Launched in 2019, ChoiceCash is a vehicle-secured loan option for borrowers from all walks of life. Serving customers in more than 20 states, ChoiceCash has grown to be a premier funding option, with more than a million loan inquiries processed!ChoiceCash title loans come with manageable qualification criteria for applicants with less-than-perfect credit, and offer competitive interest rates and loans terms. If you have a vehicle title in your name and a source of income to make your loan payments, you may qualify for fast funding with ChoiceCash.The ChoiceCash loan is made by Quill Bank, a Utah Charted bank, located in Provo, Utah. All loans will be serviced by LoanMart. Loan proceeds are intended primarily for personal, family and household purposes. All loan applications are subject to meeting Quill Bank’s credit criteria, which include providing acceptable property as collateral. Customers need to demonstrate ability to repay the loan.
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Is ChoiceCash legit?
ChoiceCash (choicecash.com) has a 4.6 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 89% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-26.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is extremely polite, patient, and very helpful throughout every single step. People also deeply appreciate the fast service, noting that getting financial assistance approved and successfully deposited happens remarkably quickly. Reviewers often note the smooth overall process and the professional guidance provided by loan officers.
Though some reviewers were not happy with certain terms, specifically mentioning unexpected high interest rates and burdensome monthly payments. A few other people also felt that these high loan costs and overall financial commitments made them hesitant to return.
Auto-generated from all reviews of this business. For reference only.
My experience was veryp⁰ pleasant. My loan officer was very well informed and worked expeditiously to reach completion of the process. Everything went smoothly and quick .very pleased. pleased.
Reply from ChoiceCash2026-04-08
Thank you for taking the time to share your loan experience with ChoiceCash. We are happy to have been able to assist you with a ChoiceCash loan! We look forward to assisting you again in the future.
Very good customer service. I'm not very good at technology but the young men that help me out on my phone were very polite they stayed on the phone while I did what I needed to do. Like taking pictures of the car I'm filling out the paperwork of the application. I appreciate it their patience
Reply from ChoiceCash2026-04-03
Thanks Mary for taking the time to leave a review. We’re delighted to hear about your positive experience with ChoiceCash. We look forward to assisting you again in the future.
Everyone that I spoke to was very helpful when I got into not understanding parts that was very helpful to me for that and all I can say is I had one issue which I did not understand someone had asked me for my credit card number and then shortly after I had an alert with my bank about the transaction so like I said with other than that, yeah I had did an excellent job with me and all of the people that I spoke to with the exception of the lady that asked me for my bank card number. I do thank you for assisting me on my funds. It really was important and y’all came through on time. I will let other people know about y’all.
Reply from ChoiceCash2026-01-26
Thank you for taking the time to share your loan experience with ChoiceCash. We are excited that we were able to assist you in a prompt manner. We look forward to being your financial resource again in the future.
Prompt answering and returning calls, explaining questions I asked. Helping me navigate the process to get the paperwork done. Would have light to get all of them stages of the process at one time instead of Some at a time. Very courteous agents.
Reply from ChoiceCash2025-12-17
We appreciate you taking the time to review your experience with ChoiceCash. We are excited that we were able to assist you in a prompt manner. We truly appreciate your business and look forward to serving you again.