Fast Fund Lending offers Real-Time Funding (RTF), giving you access to your funds within 2 hours of final approval, provided your bank supports this feature.Fast Fund Lending is an online lender offering installment loans of up to $3,500 to eligible customers with all kinds of credit histories. We specialize in fast, convenient access to cash. Repayment terms are up to 10 months. Borrowers are able to unlock lower rates and higher loan amounts as they move up levels in our Premier Rewards program. Other benefits include free Same Day Funding on business days and * 24-7 live customer service. We put a priority on providing excellent service to our customers.Fast Fund Lending (FFL) is a wholly owned entity of the Wakpamni Lake Community Corporation, a tribal corporation owned by the Wakpamni Lake Community. See the Fast Fund Lending website for details.
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Is Fast Fund Lending legit?
Fast Fund Lending (fastfundlending.com) has a 4.3 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 81% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-01.
What reviewers say
AI generated
Reviewers had a great experience with this company. Customers consistently appreciate the extremely fast loan process, noting that cash is often deposited within just a few hours to help during unexpected financial emergencies. Consumers frequently mention that staff members are exceptionally polite, patient, and very supportive throughout every single step of the digital application.
Some reviewers were not happy with the high interest rates and unexpected payment charges that made full repayment difficult over time. A few other people also felt that the transfer process caused occasional severe delays or serious confusion regarding their destination bank accounts.
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Hi Patricia,
Thank you for your kind feedback! We’re glad we could be helpful when you needed us most.
We truly appreciate you taking the time to share your experience. If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi,
Thank you for sharing your feedback. We’re sorry to hear that you feel this way. We understand that financial situations can be challenging, and we appreciate you taking the time to share your experience.
At Fast Fund Lending Transparency is a top priority for us. All loan terms—including the Annual Percentage Rate (APR), payment schedule, finance charges, and total repayment amount—are clearly outlined in the loan agreement. We want every customer to fully understand their loan terms before proceeding. Upon acceptance of your loan, a comprehensive agreement was emailed to you for electronic signature, and once completed, a copy was sent back to you for your records.
We’d also like to remind you that you’re not required to keep the loan for its full term. To give our customers more flexibility, we offer repayment options such as:
Early Payoff – You may pay off your loan at any time without prepayment penalties, helping you save significantly on interest.
Additional Principal Payments – You can make extra payments toward your principal balance, reducing total interest and shortening the life of your loan.
If you’d like to discuss your repayment options or have any further questions, please reach out to us at [email protected] or call 833-845-1016. We’ll be happy to assist.
Best regards,
The Fast Fund Lending Team
Hi,
Thank you for the wonderful feedback! We’re so glad to hear you had a great experience with our customer service.
We truly appreciate your support and look forward to serving you again!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
The quick response on the application process, and the understanding.
Reply from Fast Fund Lending2026-08-26
Hi Sharon,
Thank you so much for sharing this! We’re happy to know our team made the application process quick and easy while taking the time to understand your needs.
We truly appreciate your kind words and are grateful for the opportunity to help.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi,
Thank you for your feedback! We’re glad to hear you received good customer service. We appreciate you choosing us and taking the time to share your experience.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Easy to work with. Advertisement is true. Convenient payment options.
Reply from Fast Fund Lending2026-08-21
Hi Margare,
Thank you for your wonderful feedback! We’re so glad to hear that you found us easy to work with, our advertising accurate, and our payment options convenient.
We truly appreciate your support and are happy we could make the experience a positive one!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Your representative who took my call Person was too eager
Person was too eager, and I don’t think I got the right amount that I should’ve received. Should’ve been much more.
Reply from Fast Fund Lending2026-08-21
Hi,
Thank you for sharing your feedback. We’re sorry to hear that your experience did not meet your expectations. We understand how important it is to receive the amount you anticipated.
At Fast Fund Lending, loan terms are determined through our underwriting process and may vary based on several factors.
If you have any questions about your application or would like us to review your experience further, please contact our Customer Advocate team at 833-845-1016, Monday through Friday, from 8:00 AM to 8:00 PM ET. We appreciate your feedback and the opportunity to assist you.
Best regards,
The Fast Fund Lending Team
Customer service representative was professional and added a little humor on the call.
Reply from Fast Fund Lending2026-08-21
Hi Suzanne,
Thank you for the kind feedback! We’re happy to hear that our representative was professional while also making the conversation a little more enjoyable.
We appreciate you taking the time to share your experience.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Leann,
Thank you for your kind feedback! We’re so glad to hear that our representative was helpful and made your experience a positive one.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
I have had a great experience with fast funding this my second time using them the representative was very helpful and polite I would used them again
Reply from Fast Fund Lending2026-08-21
Hi Deborah,
Thank you so much for your continued support! We’re thrilled to hear that you’ve had another great experience with Fast Fund Lending and that our representative was helpful and polite. We truly appreciate you choosing us again.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Excellent working and the staff worked for 2 days to get my process done.
Reply from Fast Fund Lending2026-08-19
Hi McKinley,
Thank you for your kind feedback! We’re glad to hear that our team was able to assist you and work diligently to get your process completed. We truly appreciate your patience and are happy we could help!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi,
Thank you for your positive feedback! We’re glad to hear you found our website easy to use and had a great experience with our staff. We appreciate your kind words and are happy we could assist you when you needed it!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Christopher,
Thank you for taking the time to share your feedback. We're sorry to hear that your experience did not meet your expectations.
