First Choice Debt Relief (firstchoicedebtrelief.com) has a 5.0 out of 5 rating on OK.one, based on 60 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 100% rating it 4 stars or higher; 16 of them were added in the last 12 months. Last updated 2026-08-10.
Mr. J. Hernandez went out of his way to make the process, regardless of what the outcome would have been, easy. He was honest, patient and considerate of my needs as a potential client. He is well versed in the company's policies. Mr. Hernandez was went beyond the call of duty when there was a question pertaining to my credit history. You need more representatives like him to deal with the public. Thanks for making my experience hassle free!
This was an easy process to get enrolled. The program was explain, this is not a credit repair program. Helps with high interest payments to a payment that will help repay the debt.
Making a decision to work a debt consolidation program sounded so scary to me. After speaking with John and receiving the information and having my questions answered, I feel more confident in myself to seek the help that is out there.
If you're thinking about it, just give Cece a call!
Cece (xitlalic Morales) is excellent at her job and deserves a MASSIVE raise. Promote that girl!
I was very very very nervous, anxious, and scared to go through with a debt relief program. I had many major life events that contributed to falling behind and was at a wall. Cece was patient, calm, understanding, professional, and made everything extremely easy to understand. She was so awesome that I referred my husband to her and would refer anyone that needs this service to her.
She's a shining star in a huge company.
A mass amount of my stress and anxiety has been relieved.
I have received phone call in less than 1 minute since I tried to apply for the consolidation loan. This was extremely quick and it was extremely surprisingly easy to finish with the person I have encountered on the phone named John Hernandez.
AP · 1 review · Verified · Experienced 2024-10-30 ·
★★★★★
Very Grateful I Received a Mailer
I am fortunate that I received a mailer from First Choice and that John was the person that reached out in response to my inquiry! He was so kind, such a pleasure to talk to and answered my questions with knowledge and empathy. I was surprised by how quick and easy the entire process was. What a wonderful service this company is providing to help consumers. I am overwhelmed with gratitude and relief. Thank you John and First Choice.