Atlas - Rewards Credit Card (atlasfin.com) has a 4.6 out of 5 rating on OK.one, based on 265 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 94% of negative reviews. Last updated 2026-08-10.
Confusing, need to be more transparent, too much at one time!
Hi there, thanks for bringing this to our attention. We’d love the opportunity to address any issues you’re facing. Please contact us at [email protected] so we can sort this out. Thank you!
Love this app, has helped tremendously!
Not the best credit card, kind of expensive kind of a pain in the butt but they definitely report on time and have increased my score slightly. I don't have direct deposit set up with them because I don't trust them to be honest with you. It would be cool if they could see my direct deposit information for my bank and use that as data for unlocking the $250 direct deposit pay credit. All in all I give it 4 out of 5 stars for sure. You don't mind paying the fees and your credits really bad they can help you a little bit at least.
Atlas is good I like how it pulls money out of my bank to help me save too
This card has really helped my credit. It's easy to use and very helpful. The smart pay thing sucks.
Even when I fell behind there weren't extra fees and complications getting back on track. I'd recommend to anyone looking to improve their scores
Hi Mahadi, thank you for sharing your experience! We're glad to hear that Atlas has helped make your credit-building journey feel simple and manageable. We appreciate your recommendation and are happy to support you as you work toward improving your credit score and reaching your financial goals. Thank you for being part of the Atlas community!
Best thing I could have done for my credit!!
Hi Eve, thank you for your feedback! We’re happy to hear things are going well so far and appreciate you being part of our community.
Atlas has been great. Easy to use. Ive never have had any issues at all.
Hi Heather, thank you for your feedback! We’re happy to hear things are going well so far and appreciate you being part of our community.
What I love about Atlas is it allows me to choose what options and payments I want to make!!!!!!
Hi Daniel, thank you for your feedback! We’re happy to hear things are going well so far and appreciate you being part of our community.
Great Really helps with payments and etc. would def recommend to a friend/family
Hi Satina, thank you for your feedback! We’re happy to hear things are going well so far and appreciate you being part of our community.
Since using Atlas I’ve noticed that it has been very helpful for my credit score and also for making purchases and getting rewards for my purchases
Hi Andrea, thank you for sharing your experience! We're excited to hear that Atlas has been helpful in supporting your credit-building journey while also providing value through purchases and rewards. We appreciate your support and are glad to be part of your financial progress. Thank you for being a valued member of the Atlas community!
Atlas has helped me increase my credit score 100 points in the last three months of using it. Love this card
Loved that atlas raised its spend limit over time but it doesn't stay raised which is a bummer makes it feel like your hard work was for nothing when it goes back down if say your not w-2 employed and your a sole proprietor.
Atlas does what it says and is fully customizable. I use it regularly.
Atlast is the best for helping build credit
Hi Shannon, thank you for your feedback! We’re happy to hear things are going well so far and appreciate you being part of our community.
Excellent Card, 100 % recommended
Hi Adrian, thank you for your feedback! We’re happy to hear things are going well so far and appreciate you being part of our community.
Very good and helpful so far. Easy to use and helps credit a ton!
Hi Kristie, thank you for your feedback! We’re happy to hear things are going well so far and appreciate you being part of our community.
Real easy to use, I use the funds as a small emergency fund when needed. I like that there no due date for payments, just pay it back when you can.
Hi Jolene, thank you for sharing your experience! We're glad to hear that Atlas has been easy to use and helpful as a resource when you need extra flexibility. It's great to know that you're finding value in the way Atlas helps you manage your finances while working toward your goals. We appreciate your support and are happy to be part of your financial journey!
The company is doing well and it's really helping me out so it's a great app
Hi Dean, thank you for your feedback! We’re happy to hear things are going well so far and appreciate you being part of our community.
265 reviews matching