LendingOne is one of the nation’s leading direct lenders for real estate investors—from individual operators to institutional firms. Whether you're funding a single fix and flip, growing a long-term rental portfolio, or developing a large-scale build-to-rent community, we offer flexible capital solutions to help you scale with confidence.Backed by a leading global asset management firm, we combine financial strength with deep industry expertise to deliver reliable capital, fast closings, and the certainty investors need to grow. Our suite of loan products includes Fix and Flip, DSCR Rental, Fix to Rent, SFR Portfolio, and New Construction financing.Through our dedicated Institutional Group, we provide specialized lending for high-value, complex transactions—offering customized non-recourse loans for BTR aggregation and renovation facilities, as well as SFR portfolio term loans with capacities of $100M+ and flexible 5-, 7-, and 10-year terms.Our commitment to long-term strategic partnerships has earned us the loyalty of thousands of repeat borrowers each year. Discover why LendingOne is the preferred specialty mortgage lender for investors nationwide seeking certainty, scalability, and a smarter way to invest.
Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the knowledgeable staff for providing helpful guidance, professional support, and maintaining clear communication throughout the entire loan process. Consumers highlight the efficient service and smooth user experience, noting that fast response times make multi-property transactions and refinancing remarkably easy. Reviewers frequently emphasize that team members are very transparent, proactive, and always available to answer questions promptly.
However, some people mentioned experiencing disorganized refinances, noting repetitive requests for the same information, lack of clear follow-up, and sudden demands for additional documents. A few reviewers also noted occasional communication gaps regarding missing paperwork and delayed administrative responses.
I feel this situation was not handled in a timely manner, which ultimately cost me over $4,000 in penalties. Jamie, the Client Relations Specialist, did not demonstrate the level of professionalism or support that the title suggests. At one point, I was even referred to as “just an investor,” which felt dismissive and inappropriate given my position as a client.
Hunter was the only individual I felt I could trust throughout this process. In fact, my decision to refinance with LendingOne was largely based on that trust, as I believed the process would be straightforward. Instead, it ended up costing me more money and negatively impacting my credit due to a lack of communication, particularly involving Shellpoint.
This issue is still ongoing, and I feel let down by how everything has been handled. I believe this reflects poorly on LendingOne for allowing a situation like this to occur. I am sharing my experience in hopes that others are aware and do not encounter similar issues.
我在 LendingOne 重新融资我的出租物业的体验非常好,我想特别感谢 Khalid Washington 先生和 Michael Hoyt 先生在整个过程中提供的出色支持。从头到尾,Khalid 和 Michael 都展现了高度的专业性、及时响应和对确保交易顺畅高效的承诺。他们随时准备回答问题、提供清晰指导,并主动解决任何挑战,这使我在重新融资过程中充满信心。作为回头客,我真正重视一致性和可靠性,这次经历加强了我对 LendingOne 作为我房地产投资活动强大贷款伙伴的信任。他们结合专业技术与卓越客户服务的能力使他们脱颖而出。我真诚感谢 Khalid 和 Michael 提供的奉献和支持,期待未来在投资方面继续与 LendingOne 合作。