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AXA Travel Insurance UK

101 reviews

2.7101 reviews
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About AXA Travel Insurance UK

Data updated
Website
axa-travel-insurance.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
101 reviews
Replies to negative
98% (57/58)
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Is AXA Travel Insurance UK legit?

AXA Travel Insurance UK (axa-travel-insurance.com) has a 2.7 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is poor. Opinions are polarized: 41% rate it 4 stars or higher while 55% give 1 star; The business has replied to 98% of negative reviews. Last updated 2026-08-10.

What people say

B
Bridget Dias · 2 reviews · Experienced 2026-07-13 ·

I would like to know how I can escalate…

I would like to know how I can escalate my claim, as I am extremely dissatisfied with the level of service I have received. For the past week, I have been trying to obtain my GP questionnaire so that my claim can progress. I have already received an acknowledgement confirming that my email was received, but it has now been nine days and I have had no further response. I find this level of service unacceptable. I have sent several emails, none of which have been answered, and I have been given no explanation for the delay. Your online portal is also not fit for purpose. It states that you can submit a claim and upload supporting evidence, but it does not allow this, leaving customers entirely reliant on a mailbox that appears to be a black hole where emails go unanswered. I have all the required evidence ready to support my claim, apart from the GP questionnaire that my GP has requested from you. Despite repeated requests, this has still not been provided, meaning my claim cannot progress. Please can someone urgently investigate this matter, provide the outstanding GP questionnaire, and advise how I can formally escalate this issue. Please also provide me with your formal complaints procedure, as I have been unable to find it anywhere on your website.

Reply from AXA Travel Insurance UK2026-07-20

Good afternoon, we are sorry to learn you are unhappy about your experience and we thank you for bringing this to our attention. We have escalated your comments to the relevant team who will undertake a review of your claim and will be in contact. You will also receive an acknowledgement letter, which outlines our full complaint process.

L
Lieb · 2 reviews · Verified · Experienced 2026-04-07 ·

Cover Period Shortsightedness

The click-through process when selecting policy details does not allow one to select a period far enough in advance in order to select the correct period, leading to me having to select a period longer than what was required. They clearly do not understand that visa appointments are difficult to come by, and we often have to schedule the appointment many months before the period of travel. I would expect an insurer of their size and reach to accommodate such obvious difficulties that travellers face.

Reply from AXA Travel Insurance UK2026-07-20

Thank you for your feedback. We're sorry to hear the policy selection process did not meet your expectations. We appreciate you bringing this to our attention, and your comments have been passed to the relevant team for consideration.

N
No chance · 6 reviews · Experienced 2026-07-16 ·

ABSOLUTELY TERRIBLE. AVOID!

ABSOLUTELY TERRIBLE Made a claim on October 2025 and we STILL haven't got our claim sorted out. They've been messing us around with emails back and forth. Putting us through different departments, people, bs reasons, ai responses. Just to waste our time from getting our £2000 back Will be taking our case to the ombudsman so now they'll have to pay all legal fees on top. Absolute cowboys AVOID THIS COMPANY AT ALL COSTS!!!

Reply from AXA Travel Insurance UK2026-07-20

Thank you for your feedback. We're sorry to hear that you're unhappy with your claims experience and understand your frustration. We appreciate you taking the time to share your comments, and they have been escalated to the relevant team for review.

c
christina · 10 reviews · Experienced 2026-06-11 ·

Took the premier cover for our…

Took the premier cover for our vacation. My husband had a accident and was hospitalised for two week. The insurance was excellent and covered all the medical and repatriation costs. Would definitely use them again.

Reply from AXA Travel Insurance UK2026-07-20

Thank you for sharing your experience. We appreciate your feedback and are delighted you would choose us again.

G
Gregg · 14 reviews · Experienced 2026-07-15 ·

what's the point of travel insurance…

what's the point of travel insurance settlement i got from here is a joke rip off don't insure through this lot

Reply from AXA Travel Insurance UK2026-07-27

Hello, we appreciate your feedback and are sorry to learn you are unhappy about your experience. We requested additional information from you to help us assist with your issue, but you didn’t respond within the timeframe set by Trustpilot. We take your comments seriously and will review the points you raised. Your feedback helps us improve our services.

