LendingOne is one of the nation’s leading direct lenders for real estate investors—from individual operators to institutional firms. Whether you're funding a single fix and flip, growing a long-term rental portfolio, or developing a large-scale build-to-rent community, we offer flexible capital solutions to help you scale with confidence.Backed by a leading global asset management firm, we combine financial strength with deep industry expertise to deliver reliable capital, fast closings, and the certainty investors need to grow. Our suite of loan products includes Fix and Flip, DSCR Rental, Fix to Rent, SFR Portfolio, and New Construction financing.Through our dedicated Institutional Group, we provide specialized lending for high-value, complex transactions—offering customized non-recourse loans for BTR aggregation and renovation facilities, as well as SFR portfolio term loans with capacities of $100M+ and flexible 5-, 7-, and 10-year terms.Our commitment to long-term strategic partnerships has earned us the loyalty of thousands of repeat borrowers each year. Discover why LendingOne is the preferred specialty mortgage lender for investors nationwide seeking certainty, scalability, and a smarter way to invest.
Written by the business, not verified by us.LendingOne, LLC (lendingone.com) has a 4.7 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-01.
Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the knowledgeable staff for providing helpful guidance, professional support, and maintaining clear communication throughout the entire loan process. Consumers highlight the efficient service and smooth user experience, noting that fast response times make multi-property transactions and refinancing remarkably easy. Reviewers frequently emphasize that team members are very transparent, proactive, and always available to answer questions promptly. However, some people mentioned experiencing disorganized refinances, noting repetitive requests for the same information, lack of clear follow-up, and sudden demands for additional documents. A few reviewers also noted occasional communication gaps regarding missing paperwork and delayed administrative responses.
Auto-generated from all reviews of this business. For reference only.Great Value and customer service on a complicated deal. We had some unique hurdles on this deal and Justin, Kizziah and the team helped us find a solution and got it done for us.
Thank you for the kind words and we look forward to partnering with you again in the future! Please let us know if you need anything else!
The experience was great from start to finish. I had alot of questions and they were patient and willing to answer all of them. I felt like I was in good hands.
Thank you for the kind words and we look forward to partnering with you again in the future! Please let us know if you need anything else!
Great lender for my investment property purchase !!
Thank you so much! We look forward to being a loyal partner for you on your future investments!
People I worked with were good and the deal was good and prompt at answering questions. The only problem I had is I closed on 8/17/26 and the funds weren't released until 8/19/26, causing me to pay an extra two days interest on the loan I was paying off in addition to the inconvenience.
Hi thank you for sharing multiple aspects of your experience and while we appreciate the kind words for our team, a member of our client experience team will reach to discuss your inconvenience further.
Jamie was very helpful. I appreciate all he did to close the loan.
Thank you for giving Jamie a shoutout! We look forward to partnering with you in the future.
Loan officer Edward Kis give me nice service
Thank you for sharing a great experience with Edward! We look forward to partnering with you in the future!
Everything went as planned. You can't ask for more.
Thank you! We look forward to partnering with you again!
Great as always. The entire team. 👍🏻
Thank you for the opportunity to serve your business again!
John was great, so was Candy.
Thank you for kind words for the team and we look forward to working with you on your next investment.
I am a self employed real estate investor. Which means normal lenders generally dislike me. Lending One was able to provide me funding options that I would not have otherwise had. I was able to obtain a construction bridge loan based on the assets in my portfolio, and my experience in rehabilitating properties. I worked with Lending One for over a year on this project. They provided the construction loan, and refinanced the property into a conventional loan upon completion of the project. It was incredibly helpful having one single point of contact throughout the process. My loan officer, David, helped me out immensely. As with any construction project, there were a couple bumps along the road. My loan officer was always available to provide me guidance, and help me work things out. Their services were a little costly, and the contracts were failing stringent, but it enabled me to undertake a project that would not have happened otherwise. I will work with them in the future when I start my next project.
Thank you for the detailed and stellar review, we appreciate your partnership and thrilled we were able to become a loyal partner to your investment business! We truly look forward to partnering with you again and continued best wishes.
A+ experience, they stand by their customers and will go the extra mile to ensure everything is to their satisfaction
Thank you for the stellar review and we are grateful to have provided you an authentic experience! We look forward to partnering with you on your next investment!
Great and fast transaction ! Mark is the best !
Thank you for great review and kind words! We look forward to partnering on your next investment!
Once again Chace & Lending One completed a smooth multi-property transaction for me. Call Chace & figure out for yourself that these guys can help you. I just referred a buddy of mine who had different circumstances and Chace was able to get his deal done...definitely worth the call!!
WOW! Thank you so much for the great review and trusting us with referring someone over, we aim to provide best in class service on every loan. We look forward to partnering with you on your next investment.
We’ve worked with LendingOne for a couple of years now and have met some truly great people along the way. Their team is efficient, responsive, and consistently delivers exceptional customer service. Thank you, Keisha, Edrony, and the entire LendingOne team, for making business run so smoothly. We look forward to continuing to strengthen our relationship.
Thank you so much for all your kind words and it was a true pleasure working with you as well! We look forward to partnering with you on your next investment and look forward to continuing partnership! We always aim to deliver service like this.
This company is very concerned about there clients .They really try to make everything right
Thank you for recognizing our care and passion to best serve our clients and their investments! We look forward to the next opportunity to serve your business.
Thank you! It was a pleasure to partner with you and your business! We look forward to the next opportunity.
Great Service
Thank you and it was a pleasure working with you!
Marc reaching out made a really big difference. I had some communication delays earlier in the deal. I had made a couple of complaints and Marc reached out. Communication improved tremendously. They worked hard to push my deals through and communicate all of the factors between myself and underwriting. They did a good job and got the deal closed. I appreciate that we are developing a relationship and look forward to doing more deals in the future.
We are always eager to ensure your team at LendingOne can work with you to be solutions driven!
The guys were spot on. Keeping us on track to make sure we hit closing and didn't lose out on our lock extension. Appreciate the communication and partnership
Woohoo! That is what we love to hear and we truly value your partnership as well! Appreciate the opportunity.
Representatives were responsive to my needs. Information was clear and understandable. All questions were answered. This is my second experience with LendingOne. My concern is when the loan is paid off, I did not understand how the mortgage company calculated what was owed to me from the construction holdback money that was not used.
Thank you for the kind words regarding the process internally here. As for your concern, a member of our client experience team will reach out to you shortly.
100 reviews matching
Kiavi
Easy Street Capital
Finance of America
CoreVest Finance
Lima One Capital
Tower Loan
Upstart
ChoiceCash