Charlie made it simple to get paperwork…
Charlie made it simple to get paperwork done. Even helped find a form I needed. Charlie did so well, My supplier has been using him.
Smarter Finance USA is your source for equipment financing and small business loans.
Smarter Finance USA (smarterfinanceusa.com) has a 4.9 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 50% of negative reviews; 14 of them were added in the last 12 months. Last updated 2026-09-04.
Charlie made it simple to get paperwork done. Even helped find a form I needed. Charlie did so well, My supplier has been using him.
Anthony has helped me with multiple pieces of equipment. He always goes the extra mile to make sure your comfortable and everything goes smooth. I wouldn't buy anything without using him. Very trustworthy.
Having worked with many lenders in my career, I must say that Kevin O’Boyle did a fantastic job on getting our client a deal they felt comfortable with and making the process quick and easy, ensuring the client was kept up to date on the process and answering any questions. I look forward to many future deals with Kevin.
Anthony is fantastic. Unbelievable service from start to finish. We needed to purchase another drill rig and Smarter Finance made it happen. I highly recomend these guys. Mike Advanced Well Drilling Ocala, Florida
This is my go to in financing equipment. Easy to work with and alway able to reach. I’ve now done two larger purchases and Robert has been by far the easiest lender to work with. Rates were very competitive as well. Glad I found them and will be back next time.
We had a great experience working with Anthony to get us funded for a new piece of equipment. Anthony was great and treated us very well and shot us straight the entire time. He was very personable and enjoyable to talk to and work with. 10/10 would recommend!
Working with Nick and the Smarter Finance team was a great experience. I’ve worked with him on multiple deals and he always makes it super easy to get my loans. He is always super nice and helpful, making the process very smooth and seamless. They are a great team to work with and I wouldn’t work with anyone else. I’ve already recommended them to other friends and the experiences have always been the same.
Nick was very helpful, he made the process to go fast and easy, good experience, would definitely recommend!
I have dealt with Robert Jackson twice for my financing needs. He’s gets the job done and is a pleasure to work with.
Great service from start to finish. Quick response on all questions asked. Dane is the best!
I had the pleasure of doing business with Clem Mohammed. My friend financed a truck with him back in 2022 and referred him to me. In April 2023, he got me approved and despite not finding a good truck within my budget, he never got upset. Just about one year later, I called him up again and without hesitation or any reluctance but with diligence, patience and professionalism, he got me approved again and I'm now the owner of my first semi.
I am beyond happy with Alex Jackson at Smarter Equipment Finance. For the last 2.5 years they have been my first choice when it comes to my clients. Alex goes above and beyond to find the best possible options for my clients and is very transparent with what he can do for them. His turn around time is amazing and having an account Manager like Alex Jackson makes every one of my transactions run quickly and smoothly. His communication skills are impeccable and he always knows what he is talking about. I’ve received countless compliments from my clients as to how efficient, helpful and honest Alex has been with them. I’ve had clients build ongoing relationships with Smarter Finance because of how much they like working with him. I look forward to funding many more deals with them. If you are looking for fast and efficient funding for your dealership, Smarter Finance is the way to go.
Nicholas Alvarez is 5 Stars. He worked and persevered through the various parts of our transactions. When challenging circumstances arise in a transaction, he will do what he can to work things out. If you want to have a person that does what he can for you. Nicholas is that person! Mark H.
Dane was excellent to work with. He was in constant communication throughout the process to make sure everything was progressing and there were no hiccups along the way.
Clem Muhamed was phenomenal to work with and always answered all my questions when needed. Will work with him again!
Dane is a gangster. He really went out his way to work for me and make it happen, while at the same time being honest and transparent. Whatever I need the future for my business I will start by reaching out to Dane and smater finance. Thank you for providing me with the resources to be able to reach new levels in my endeavors
I just completed my 5th deal with Smarter Finance USA and Robert Jackson. All my deals have gone great. However my last deal had to be done quick due to my procrastination. Robert got the deal done in day and I was able to meet my deadline for delivery. I highly recommend Robert Jackson and Smarter Finance for your business financial needs. Brian G
Communication is key when trying to close a deal and Anthony did that well. He was also very understanding of my busy schedule.
Anthony never stopped working for us and made sure we had the best deal possible. Thanks Anthony!
Do you need haggle free financing. Expecting a prompt approval, rather than a no call back. Would you like an experienced professional account manager to help you further your journey. Jennifer Phillips manages my account at Smarter Finance USA. This company, along with her system is the ultimate Finance hub for business owners that need help purchasing equipment. The guidance and mentorship that she provides is outstanding. With nationwide contacts to sales reps, this gives us an advantage for a vast equipment and overall purchasing power. This has been the best experience with any Finance team. Call Jenn if you want to win. Finance Smarter not harder.
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