K
KAREN · 16 reviews · Experienced 2026-07-15 ·

This must be the worst travel insurance…

This must be the worst travel insurance company. I made a claim the beginning of October 2025 and its still ongoing. Everytime I produce the requested information they ask for more. I have called numerous times and get told I need to be transfered to another department. When I am transfered I get cut off. When I have managed to speak to someone I am told that I will hear in 10 days, still nothing. I was last told the 1st of July, then the 13th, still nothing. I think they just dont want to pay. I am now thinking of going to the financial ombudsman for help. They took my payment, and dont want to fulfill their part of the deal.

Reply from AXA Travel Insurance UK2026-07-20

Good morning, we appreciate your feedback and are sorry to learn you are unhappy about your experience. We requested additional information from you to help us assist with your issue, but you didn’t respond within the timeframe set by Trustpilot. We take your comments seriously and will review the points you raised. Your feedback helps us improve our services.

G
Gerald Wild · 1 review · Verified · Experienced 2026-07-15 ·

Can't log in to my account

Reply from AXA Travel Insurance UK2026-07-16

Thank you for your feedback. We’re sorry to hear that you’ve experienced difficulties accessing your account. Our team has been made aware of the issue, and a member will be reaching out to you to provide support and help resolve this as quickly as possible.

C
Christopher Ward · 2 reviews · Experienced 2026-06-29 ·

Scam.

started a claim 29/06. Whilst in ICU in a foreign country. Then they decide, they need to look into me further. Request 5 years medical history, including mental health whilst I am in hospital for pneumonia??? I have been chasing an update for nearly 2 weeks on status of the claim, they have not responded to me. I will be taking them to the ombudsman and small claims court if nessecary. Edit: over 24hrs since they said they'd reach out to me. I chased them, still no response. This is hilarious.

Reply from AXA Travel Insurance UK2026-07-14

Hello, we appreciate your feedback and are sorry to learn you are unhappy with your experience. We regret to hear about the difficulties you've experienced reaching us and the lack of communication regarding your claim. Please be assured that your concerns have been escalated to the relevant department for immediate review, and we are actively working to resolve the matter as quickly as possible.

J
Jarron Du Plooy · 1 review · Experienced 2026-07-10 ·

Needed a date change on a travel policy…

Needed a date change on a travel policy that hasn’t even started yet. Impossible to get a response from them for a simple query. Can someone please help with a simple date change!?

Reply from AXA Travel Insurance UK2026-07-16

Good morning, we are sorry you are having issues updating your policy. On receiving your policy number and additional information, we regret, we are unable to locate your policy with AXA Travel Insurance, UK. If your policy was purchased in a different country, we would suggest you use the contact details provided in the policy wording to ensure you reach the right team. Thank you.

S
Stella Clarke · 3 reviews · Experienced 2026-07-13 ·

Absolutely appaling customer service - worst travel insurance company ever

Absolutely appaling customer service. I submitted a claim back in April and every 10 days they ask you to submit something else that they already have to delay the claim - when you ring up they tell you it has gone to assessment and you will hear within 10 days and then just before 10 days is up they ask you for something else. Worse company I have ever used

Reply from AXA Travel Insurance UK2026-07-20

Good afternoon, thank you for your feedback and providing further information for us to be able to locate your claim. We're sorry to hear that you're unhappy with your experience and understand your frustration. We have escalated to the relevant claims team for review.

