National Business Capital (nationalbusinesscapital.com) has a 5.0 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Business Services and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has replied to 100% of negative reviews; 90 of them were added in the last 12 months. Last updated 2026-08-10.
What people say
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Stephanie · 2 reviews · Experienced 2025-12-04 ·
★★★★★
Ryann is wonderful to work with!
Ryann is wonderful to work with! Extremely thorough and laid out all the details, answering every question we had. 10/10 would recommend!
Reply from National Business Capital2025-12-14
Stephanie, we're happy to hear you had a great experience with National's process! Thanks for taking the time to leave this great feedback!
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Ginger J. · 1 review · Experienced 2025-12-12 ·
★★★★★
Working with Ryann M
Working with Ryann M. has been an absolute pleasure! She's communicative, efficient and has the most positive attitude. It's always easy and collaborative & I look forward to more success together.
Reply from National Business Capital2025-12-14
Ginger, thank you for taking the time to leave this awesome feedback! On behalf of our team, we'd like to thank you for choosing to grow your business with us and look forward to watching you take your business to the next level!
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Tom Cockrell · 1 review · Experienced 2025-12-12 ·
★★★★★
Fast great service
Reply from National Business Capital2025-12-14
Thank you for taking the time to provide this awesome feedback about our fast service! On behalf of the team, welcome to the National Family 🤝
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tzk · 1 review · Experienced 2025-12-10 ·
★★★★★
Have being nice working with Nick And…
Have being nice working with Nick And Chad. Both of them very nice to helping. Keep working well Chad. Happly Holiday both of you.
Reply from National Business Capital2025-12-14
TZK, we're happy to hear you had a great experience with National's process! Thanks for taking the time to leave this great feedback!
Thank you Ryann for making everything easy it was great working with you
Reply from National Business Capital2025-12-14
We love hearing from our clients, Kristina. Thank you for taking the time to show your support! We look forward to seeing your business grow!
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Kenzie · 1 review · Experienced 2025-12-10 ·
★★★★★
Truly Professional, Highly Organized, and A Pleasure to Work With!
Working with National Business Capital has always been a 5/5! They truly exemplify what it means to be a professional and efficient partner in the world of business financing. The entire team I interacted with has been fantastic; their communication is stellar, ensuring every detail is clear and timely, and their overall organization makes the funding process feel remarkably easy and streamlined.
What truly sets National Business Capital apart is the highly personalized and friendly atmosphere. Everyone I've encountered is personable and genuinely dedicated to client success.
A special shout-out must go to Ryann at NBC! Ryann is an absolute standout. More importantly, she combines this professional knowledge with an incredibly positive and proactive attitude.
I wholeheartedly recommend National Business Capital, particularly if you have the opportunity to work with Ryann. They are a reliable and trustworthy partner for securing the capital your business needs.
Reply from National Business Capital2025-12-14
Our team is thrilled to hear such great feedback about Ryann! We’re proud to welcome you to Team National!
Ryan was amazing! Extremely helpful! Thank you ryan.
Reply from National Business Capital2025-12-14
Thank you for the great feedback, Rich! From our team to yours, we wish you the best of luck in growing your business!
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Keith · 2 reviews · Experienced 2025-12-10 ·
★★★★★
Love working with Ryann
Love working with Ryann, great care and customer service every time and she makes working with NBC a real easy time, every time!
Reply from National Business Capital2025-12-14
Our team is thrilled to hear such great feedback about Ryann! We’re proud to welcome you to Team National!
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Sal Morreale · 1 review · Experienced 2025-12-04 ·
★★★★★
A trusted partner
We work with NBC as a trusted partner and have found them to be professional, effective, and trustworthy. We value the relationship and hope to continue our success together for many years to come.
Reply from National Business Capital2025-12-14
Sal, we're happy to hear you had a great experience with National's process! Thanks for taking the time to leave this great feedback!
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Walter Ellis · 1 review · Experienced 2025-12-03 ·
★★★★★
It was great working with ryann
Reply from National Business Capital2025-12-14
Walter, thank you for taking the time to leave this awesome feedback! On behalf of our team, we'd like to thank you for choosing to grow your business with us and look forward to watching you take your business to the next level!
Ryann was great to work with. Very helpful and knowledgeable.
Reply from National Business Capital2025-12-14
We love hearing from our clients, Heather. Thank you for taking the time to show your support! We look forward to seeing your business grow!
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Justin Lange · 1 review · Experienced 2025-12-01 ·
★★★★★
My experience with National Business…
My experience with National Business Capital was extremely negative and financially harmful to my business. I was advised to take a short-term “bridge loan” with the understanding that it would be followed by an SBA loan once the bridge was secured and performance was shown. That SBA loan never materialized.
Instead, I was placed into a high-cost weekly repayment product that immediately strained operations. The true cash flow impact of those large weekly withdrawals was not clearly explained upfront. Once repayment began, it became obvious that the structure severely restricted working capital.
As a direct result of how aggressive the weekly payments were, I eventually had to refinance the loan just to keep my business afloat. What was sold as a temporary bridge became a long-term financial burden.
After funding, communication dropped off significantly, and any follow-through on the promised SBA financing disappeared. In hindsight, the bridge loan felt like a setup to funnel me into expensive short-term money, not a real path to affordable capital.
I strongly urge business owners to get everything in writing, fully understand weekly repayment structures, and consult an independent financial professional before working with National Business Capital.
Reply from National Business Capital2026-03-10
Hi Justin,
We are truly sorry your experience did not meet your expectations. We are always transparent and clear about the terms of any financing offered to our clients. Our EVP connected with you personally to address your concerns. We admit that strict SBA guidelines can be difficult. Sometimes on the surface during our initial pre-screen, everything looks great, but during a full underwrite, multiple factors can lead to an approval or decline. We offered alternative solutions, but we understand that you chose a different path. We remain ready to assist you in any way we can.
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Okey Ozed · 5 reviews · Experienced 2025-11-15 ·
★★★★★
I had a great experience with their…
I had a great experience with their business team,they were creative, responsive and really helpful. The task was done with ease. Highly recommend
Reply from National Business Capital2025-11-24
Okey, thank you for taking the time to leave this awesome feedback! On behalf of our team, we'd like to thank you for choosing to grow your business with us and look forward to watching you take your business to the next level!
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Roberta sue Cooper · 3 reviews · Experienced 2025-11-13 ·
I had a great experience with National Business Capital for my business funding. Their team was professional, responsive, and made the process quick and stress-free. They genuinely care about helping businesses succeed and go above and beyond to find the right funding solutions. I'd highly recommend them to anyone looking for a trustworthy and supportive company to work with.
Reply from National Business Capital2025-11-11
Thank you for the great feedback, Patricia! From our team to yours, we wish you the best of luck in growing your business!
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Allen Sanders · 3 reviews · Experienced 2025-10-29 ·
★★★★★
Alec Stepanian is my loan officer
I’ve been working with Alec Stepanian and his lending team. They have gone beyond expectations and found very interesting and practical solutions for my business. I highly recommend National Business Capital! Awesome experience.
Reply from National Business Capital2025-10-30
Our team is thrilled to hear such great feedback about Alec! We’re proud to welcome you to Team National!