Lendumo (lendumo.com) has a 4.6 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-11.
What people say
R
Rose · 7 reviews · Verified · Experienced 2026-06-08 ·
★★★★★
Too expensive!
Reply from Lendumo2026-06-24
Dear Rose,
Thank you for your feedback—we truly appreciate you taking the time to share your thoughts, and we completely understand your concern about cost. We aim to be transparent, as our loan agreement and website clearly explain that this is an expensive form of borrowing intended for short-term financial needs rather than long-term solutions. That said, many customers choose to reduce overall cost by paying their balance down early, as there are no penalties for early payoff, and any extra payments made through your online account or by calling Customer Service at 877-558-1999 are applied directly to the principal; since interest is prorated daily based on the remaining balance, this can significantly lower the total amount paid. Our user-friendly website allows you to easily make payments using a bank account or debit card, track your balance, and pay off your loan at any time, while many customers also benefit from same-day or next-day funding to quickly address urgent needs. Additionally, you may receive special promotional emails offering opportunities to earn rewards points that can be saved and redeemed for gift cards to popular retailers or applied toward your loan balance. Some customers also explore refinancing or other lower-interest options and pay off their Lendumo loan early to minimize costs. We’d be happy to review your account, so please don’t hesitate to contact Customer Service at 877-558-1999 if we can assist further, and thank you again for your review.
A
Andre · 6 reviews · Verified · Experienced 2026-06-09 ·
★★★★★
Easy to use website and knowledgeable…
Easy to use website and knowledgeable customer support and quick funding
Reply from Lendumo2026-06-24
Andre, thank you for taking the time to leave us such a wonderful review! We're glad you enjoyed the convenience of our website and found our customer support team helpful and knowledgeable throughout the process. Knowing that your funding was completed quickly makes us especially happy. We appreciate your business and hope to have the opportunity to serve you again whenever you need us.
Dear Shelia Allen,
Thank you for your five star review of Lendumo. We are so pleased to hear that you found the process very easy, as our goal is to provide a simple and straightforward experience from start to finish. Your feedback truly means a lot to us and validates the effort we put into making our application and funding process as seamless as possible. If you ever have any questions or need assistance in the future, our team is always here to help. We appreciate the opportunity to serve you and look forward to supporting you again.
What made the experience a good one was how fast I was able to receive the funds needed for an emergency.
Reply from Lendumo2026-06-24
Dear Theresa Haskett,
Thank you for your five-star review and for choosing Lendumo. We truly appreciate you taking the time to share your experience, and we are glad to hear that the speed of receiving your funds helped during your emergency, as we understand how important quick access can be in those moments. Your feedback means a lot to us, and we are pleased that the process met your expectations. If you ever need assistance in the future, our team is always here to support you.
When I pulled this loan it was so scary because I never in my life wanted to be in a position where I was living off loans, but I trusted my gut and because of how fast it came in, my husband and kids were able to have what they needed when they needed it and the payments aren't worth hurting over either! I just want to say thank you because this helped us, when I feared of it hurting us.
Reply from Lendumo2026-06-24
Dear Mrs. Williams,
Thank you so much for your thoughtful review, and for trusting Lendumo during such an important time for your family. We truly understand how stressful it can feel to take out a loan, and we appreciate you sharing that you relied on your instincts and found peace of mind through the process. We are very glad to hear that the funds arrived quickly and helped ensure your husband and kids had what they needed, and that the payments have remained manageable for you. It means a great deal to know that what initially felt uncertain ultimately became a positive and supportive experience, and we are grateful you chose Lendumo to be there for you. Please know we are always here if you ever need assistance in the future.
Thank you for your five-star review and for sharing your experience with Lendumo; we’re glad to hear the process felt easy during a time of need, as we aim to provide a straightforward and supportive application experience, and if there is ever anything more we can do to assist or improve your experience, our team is always here to help.
Dear Larry Nunley,
Thank you for sharing your experience with Lendumo; we truly appreciate your five-star review and are glad to hear that you found the approval process quick and the service efficient, as providing a fast and seamless experience is very important to us, and we’re pleased that your expectations were met, but if there is ever anything more we can assist you with, our team is always here to help, and we look forward to continuing to serve you.
Thank you for taking the time to leave your review. We truly appreciate the opportunity to have provided your loan and are glad we could assist you when you needed it. At Lendumo, we strive to make the process straightforward and accessible, so it means a lot to know we were able to deliver for you. If there is ever anything more we can do to support you or enhance your experience, please do not hesitate to reach out. We value your trust and thank you again for choosing Lendumo.
Dear Debra Lohmeyer,
Thank you for your five-star review of Lendumo; we truly appreciate you taking the time to share your experience and are glad to hear the loan process was easy for you, as we strive to make access to funds straightforward and convenient, and if you ever need anything further or have questions in the future, our team is always here to help.
Thank you for taking the time to share your feedback with Lendumo; we truly appreciate your kind words. We are very pleased to hear that your experience was a great one, as our goal is to provide a smooth, transparent, and supportive process from start to finish. Your satisfaction is important to us, and it is rewarding to know that we met your expectations. If there is ever anything further we can assist you with, our team is always here to help, and we look forward to serving you again in the future.
