Lendumo (lendumo.com) has a 4.6 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-11.
The loan was easy and fast. It's a bit expensive but it helped me through a lot.
Reply from Lendumo2026-05-20
Thank you for your feedback, Ellen. We’re glad the loan process was easy and fast and that we could help during a difficult time. Paying down or paying off your balance early is the best way to reduce overall borrowing costs. We appreciate you choosing us.
Help me out of very quickly. Appreciate knowing no worries. 🙏
Reply from Lendumo2026-05-19
Dear Customer,
We’re so thankful for your kind review and truly appreciate you taking the time to share your experience with us. We’re glad we could help you quickly and provide peace of mind when you needed it most. Thank you again for your trust and support—we’re always here whenever you need us!
Thank you for your amazing five-star review, Justin! We’re so happy to hear that you enjoyed our customer service and found our payment process flexible and easy to work with. Making things simple, comfortable, and positive for our customers is very important to us. We appreciate your kind words and look forward to seeing you again soon!
Terrible service coupled with not being able to accomplish my overall goal of trying to resolve my account. Was very pushy and didn’t wish to work with me regarding the issue and just tried to force me into phone call after phone call.
Reply from Lendumo2026-05-20
We truly appreciate you taking the time to share your feedback, and we’re sorry to hear that your experience did not meet your expectations. Your concerns are important to us, and we understand how frustrating it can be when things don’t feel clear or manageable during the loan process. At Lendumo, we aim to provide transparent options and flexible tools to help our customers stay in control of their loans.
We also want to make sure you’re aware of features that may help improve your experience. Many customers take advantage of our rewards program by engaging with special promotional emails, where points can be earned and saved over time. These points can then be redeemed for gift cards to popular retailers or applied directly toward paying down a loan balance. Additionally, customers can easily manage and reduce their balance through our user-friendly website or by calling our Customer Service team. Payments can be made using a bank account or debit card, and there are no penalties for paying off a loan early. Extra payments go directly toward the principal, while interest is prorated daily based on the remaining balance, which can help reduce overall costs and allow for faster payoff.
Some customers also use Lendumo for immediate funding, often receiving funds the same or next business day, and then work toward paying the loan down quickly—sometimes within just a few weeks—by making additional principal payments or refinancing with a lower-interest option. Our goal is to provide flexibility so you can resolve short-term needs while maintaining control over repayment. We’d really like the opportunity to assist you further and address your specific concerns; please contact our Customer Service team at (877) 558-1999 so we can help.
Mario Ramirez, we truly appreciate your great feedback! Knowing that you experienced a quick approval process means a lot to us. Providing efficient service while making things easy for our customers is always one of our top priorities. Thank you for choosing us, and we hope to serve you again soon!
I appreciate it being funded instantly, and I look forward to raising my limit
Reply from Lendumo2026-05-20
Dear Customer,
We truly appreciate your kind words and are so glad the funding process was instant and seamless for you. Thank you for trusting us with your experience, and we’re excited to continue supporting you as you work toward increasing your limit. We appreciate you being part of our community and look forward to serving you again!
Thanks for the 5 stars — your feedback keeps us energized. We’re glad we could provide the support you were looking for. Wishing you all the best until next time, Stephen Harris.
J
Jason Cowdrey · 1 review · Experienced 2026-05-08 ·
★★★★★
Scam to Fake Loans
This company called me and said I had a loan in progress, even though I had never applied for a loan with them. When I called them to clear it up they repeatedly asked for my SSN to "verify" the application. I refused to give them any info. Seems like nothing but a scam.
Reply from Lendumo2026-05-19
Jason Cowdrey, thank you for sharing your concerns with us. We’re sorry to hear that your interaction felt suspicious and caused frustration. We understand the importance of clear communication and making customers feel safe when discussing personal information. While we appreciate your vigilance in protecting your identity, we also regret that your experience left such a negative impression. Your feedback is valuable and will be reviewed carefully as we continue working to improve customer interactions and trust.
Great customer service that went up and beyond to make it a special experience for me.
Reply from Lendumo2026-05-19
Thank you so much for your kind words and five-star review, Edwin Lovett! We truly appreciate you taking the time to share your experience. It means a lot to know our team was able to go above and beyond to make your visit feel special. Creating memorable experiences and providing exceptional customer service are always our top priorities. We look forward to welcoming you again soon!
QUICK EASY I WAS ABLE TO ASK ABOUT THE LOANS
AND PROCESS
Reply from Lendumo2026-05-19
Dear CustoCherylPmer,
Thank you for sharing your experience with us! We’re so glad we could make the loan process quick, easy, and helpful by answering your questions along the way. We truly appreciate your feedback and thank you for choosing us!
