Avemco Insurance Company has insured pilots and aircraft owners since 1961, making Avemco one of the most experienced and trusted names in general aviation insurance. Avemco is the only direct writer of aircraft insurance in the United States, offering a uniquely straightforward experience from the very first conversation. Avemco specializes in liability and hull coverage for single and multi-engine piston aircraft, seaplanes, gliders, experimental aircraft, CFIs, flying clubs, and aircraft traders. Not all aircraft insurance policies and premiums are the same. As the only direct writer in the market, Avemco never works through third-party insurance agents. Instead, Avemco connects every pilot directly with an aviation underwriter who is ready to solve problems and approve coverage based on the pilot's individual situation. When general aviation pilots talk about the best direct-writer experience in aircraft insurance, Avemco is frequently mentioned. This direct model allows Avemco to deliver one of the most personalized experiences in general aviation insurance. Your U.S.-based Avemco underwriter works one-on-one with you to understand your aircraft, your experience level, your training, and how you actually fly — giving you faster answers, clearer communication, and attentive service. Avemco is rated A++ (Superior) by A.M. Best, reflecting exceptional financial strength and long-standing stability. Backed by decades of aviation expertise, Avemco delivers clear policies, fast quotes, exceptional customer service, and coverage built around the way you fly. OWNERS INSURANCE RENTERS INSURANCE Why Avemco
Written by the business, not verified by us.Avemco Insurance Company (avemco.com) has a 4.8 out of 5 rating on OK.one, based on 203 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, Price, User experience. Last updated 2026-08-30.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff members for being exceptionally knowledgeable, kind, and always ready to answer policy questions quickly without any hassle. People truly appreciate the prompt and professional service, highlighting the convenience of speaking directly with underwriters rather than dealing with automated phone menus. Some reviewers were not happy with high pricing or experienced situations where the cost of their coverage increased significantly over time. Additionally, a few people felt that the strict requirements for annual flight reviews and specific renewal conditions created unnecessary hurdles during the process.
Auto-generated from all reviews of this business. For reference only.When I need to call Avemco, I get, not just a live person, but also a live person who can actually answer my questions and solve my problem.
Our aviation insurance specialists were happy to work with you, Michael. Thank you for your review!
1. 12 month physical is rediculous. I visit the VA a minimum of every 6 months. Also, I renew 3rd class medical religeously. Technically, per FAA, don't need FAA medical. Can fly my aircaft with driver's license. 2. Flight review with insructor every 12 months is also rediculous, especially since I am more qualified in my aircraft type then 90% of said instructors. 3. Seems like Avemco is going down the AOPA road, neither of which I may desire their services in the future.
Thank you for your feedback. We’re sorry to hear about your experience with Avemco. We will be in touch to review the details with you.
Thanks, David! Safe flying from your Avemco team.
I was grateful for the knowledge and professionalism of the representative. He knew exactly what was needed. Thank you for the help!
We are here for you, Lynn! The Avemco team is always ready to take the time to walk you through any specific questions or concerns you may have about your aircraft insurance policy.
Good company been using this since the past year…will surely continue with this one!
We are so grateful for your loyal business and appreciate your review! Thanks for trusting us with your aircraft insurance.
For the most part the experience was good. We suspended in-flight coverage in mid term of the annual policy cycle. Having previously paid the annual premium in full this gave us a credit for the next annual renewal. Unfortunately, the multiple renewal invoices we received did not reflect the credit. When calling Avemco (multiple times) to inquire even the staff had trouble finding the credit. It was mildly frustrating.
Thank you for taking the time to rate Avemco. Your feedback means the world to us.
I have known AVEMCO since 1979. It’s a world class insurance company that exercises integrity, honesty and impeccable customer/client services. A top class company indeed.
We are so grateful for your loyal business and appreciate your review, Javed! Thanks for trusting us with your aircraft insurance.
On a scale of 10, I give 11!
Thanks for the awesome review! We’re happy we could be of assistance with your aviation insurance needs.
Avemco “walks the talk” in impressive ways! I originally switched to them because they were willing to insure me for flying my piston twin as an older pilot when my long-term carrier arbitrarily cancelled. They have continued to do so, even after passing benchmark birthdays which are no-go’s for other companies. I have found Paul Athey and other staff to be nothing short of phenomenon to work with. They are responsive and communicate freely, which is refreshingly unusual today. The ability to speak with those actually involved with underwriting is an unusually helpful privilege, impossible with others, but just in a day’s work for Avemco. I also appreciate the company’s efforts to promote flight safety to the entire community, not simply to Avemco customers. The webinars they offer are on topic, well done and extremely helpful. In particular, Kim Skipper’s thoughtful insight and commitment to safety reflects upper management’s attitude. I’m both grateful and proud to be an Avemco customer. On a 1 to 10 they get a 23!!!
Robert, we are so glad to hear you enjoyed your experience with Paul! We pride ourselves in our aviation insurance service and work hard for customers like you.
Calls are answered quickly. Agents are knowledgeable. Questions answered and problems resolved quickly.
We are here for you! The Avemco team is always ready to take the time to walk you through any specific questions or concerns you may have about your aircraft insurance policy.
Helpful kind people who are always ready to answer questions and assist. Fast customer service when calling to update policies, renew insurance etc. Everything is always taken care of swiftly and with no hassle.
We are glad to hear that you thoroughly enjoyed your experience with us! Thank you for trusting our aircraft insurance team.
Helpful staff
Our aviation insurance specialists were happy to work with you. Thank you for your review!
Courteous and handled my request professionaly
Thank you for choosing Avemco as your aviation insurance partner! Safe flying!
Service personnel was swift to apply a discount for a new level of Wings (FAA Safety) achieved, and email the adjusted, lower invoice.
David, thank you for the great review! We’re so happy we could make your aircraft insurance experience a good one.
great service, fast and efficient, thank you
We are glad to hear that you thoroughly enjoyed your experience with us! Thank you for trusting our aircraft insurance team.
Nothing fancy... it was a fair price on a good product ("CFI+ students" policy). Also the agent (Bre) was very responsive and helpful.
Cris, we love to hear of your great experience with Bree! At Avemco, we pride ourselves on our professional service and are glad to hear we made this process easier for you.
Thank you for making the experience easy to understand.
Thank you for your loyal business and for choosing Avemco!
Easy renewal. Not 5 star because only God is perfect.
We are so grateful for your loyal business and appreciate your review, Cathy! Thanks for trusting us with your aircraft insurance.
We have been an Avemco client for many year. Their service is responsive and thorough.
Thanks for the awesome review! We’re happy we could be of assistance with your aviation insurance needs.
Quick to answer the phone, friendly, helpful U.S. english speaking rep took care of what I needed in a knowledgeable and professional way.
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