H
Harry Thomson · 21 reviews · Experienced 2026-06-30 ·

I made a claim with Axa travel insurance

I made a claim with Axa travel insurance which was denied within 2 days. I then made a complaint, the assessor upheld my complaint confirming it was handler error,apologising that the level of service I had recieved was unacceptable and below what i should have expected , apologising again for the distress this had caused, and stated a reassessment would be done.I have waited two weeks and had no contact from Axa Delay delay delay at every turn😡. Ignore the rubbish reply below Axa are the most incompetent careless insurance company i have ever come across, Problems are still ongoing . I and my family 4 people were abandoned in Bangkok for 12 days without duty of care by our airline Qatar Airways. Qatar have defaulted on any reimbursement leaving us with an unsuspected financial loss for food and hotel expences. Something which is clearly covered in our Travel insurance policy. After a complaint was upheld Axa dealt with our claim and paid us £150 for one canceled flight telling us to look at our policy conditions. I can't wait for the Financial Ombudsman deadline 😡

Reply from AXA Travel Insurance UK2026-07-14

Hello, we appreciate your feedback and are sorry to learn you are unhappy with your experience. We regret to hear about the difficulties you've experienced reaching us and the lack of communication regarding your claim. Please be assured that your concerns have been escalated to the relevant department for immediate review, and we are actively working to resolve the matter as quickly as possible.

J
Jennifer Holmes · 1 review · Experienced 2026-07-10 ·

This is a terrible company

This is a terrible company. They sat behind another provider that I picked on MSE Leisure Guard. I bought the premium product based on it being a very expensive trip. Never ever will I use them again. They initially refused my claim then when I complained it was upheld and sent back for consideration. There was then a four month period where they asked for the same information in multiple different formats. They were incredibly slow to pay anything and then paid the bare minimum using every excuse in the book to avoid paying. Read the small print extremely carefully and do your research. I have never ever had such a negative experience with an insurer

Reply from AXA Travel Insurance UK2026-07-16

Good morning, we appreciate your feedback and are sorry to learn you are unhappy about your experience. We requested additional information from you to help us assist with your issue, but you didn’t respond within the timeframe set by Trustpilot. We take your comments seriously and will review the points you raised. Your feedback helps us improve our services.

C
CH · 2 reviews · Experienced 2026-07-10 ·

Worst service I have ever experienced

Dreadful customer service. It is now nearly a year since I made a relatively small claim after becoming unwell abroad. A few months ago I was told by email there was "no update". When I rang up over 10 months since the original claim, I was told my claim had been cancelled on the system but they didn't know why (and I was not informed of this at all). After they promised it would be dealt with, I rang up a month later and was told exactly the same thing - it was still cancelled, hadn't been followed up, and I should ring back next week to check up that they were actually actioning it! I would never use AXA Travel Insurance again.

Reply from AXA Travel Insurance UK2026-07-14

Good afternoon, we appreciate your feedback and are sorry to learn you are unhappy about your experience. We have raised your concerns with the relevant team for further review. We also understand that a complaint has already been logged and we can confirm our team is currently investigating this. Their findings will be communicated to you in due course.

A
AK · 9 reviews · Experienced 2026-07-02 ·

Wish i had checked these reviews first

Wish i had checked these reviews first. As usual, there is always some small print to prevent a payout - check this one out.. Page 29 Section A - Cancellation or curtailment charges What is covered 6. You or any person who you are travelling or have arranged to travel with, are a member of the Armed Forces, Territorial Army, Police, Fire, Nursing or Ambulance Services or employees of a Government Department and have your/their authorized leave cancelled or are called up for operational reasons, provided that the cancellation could not reasonably have been expected at the time when you purchased this insurance or at the time of booking any trip or one-way trip. So yeh, unless you fall into one of these niche categories, you won't be getting your money back. I filed a complaint, but not about the fact that they rejected my claim, but about the fact that there were willing to have me jump through hoops getting employment written letters etc - despite already being aware of my circumstances for not traveling, as i included this during the initial claim. So it seems they check what terms they can hide behind before they even check what your claim is about, and then they basically waste your time, making you jump through hoops when they already know they have a term to hide behind and will ultimately be rejecting. They are just setting you up. Even after filing a complaint, they didn't understand the nature of the complaint and just assumed it was about the fact they had rejected my claim, despite making the gripe of my complaint clear on two occasions. They obviously don't know what "After thorough investigation means". So incompetent. Here is the conclusion; Conclusion After completing my thorough investigation and based on the above explanations, it is with regret that I am unable to uphold your complaint. Although I am aware that the explanation within my letter will come as a disappointment to you, I trust you will accept the reasons for not upholding your complaint. I do hope that you consider that I have investigated your complaint fully, fairly and to your satisfaction. EDIT Nice generic response, if you don't know who this is, then either you didn't look, or you have so many of these reports that you really don't know.

