY disappointed. They knew my credit when I applied since I did this through Credit Karma (aka Figure). Why bother!!