Straightford and Easy to Use
CreditNinja has a straightforward process that lays out the credit amount and repayment terms. The money deposited when they predicted - it will take a few days, so if you're looking for immediate cash, this isn't a good option. They screen and offer you an amount - there is no apparent way to change that amount, for example, if you need less than they are offering. It's not a big deal, I'll just pay back what I don't need early and save some interest.