Process is quick and everything is laid out plainly so that customers actually know what's going on in their loan
Reply from Lendumo2026-06-17
Dear Brittany R,
Thank you for taking the time to share your experience with Lendumo. We truly appreciate your feedback and are glad to hear that you found the process easy to understand and quick, with everything clearly explained so you knew exactly what to expect throughout your loan. Providing transparency and a straightforward experience is very important to us, and it is great to know that this was reflected in your experience. If you ever have any questions or need assistance in the future, our team is always here to help.
Thank you so much for your five star review and for taking the time to share your experience with us, we truly appreciate your kind words about our customer service, as our team at Lendumo works hard to ensure every customer feels supported, respected, and valued throughout their loan experience, and it is incredibly rewarding to hear that we delivered the level of service you deserved, your feedback means a great deal to us and motivates us to continue providing excellent service, and if there is ever anything more we can do to assist you in the future, please do not hesitate to reach out, we are always here to help.
I am not weathly enough to afford the exorbitant interest rates.
Reply from Lendumo2026-06-11
Dear Helen sheets,
We appreciate you taking the time to share your feedback and understand your concern regarding interest rates, as many customers feel the same when exploring short-term credit options; at Lendumo, we aim to be transparent, and both our loan agreement and website clearly explain that this is an expensive form of borrowing intended for short-term needs rather than long-term solutions, while also providing flexible ways to manage costs, including the ability to pay off your loan at any time without penalty through your online account or by calling Customer Service at (877) 558-1999 using a bank account or debit card, with interest prorated daily on the remaining balance so making extra payments directly toward principal can reduce the overall cost and help you pay off your loan faster, which many of our customers choose to do—even refinancing with other lenders after a short period to minimize interest; additionally, customers may have opportunities to earn rewards points through special promotional emails, which can be saved and redeemed for gift cards to popular retailers or applied toward paying down their loan balance, and our user-friendly website makes it easy to track your balance, make additional payments, and manage your account, while many customers also benefit from same-day or next-day funding that helps address immediate financial needs—we truly value your perspective and encourage you to reach out so we can review your account and discuss options that may better support your situation.
E
Emanuel Lewis · 1 review · Experienced 2026-06-01 ·
★★★★★
04/10/26 Instant Pmt from Lendumo on…
04/10/26 Instant Pmt from Lendumo on 04/10 Ref#20260410096016930P1BOPNE60137989854 $1,500.00
1st Payment05/01/26 LENDUMO DB 3103870278 043026 260430095222YW5 EMANUEL LEWIS $527.14
05/01/26 Lendumo 8775581999 260430 55705761 Emanuel Lewis $527.14
2ND PAYMENT
06/01/26 LENDUMO DB 3103870278 052926 260529091003UTK EMANUEL LEWIS $527.14
06/01/26 LENDUMO DB 3103870278 052926 260529090224GP1 EMANUEL LEWIS $527.14
I am sending you a check for the balance of $300.00
I do not want you to take 600.00. I have requested my bank to stop and close your account. You will receive a $300.00 balance via mail. I will inform my social media of your practices and lending procedures.
Reply from Lendumo2026-06-02
Thank you for your feedback and for taking the time to communicate your concerns, Emanuel. We appreciate your efforts to resolve your account balance. We're sorry to hear that you are dissatisfied with your experience. We understand how important it is to feel confident and informed throughout the repayment process. We value your comments and welcome the opportunity to address any outstanding concerns directly.
This is one of the best companies I have ever experienced they always have good customer service and they appreciate my business.
Reply from Lendumo2026-06-10
Dear Stacey Crenshaw,
Thank you so much for your kind words and for sharing your experience with us. We truly appreciate your support and are grateful for the opportunity to serve you, and we're delighted to hear that our customer service team has consistently met your expectations. We value your business and look forward to continuing to provide you with the excellent service you deserve.
easy to get money but a whole lot of interest charges.
willing to loan you money
Reply from Lendumo2026-06-11
Dear Rae,
We truly appreciate you sharing your experience and are grateful for your kind words about our willingness to help. It means a lot to us to know that our support made a positive impact. Thank you again—we’re always here if you need us!
M
Mark S · 3 reviews · Verified · Experienced 2026-06-01 ·
★★★★★
I was able to get a high interest loan…
I was able to get a high interest loan quickly. I hope you give me a good rating on my credit score!
Thank you for your kind feedback! We're glad we could be there for you during a time of need. We appreciate your trust and look forward to assisting you again in the future.
Loan was there when I needed it the most in the lost of my sister 🙃
Reply from Lendumo2026-06-11
Thank you for your review, Carolyn. We're sorry for your loss and are glad we could provide financial support when it mattered most. We appreciate your trust and wish you peace and comfort.
Patricia, thank you so much for the 5-star review! We're thrilled to hear the process was so easy for you. Making things simple and stress-free is exactly what we strive for. We truly appreciate your feedback and look forward to helping you again in the future!