Reply from AXA Travel Insurance UK2026-07-13

Good morning, we appreciate your feedback and are sorry to learn you are unhappy about your experience. We requested additional information from you to help us assist with your issue, but you didn’t respond within the timeframe set by Trustpilot. We take your comments seriously and will review the points you raised. Your feedback helps us improve our services.

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Romeo III Cruzada · 2 reviews · Verified · Experienced 2026-07-09 ·

Great and easy to set-up

Reply from AXA Travel Insurance UK2026-07-10

Hello, we are pleased to hear that your experience was pleasant. We appreciate your positive feedback. Thank you for taking the time to share your review.

A
ADAM OCKENDON · 1 review · Verified · Experienced 2026-07-09 ·

Just got me travel insurance

Just got me travel insurance, was quick and easy online.

Reply from AXA Travel Insurance UK2026-07-10

Hello, we are pleased to hear that your experience was pleasant. We appreciate your positive feedback. Thank you for taking the time to share your review.

D
David Luckhurst · 13 reviews · Experienced 2026-07-02 ·

urprised to see the rating of 2.2. Mine's 5

I'm surprised to see the rating of 2.2 on Trust pilot. I have nothing but praise for AXA and the agents I dealt with. I had to cancel my entire trip and they were prompt, efficient, thoughtful and, considering my circumstances, showed much kindness. AXA paid out promptly to the full amount under the policy. Very grateful Thank you.

Reply from AXA Travel Insurance UK2026-07-07

Hello, we are pleased to hear that your experience was pleasant. We appreciate your positive feedback regarding your interactions with our agents. Thank you for taking the time to share your review.

E
Emma · 3 reviews · Experienced 2026-07-01 ·

Completely unreasonable and u fair…

Completely unreasonable and unfair company. My parents took holiday insurance out with this company via coop travel (who the holiday was booked with). My mum broke her wrist a few weeks before the holiday and was recommended by the hospital that she does not fly as it is too risky. Despite my parents providing a paid for doctors note along with other documents requested, and the insurance policy stating that insurance is not valid if travelling against medical advice, AXA told my parents they are not paying out. Absolutely disgusting! This was a genuine medical reason, with proof, yet they declined the claim. What is the point in insurance if this is how they treat customers! Avoid!

Reply from AXA Travel Insurance UK2026-07-10

Hello, we appreciate your feedback and are sorry to learn you are unhappy about your experience. However, we are currently satisfied that our decision to decline your claim was correct and have issued a letter to explain our rationale. We have reached out and stated that if you can provide additional information, we may be able to reassess your claim. Additionally, our Complaints Team have also logged a complaint for you on this case and they'll be in touch regarding this.

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Le_Fronko · 1 review · Experienced 2026-07-02 ·

Absolutely goated company spoke to over…

Absolutely goated company spoke to over 4 reps while trying to deal with an accident that happend all the staff was amazing must of spent over 3 hours on the phone with them trying to deal with a silly medical centre that refused to give us details for our insurance

Reply from AXA Travel Insurance UK2026-07-06

Hello, we are pleased to hear that your experience was pleasant. We appreciate your positive feedback regarding the help our staff provided. Thank you for taking the time to share your review.

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Rob Daley · 6 reviews · Verified · Experienced 2026-07-03 ·

Unable to open

Unable to open. Hrs wasted trying to do so. Please could you send by post

Reply from AXA Travel Insurance UK2026-07-06

Good afternoon, many thanks for your feedback and we are sorry to learn you are having issues. We have raised this with the relevant team who will be in contact with you.