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Money & Insurance

Smarter Finance USA

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100 reviews

4.9100 reviews
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About Smarter Finance USA

Data updated
Website
smarterfinanceusa.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
14 reviews
Replies to negative
50% (1/2)
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About this business

Smarter Finance USA is your source for equipment financing and small business loans.

Is Smarter Finance USA legit?

Smarter Finance USA (smarterfinanceusa.com) has a 4.9 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 50% of negative reviews; 14 of them were added in the last 12 months. Last updated 2026-09-04.

What people say

Very professional

Having worked with many lenders in my career, I must say that Kevin O’Boyle did a fantastic job on getting our client a deal they felt comfortable with and making the process quick and easy, ensuring the client was kept up to date on the process and answering any questions. I look forward to many future deals with Kevin.

We had a great experience working with…

We had a great experience working with Anthony to get us funded for a new piece of equipment. Anthony was great and treated us very well and shot us straight the entire time. He was very personable and enjoyable to talk to and work with. 10/10 would recommend!

Best Finance Team

Working with Nick and the Smarter Finance team was a great experience. I’ve worked with him on multiple deals and he always makes it super easy to get my loans. He is always super nice and helpful, making the process very smooth and seamless. They are a great team to work with and I wouldn’t work with anyone else. I’ve already recommended them to other friends and the experiences have always been the same.

Will always go back to Clem

I had the pleasure of doing business with Clem Mohammed. My friend financed a truck with him back in 2022 and referred him to me. In April 2023, he got me approved and despite not finding a good truck within my budget, he never got upset. Just about one year later, I called him up again and without hesitation or any reluctance but with diligence, patience and professionalism, he got me approved again and I'm now the owner of my first semi.

I am beyond happy with Alex Jackson at…

I am beyond happy with Alex Jackson at Smarter Equipment Finance. For the last 2.5 years they have been my first choice when it comes to my clients. Alex goes above and beyond to find the best possible options for my clients and is very transparent with what he can do for them. His turn around time is amazing and having an account Manager like Alex Jackson makes every one of my transactions run quickly and smoothly. His communication skills are impeccable and he always knows what he is talking about. I’ve received countless compliments from my clients as to how efficient, helpful and honest Alex has been with them. I’ve had clients build ongoing relationships with Smarter Finance because of how much they like working with him. I look forward to funding many more deals with them. If you are looking for fast and efficient funding for your dealership, Smarter Finance is the way to go.

Contact Nicholas Alvarez !!!

Nicholas Alvarez is 5 Stars. He worked and persevered through the various parts of our transactions. When challenging circumstances arise in a transaction, he will do what he can to work things out. If you want to have a person that does what he can for you. Nicholas is that person! Mark H.

Dane is a gangster

Dane is a gangster. He really went out his way to work for me and make it happen, while at the same time being honest and transparent. Whatever I need the future for my business I will start by reaching out to Dane and smater finance. Thank you for providing me with the resources to be able to reach new levels in my endeavors

5th deal

I just completed my 5th deal with Smarter Finance USA and Robert Jackson. All my deals have gone great. However my last deal had to be done quick due to my procrastination. Robert got the deal done in day and I was able to meet my deadline for delivery. I highly recommend Robert Jackson and Smarter Finance for your business financial needs. Brian G

Jennifer helped me

Do you need haggle free financing. Expecting a prompt approval, rather than a no call back. Would you like an experienced professional account manager to help you further your journey. Jennifer Phillips manages my account at Smarter Finance USA. This company, along with her system is the ultimate Finance hub for business owners that need help purchasing equipment. The guidance and mentorship that she provides is outstanding. With nationwide contacts to sales reps, this gives us an advantage for a vast equipment and overall purchasing power. This has been the best experience with any Finance team. Call Jenn if you want to win. Finance Smarter not harder.

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