At Fast Fund Lending, loan terms are determined through our underwriting process and may vary based on several factors. Information regarding your loan decision is typically sent by email within 24 hours of your application.
If you have any questions about your application or would like us to review your experience further, please contact our Customer Advocate team at 833-845-1016, Monday through Friday, from 8:00 AM to 8:00 PM ET. We appreciate your feedback and the opportunity to assist you.
Best regards,
The Fast Fund Lending Team
I applied for a loan for $1000 on July 17, 2026
I was approved and they put a ACH check in my account and and my bank said the check was fraudulent
That fraudulent check cost me my bank online and I never got a loan. I called them and they have never called me back to make it good acted stupid and now I’m out of online banking and no loan money.
Reply from Fast Fund Lending2026-07-20
Hi Deborah,
Thank you for sharing your experience. We're sorry to hear about the difficulties you encountered and understand how concerning this situation must have been.
We take concerns regarding loan funding and banking issues very seriously. We'd appreciate the opportunity to investigate what occurred, including the status of your loan, the funding transaction, and your previous contacts with our team.
To ensure your privacy, we cannot discuss account details here, but we would like to get the details of your experience so that we can properly escalate your concerns.
Please email us directly at [email protected] or call us at 833-845-1016 to discuss. We’re available from 8AM – 8PM EST, Monday – Friday.
Best regards,
The Fast Fund Lending Team
My experience was great! Wonderful company for your financial needs!
Reply from Fast Fund Lending2026-07-14
Hi Velda,
Thank you for your wonderful review! We're so pleased to hear you had a great experience and that you consider us a trusted option for your financial needs.
Providing excellent service and support is always our goal. We truly appreciate your feedback and look forward to assisting you again.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Thought I was getting a small personal loan, ended up the money they deposited in my account wasn’t even from valid accounts, or who they were drawn against, being a lawyers accountant and medical facility had know knowledge of these funds and my bank only was able to notify me just in time before the lending company Fast Funding Lending had instructed me to pay insurance on the amounts deposited, which would have put me in the negative of double the amount I had requested. It’s really sad people can look at themselves in the mirror after doing something this underhanded, thank god my bank let me know the circumstances.
Reply from Fast Fund Lending2026-07-10
Hi,
Thank you for sharing your experience. We're sorry to hear about your concerns and understand how unsettling this situation must have been.
Fast Fund Lending does not require customers to purchase insurance or send money in order to receive a loan. We take reports like yours seriously and would appreciate the opportunity to learn more about what occurred.
To ensure your privacy, we cannot discuss account details here, but we would like to get the details of your experience so that we can properly escalate your concerns.
Please email us directly at [email protected] or call us at 833-845-1016 to discuss. We’re available from 8AM – 8PM EST, Monday – Friday.
Best regards,
The Fast Fund Lending Team
It was easy to get the 500 bucks would only be due if you did not pay on time. Will definitely not ever use this service again.
It was easy to get the 500 bucks, but I didn't realize that it would cost over 800 bucks to pay it back even if paying it on time. I was under the impression that the additional 380 bucks would
Reply from Fast Fund Lending2026-07-02
Hi Jennifer,
Thank you for sharing your feedback. We're glad to hear the application process was easy, but we're sorry to learn the repayment terms weren't what you expected.
We strive to be transparent about borrowing costs by providing a loan agreement before a loan is finalized. The agreement outlines the APR, finance charges, payment schedule, and total repayment amount, so customers can review the terms of the loan.
We appreciate your comments, as they help us better understand our customers' experiences. We’d also like to remind you that you’re not required to keep the loan for its full term. To give our customers more flexibility, we offer repayment options such as:
Early Payoff – You may pay off your loan at any time without prepayment penalties, helping you save significantly on interest.
Additional Principal Payments – You can make extra payments toward your principal balance, reducing total interest and shortening the life of your loan.
If you’d like to discuss your repayment options or have any further questions, please reach out to us at [email protected] or call 833-845-1016. We’ll be happy to assist.
Best regards,
The Fast Fund Lending Team
This company is very helpful. I needed a loan for unexpected reasons. They were here to assist. It was very quick and simple.
Reply from Fast Fund Lending2026-06-17
Hi Lisa,
Thank you so much for this wonderful feedback! We know how incredibly stressful unexpected expenses can be, so hearing that we could be there for you when you needed us the most makes us overjoyed.
Our main goal is to make the process as quick, simple, and supportive as possible during those tough moments. We genuinely appreciate you taking the time to share your story, and we thank you for trusting us to help!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Colby,
Thank you so much for your kind words! It means a great deal to hear that our team made such a positive impression. Treating every customer with kindness, respect, and genuine care is at the heart of what we do, and we're grateful that this was reflected in your experience. We truly appreciate your feedback and the opportunity to assist you!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
The person on the phone was very helpful and professional.
Reply from Fast Fund Lending2026-06-18
Hi Stahl,
Thank you so much for the kind words! We’re so glad to hear that our representative took such good care of you. Providing helpful and professional service with a smile is exactly what we aim for, and your feedback is the best reward we could ask for. Thank you for choosing us!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team