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Money & Insurance

NetCredit

201 reviews

4.8201 reviews
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About NetCredit

Data updated
Website
netcredit.com
Category
Money & Insurance
Location
United States · Chicago
Status
Unclaimed
Last 12 months
201 reviews
Replies to negative
100% (4/4)
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Is NetCredit legit?

NetCredit (netcredit.com) has a 4.8 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.

What people say

D
Don Brown · 6 reviews · Verified · Experienced 2026-07-29 ·

Very good expensive

Very good expensive! Made it very easy to borrow money!

V
Vashana · 1 review · Verified · Experienced 2026-07-29 ·

The representative helped me out she…

The representative helped me out she was very nice and polite to me and the process was easy and simple.

J
Jimmy · 1 review · Verified · Experienced 2026-07-29 ·

Quick and smooth

P
Philip · 1 review · Verified · Experienced 2026-07-29 ·

Easy process

Easy to fill out application

A
Alexander · 1 review · Verified · Experienced 2026-07-29 ·

Very quick to respond and also very…

Very quick to respond and also very reasonable and reliable

D
Darlene Pope · 1 review · Experienced 2026-07-28 ·

Liars

They say people can get loans who cannot get them anywhere else. Well, they lied.

Reply from NetCredit2026-07-28

Hi Darnele, we’re sorry to hear you weren’t able to obtain funding through us at this time. As your financial picture changes and eligibility criteria may change over time, you may become eligible again in the future. We definitely would look forward to meeting your needs in the future!

J
Jessica · 1 review · Verified · Experienced 2026-07-25 ·

Needed a little extra money to help…

Needed a little extra money to help with bills and things this month. Was approved in just a couple minutes and had the money in a couple hours. Will definitely be using NetCredit again!

S
Sarah · 1 review · Verified · Experienced 2026-07-25 ·

They were available for me when I…

They were available for me when I needed them and affordable. I'm grateful.

k
kiana smith · 2 reviews · Verified · Experienced 2026-07-21 ·

Great company

A
Anna · 1 review · Verified · Experienced 2026-07-25 ·

Great Customer Service!

The agent was very kind, understood my concern, was patient, knowledgeable and I was very happy with the way I was treated and the information I was given!

t
thelma · 1 review · Verified · Experienced 2026-07-25 ·

The length and time was exceptional

J
Jerroid · 1 review · Verified · Experienced 2026-07-25 ·

There were no houses everything went by…

There were no houses everything went by smooth and easy

C
Catherine · 1 review · Verified · Experienced 2026-07-25 ·

Work well with customers

They worked well with customers

A
Aaron · 2 reviews · Verified · Experienced 2026-07-25 ·

Very efficient I know what I’m getting…

Very efficient I know what I’m getting myself into everything was clear and cut

S
Stacey Pippin · 3 reviews · Verified · Experienced 2026-07-25 ·

Thank you for working with me

Thank you for working with me. You guys made it very simple and easy for me in my time in need.

D
Donnette · 1 review · Verified · Experienced 2026-07-25 ·

Overall I think everything was smooth…

Overall I think everything was smooth and I am Grateful for this, i was in a financial situation and NetCredit really helped me.

J
James · 1 review · Verified · Experienced 2026-07-25 ·

Fast and easy as soon all documentation…

Fast and easy as soon all documentation was sent in for review

E
ELEANOR · 1 review · Verified · Experienced 2026-07-25 ·

They was great

They was great! With no problem

B
Brooke · 1 review · Verified · Experienced 2026-07-23 ·

So far being able to have a medically…

So far being able to have a medically necessary surgery to be able to stop feeling pain is possible due to this loan (and 2 others ) I'm so glad I was able to find this option.

W
W B · 1 review · Experienced 2026-07-27 ·

Very lazy and unprofessional staff

Very lazy and unprofessional staff. I received a recent email regarding an application I never submitted. I sent an email asking for details that were not provided in the email. They responded that I should check the email I received for the requested information.. Why would I waste time emailing and waiting for a response if the info was readily available? Incompetence is at an all time high in customer service and NetCredit is no exception.

Reply from NetCredit2026-07-28

Hello W B, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.