We really appreciate your five-star review, Jeanette Singh! It’s great to know you were pleased with the service you received. Thank you for choosing us — we look forward to welcoming you back again!
k
kevin bridges · 3 reviews · Experienced 2026-05-06 ·
★★★★★
They are excellent
They are excellent, they definitely came through when I was in a bind and needed a loan, easy, simple and no complications
Reply from Lendumo2026-05-15
Dear Kevin Bridges,
We truly appreciate your kind words and are so grateful we could help when you needed us most. Our team works hard to make the loan process easy, simple, and stress-free, so it means a lot to hear about your positive experience. Thank you again for your trust and support — we’re always here whenever you need us!
Thank you for your feedback, Al. Our interest rates are high because we lend to consumers with a wide range of credit histories. This is why we encourage our customers to borrow only the minimum amount necessary and to pay it off as soon as their finances allow. Paying your loan off early will save a significant amount on interest and will not involve any prepayment penalty fees. You can do this via your online account or by calling us 24/7 at 877-558-1999.
M
Maria · 9 reviews · Experienced 2026-05-06 ·
★★★★★
Representative Made an Error to Make Commission Left Customer Hanging
I have been using this company for a long time and have always received my funds in real time. The representative, who identified herself as Tarin, initially told me the funds would arrive within two hours, then changed it to 30 minutes. It appears she was rushing to secure the commission, which led to inaccurate information being provided. No funds posted poor customer service lies
Reply from Lendumo2026-05-19
Dear Maria,
We appreciate you taking the time to share your experience and for being a long-time customer. We sincerely regret the frustration caused by the conflicting information you were provided regarding your funding timeline, and we understand how disappointing it can be when expectations are not met. Your feedback is important to us, and we take concerns like this seriously as we continuously work to improve communication and service accuracy.
We would like the opportunity to review what occurred and help resolve your concerns. Please contact our Customer Service team at (877) 558-1999 so we can further assist and provide clarity on your account.
As a valued customer, we also want to ensure you are aware of the benefits available to you. From time to time, we send special promotional emails that include opportunities to earn rewards points, which can be saved and later redeemed for gift cards to popular retailers or even applied directly toward reducing your loan balance.
Additionally, managing your loan is designed to be flexible and convenient. You may pay down or pay off your loan at any time without penalties through your online account on our website or by calling Customer Service. Payments can easily be made using your bank account or debit card, and because interest is prorated daily based on your remaining balance, any additional payments you make can help reduce the overall cost of your loan. Your online account also keeps track of your balance and accrued interest in real time.
We truly value your long-standing business and hope to restore your confidence in our service.
This is the first time ever doing something like this. But your service was friendly and patient with me. You made your site easy for me to understand. Got everything done in one day. Thank you.
Reply from Lendumo2026-05-13
Diane, we sincerely appreciate your kind feedback! Trying a new process for the first time can sometimes be stressful, so it’s wonderful to hear that our team helped make the experience comfortable and easy for you. Providing clear information, friendly service, and fast results are all things we strive for every day. Thank you again for your trust and for sharing your experience with others!
This was easy and fast! Instantly deposited into my account! Pricey but the payment schedual and monthly payback amount work for me.
Thanks Lendumo!
Reply from Lendumo2026-05-14
Thank you for the kind words and honest feedback, Brandon! We’re glad we could provide quick access to funds and a payment plan that works for you. We appreciate the opportunity to serve you.
Im not happy that they told me I would pay 820 back and I'm paying over 2000 back need more specification. I would of never took it
Reply from Lendumo2026-05-14
Thank you for your feedback, Naomi. We’re sorry to hear there was confusion regarding the repayment terms and understand your frustration. Paying your loan off early will save a significant amount on interest and will not involve any prepayment penalty fees. You can do this via your online account or by calling us 24/7 at 877-558-1999.
Transparency is important to us, and we truly appreciate you sharing your experience so we can continue to improve our communication.
I was approved for a loan. Received in a timely matter. Paid off loan easily. My only gripe is that the interest rates are very high and I had to pay back quite a bit of money. I borrowed $400 and to pay off loan I had to pay $623.57. I guess that’s the cost of having bad credit and not being able to loan from more traditional lenders.
Reply from Lendumo2026-05-13
Thank you so much for your honest and thoughtful review, Michelle Rena Jones! We’re happy to hear the loan approval process was smooth, funding was timely, and repayment was easy to manage. We also truly appreciate you sharing your concerns about the interest rates. We understand that borrowing costs can feel high, especially for customers rebuilding credit, and we’re grateful you gave us the opportunity to help when traditional lenders may not have been an option. Thank you again for your feedback and for trusting us during your financial journey!
Very professional experience n outstanding customer service quick support n my situation
Reply from Lendumo2026-05-14
Dear Beatrice Mooshagian,
We truly appreciate your kind words and are grateful you trusted us during your situation. Our team is committed to providing professional service and quick support, so it means a lot to hear about your positive experience. Thank you again for your support, and we’re always here whenever you need us!