WE’LL HANDLE IT… TOGETHER. Why Check `n Go? We’re available online any time to help you get an approval day or nightYou can rest assured your digital security and identity will be protected whenever you use our servicesAccess to our Pocket360 account/loan management toolFinance Academy blog for free financial educationHelping customers since 1994A positive Trustpilot rating and reviews with feedback you can rely onApply online or in-store with locations across the countryView LocationsInstallment LoansWhen life goes in one direction and your financial situation goes in another, it can be hard to figure out the right path forward. In situations where you need to borrow large amounts of money and you need flexible, longer-term payment options, an online installment loan could be the best solution for you.Personal installment loans are a way to pay for life's necessities rather than using or applying for a credit card or taking out a payday loan. They offer borrowers the ability to pay a loan back over time and can help customers rebuild their credit. Installment loans have longer terms and come in higher loan amounts than payday loans and are designed to help you build a loan that fits your needs.People choose online installment loans because their application process is simple and easy and may have fewer fees and expenses than some credit cards and payday loans. Emergency installment loans are a great option for unexpected car needs, expensive repairs, or in case you find the medical bills piling up faster than your paychecks are coming in.Regardless of whether you're dealing with a leaky roof, are being forced to meet a higher insurance deductible, desperately need a new car, or unexpectedly need help with a home renovation, installment loans online can be funded as soon as the next business day. In-store installment loans can be funded as soon as the same day, so you can promptly take care of your needs.Visit checkngo.com for more information about installment loans, to apply for a loan and more. You can count on Check `n Go.Apply for an Installment LoanPayday Loans/Cash AdvancesSometimes the unexpected catches us by surprise. Everyone faces hardship, and sometimes you need a quick solution to your problems. In situations where you require short-term access to cash on hand, a payday loan can make all the difference.Payday loans give you the ability to borrow and then pay over time. They have longer terms and higher loan amounts and are designed to help you take control of things in a way that works best for you. Our payday loans are only available in select states. View our website for details.From fixing a flat tire to covering an unexpected jump in prescription costs, this kind of loan might be a good option if you’re looking to borrow a small amount. Only you can decide what’s right for you, but before making a decision, be sure to consider whether you can afford to repay a payday loan and its fees on time.An extended payment plan for your payday loan may be available, subject to state restrictions.Apply for a Payday LoanAdditional ServicesCheck `n Go also offers these services to help meet your needs:Check Cashing – Not being able to make it to the bank in time is a terrible feeling no one should have to experience. It’s frustrating and can potentially result in things like overdraft penalties or worse! That’s why most of our physical locations offer extended hours where you can skip the bank all together, and get your checks cashed outside of the normal operating hours of other financial institutions. Learn More About Check CashingNetspend Prepaid Mastercard® – Sometimes you need more flexibility and convenience than just having cash. That’s why we’re pleased to offer our Netspend Prepaid Mastercard®. You can use it like you would a debit card—for paying bills and shopping. You can even set up text alerts to track your card balance—and if your card is ever lost or stolen, you can make sure your money is protected with Mastercard Zero Liability coverage. Add money to your card as often as you need.Learn MoreOur CommitmentThousands of people just like you all across the country use our services every day to help get their financial situations back on track. We believe in what you’re trying to do, and we’re proud to be able to help make a difference.Pocket360 Account Management ToolManage your loans/account with us right from the palm of your hand, or from your desktop. You can see your current account information any time.In addition, you’ll have access to:Apply for new loansView loan historyRead financial education articlesLearn More About Pocket360Helpful LinksApply NowFind a StoreFAQsFinance Academy Blog
Written by the business, not verified by us.
Is Check `n Go legit?
Check `n Go (checkngo.com) has a 4.6 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Many customers frequently praise the staff and representatives for being extremely helpful, professional, and kind during the entire application process. Consumers also deeply appreciate the fast, efficient service and the overall smooth user experience when obtaining a much needed loan.
However, some customers also noted frustration regarding payment processing times, specifically mentioning unexpected delays in receiving funds and the lack of instant debit card deposits. Reviewers consistently expressed a clear desire for much quicker transfers rather than having to wait several days over the weekend for their money to finally arrive.
Auto-generated from all reviews of this business. For reference only.
Spent 6 hours waiting for my “one hour” approval. Of course, the approval comes to late, so I have to wait until Monday for my deposit. Multiple times of checking my application status and having to supply documentation repeatedly because the website is too dumb to remember I applied 5 minutes ago.
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Charles Bohnert · 1 review · Experienced 2026-07-18 ·
★★★★★
Jeff was an awesome associate who…
Jeff was an awesome associate who helped me through the process, he was very pascient and made ot very easy.
J
JG · 2 reviews · Experienced 2026-07-15 ·
★★★★★
It was fast but no privacy rights
it was fast! I was honestly impressed. If only they could honor your privacy rights and not share your information with other third-parties will be amazing
Hey If You Go Check Them Out Make Sure You Go Threw Ms.Mia Nicest Lady Every And avery Helping Will Give U Good Answers To Everything U Need
D
Dave Horvath · 13 reviews · Experienced 2026-07-16 ·
★★★★★
Another flawless transaction
Another flawless transaction . Great customer service.
Y
Yolanda · 1 review · Experienced 2026-07-14 ·
★★★★★
When I needed help
When I needed help, you were here for me thank you very much
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Dominique Dean · 1 review · Experienced 2026-07-15 ·
★★★★★
Melissa and Keisha both are amazing
Melissa and Keisha both are amazing. The prices was quick and they gave me what was needed
S
Susan Henderson · 1 review · Experienced 2026-07-08 ·
★★★★★
The people there are just really really…
The people there are just really really kind and I’ve been doing it for a while trying to get out of it. I’ll probably get out of it but it’s always been such a pleasant atmosphere and I always get what I need and I’ve met some really nice people.
J
Jasmine · 1 review · Experienced 2026-07-13 ·
★★★★★
Samantha at Racine check n go was very…
Samantha at Racine check n go was very helpful and patient talked me down the whole process
L
Laura · 1 review · Experienced 2026-07-13 ·
★★★★★
Great customer service very fast service
K
KBUnited States · 2 reviews · Experienced 2025-07-13 ·
★★★★★
As a long time customer and someone who…
As a long time customer and someone who has to re-loan often, they make you jump through hoops every single time you want to re-loan. Then you have to call them because even after you have submitting everything to them (which is also a pain!!!), you STILL have to call to get a foreigner on the phone you barely understand just to get your loan finalized.
There's much better payday loan companies out there!
Charlotte RedwineUnited States · 1 review · Experienced 2026-07-09 ·
★★★★★
Im very grateful
Im very grateful, the experience was smooth fast and hassle free, i definitely recommend Check n Go to everyone in need!
M
Melisa B · 1 review · Experienced 2026-07-11 ·
★★★★★
Lisa made the whole process so easy and…
Lisa made the whole process so easy and quick that I couldn’t recommend dropping by and seeing her for any of those little bump in the roads. Loans that put people first!