OnePay (onepay.com) has a 4.9 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher. Last updated 2026-08-10.
I feel that there should be more benefits for the customer, such as a better way to make transfers without charging an amount of 4 per transaction, and they should also integrate with the Zelle system since that makes it easier to pay and transfer money.
I really enjoy how easy everything is to navigate in the app, whether it's transfers or payments, everything is really simple to work. I really also enjoy that you earn points for purchases even just on the debit card, as well as the extra perks for restaurants, gas, and shopping. Really enjoy banking with them!
One pay is great option, but if a problem occurs takes too long to make corrections. Not cool!!!
I had a dispute, I had to send evidence to the company 3 times pictures and contacts info. Walmart even had sent you all the correct total and it still took over a month to get my account corrected.
J
Jim · 1 review · Verified · Experienced 2026-08-04 ·
★★★★★
Everything is easy to understand and I can operate it.
Everything is easy to understand and I am able to move money to where I need it.
Able to purchase items in 4 payments is very helpful for me. Love the service they provide.
M
Mat · 1 review · Verified · Experienced 2026-08-04 ·
★★★★★
It's a super intuitive app with clear…
It's a super intuitive app with clear rewards. I've saved so much money just using the debit and credit cards. I've been recommending it to everyone! Automatic savings and investing are awesome. The only thing I'd change is for faster processing of payments to my OnePay credit card from my OnePay checking. Robinhood lets you instantly pay, and if OnePay speeds things up, it will be perfect!
I love the option to automatically slide portions of checking into savings. Also when I got hacked they were very quick to shut down my accounts so as not to lose anything until everything was straightened out.
S
Sean · 1 review · Verified · Experienced 2026-08-04 ·
★★★★★
User friendly and excellent cash back…
User friendly and excellent cash back options. Really everything you need in a payment app.