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Money & Insurance

ChoiceCash

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104 reviews

4.6104 reviews
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About ChoiceCash

Data updated
Website
choicecash.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
104 reviews
Replies to negative
89% (8/9)
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About this business

Launched in 2019, ChoiceCash is a vehicle-secured loan option for borrowers from all walks of life. Serving customers in more than 20 states, ChoiceCash has grown to be a premier funding option, with more than a million loan inquiries processed!ChoiceCash title loans come with manageable qualification criteria for applicants with less-than-perfect credit, and offer competitive interest rates and loans terms. If you have a vehicle title in your name and a source of income to make your loan payments, you may qualify for fast funding with ChoiceCash.The ChoiceCash loan is made by Quill Bank, a Utah Charted bank, located in Provo, Utah. All loans will be serviced by LoanMart. Loan proceeds are intended primarily for personal, family and household purposes. All loan applications are subject to meeting Quill Bank’s credit criteria, which include providing acceptable property as collateral. Customers need to demonstrate ability to repay the loan.

Written by the business, not verified by us.

Is ChoiceCash legit?

ChoiceCash (choicecash.com) has a 4.6 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 89% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-26.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is extremely polite, patient, and very helpful throughout every single step. People also deeply appreciate the fast service, noting that getting financial assistance approved and successfully deposited happens remarkably quickly. Reviewers often note the smooth overall process and the professional guidance provided by loan officers. Though some reviewers were not happy with certain terms, specifically mentioning unexpected high interest rates and burdensome monthly payments. A few other people also felt that these high loan costs and overall financial commitments made them hesitant to return.

Auto-generated from all reviews of this business. For reference only.

What people say

great customer service

great customer service, worked with me to get this across the finish line !!!

Reply from ChoiceCash2026-08-20

Thank you for the 5 star review! We’re glad to hear the instructions were clear and that our team made the process feel friendly and helpful. If you have any questions or ever need assistance again, we’re always ready to help.

This company met my needs without any…

This company met my needs without any questions; were polite and very professional.

Reply from ChoiceCash2026-08-17

Thank you for taking the time to share your loan experience with ChoiceCash. We’re happy to hear the process felt easy and that everything was clearly explained. That’s exactly what we aim for. Thanks again and we hope you’ll continue to choose ChoiceCash in the future.

Didn’t say anything about charging me…

Didn’t say anything about charging me $70

Reply from ChoiceCash2026-08-17

Hi, thank you for taking the time to share your experience with us. We’re sorry to hear about your frustration – our aim is to make the ChoiceCash process transparent and easy from start to finish. For further assistance, please contact us at [email protected] so we can fully review and respond to you.

Easy process

Easy process. Very patient and considerate loan officer.

Reply from ChoiceCash2026-08-17

We appreciate you taking the time to review your experience with ChoiceCash. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. Thanks again and we hope you’ll continue to choose ChoiceCash in the future.

They made they made the process easy.

Reply from ChoiceCash2026-08-17

Thank you for taking the time to share your loan experience with ChoiceCash. We’re happy to hear the process felt easy and that everything was clearly explained. That’s exactly what we aim for. If you have any questions or ever need assistance again, we’re always ready to help.

I had occasion to deal with both Maria…

I had occasion to deal with both Maria and Hector and I have to say they both reduced my anxiety level to zero. They rewrote the book on customer service !!!!!

Reply from ChoiceCash2026-08-06

Hi Stephen, thank you for taking the time to share your experience with us. We’re thrilled to hear everything went smoothly and that Maria and Hector took great care of you. We’re grateful for your trust and happy we could be there when you needed support. Thank you again for choosing us!

Employees that want to help you out in…

Employees that want to help you out in whatever situation you maybe in.

Reply from ChoiceCash2026-08-06

We appreciate you taking the time to review your experience with ChoiceCash. We’re happy to hear the process felt easy and that everything was clearly explained. That’s exactly what we aim for. If you have any questions or ever need assistance again, we’re always ready to help.

All questions answered

All questions answered. When confirming information agent didn't rush and gave long numbers in sets of three as did I.

Reply from ChoiceCash2026-08-05

Hi, thank you for taking the time to share your experience with us. We’re glad to hear the instructions were clear and that our team made the process feel friendly and helpful. If you need anything at all moving forward, we’ll be here!

Very helpful and everything was…

Very helpful and everything was explained to were I understand it. Great support

Reply from ChoiceCash2026-08-06

Thank you for providing feedback on your experience with ChoiceCash, Karen. We’re glad to hear the instructions were clear and that our team made the process feel friendly and helpful. We truly appreciate your trust and your recommendation.

I am very grateful for the loan from…

I am very grateful for the loan from you guys! It has been so helpful.

Reply from ChoiceCash2026-07-30

We appreciate you taking the time to review your experience with ChoiceCash. We have worked hard to establish an outstanding reputation for quality service. We look forward to assisting you again in the future.

Mr Samuel made the process go smoothly…

Mr Samuel made the process go smoothly and and it to where I was able to understand everything

Reply from ChoiceCash2026-07-30

Thank you for taking the time to share your loan experience with ChoiceCash. We’re glad we were able to assist and happy to hear Samuel provided you with the 5-star service we strive for. Thanks again for your business.

That contract snippet proves exactly…

That contract snippet proves exactly what i suspected: the starting interest rate is a massive 119.99% per year, which translates to exactly 10% interest charged on your balance every single month. The "incentive rate" language is a sales gimmick—even if they slightly lower the rate for good behavior down the road, you will still be losing thousands of dollars to interest if you keep it for three years. what is the time? You end up paying double and beyond best thing to do in this scenario, don’t never go back and hurry up and get somebody else they can finance this for you and get out of the contract.

Quick & reliable

Quick & reliable , i am a return customer they send title back very reliably

Reply from ChoiceCash2026-07-23

Thank you for taking the time to share your loan experience with ChoiceCash. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. Thanks again and we hope you’ll continue to choose ChoiceCash in the future.

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