Fast Fund Lending offers Real-Time Funding (RTF), giving you access to your funds within 2 hours of final approval, provided your bank supports this feature.Fast Fund Lending is an online lender offering installment loans of up to $3,500 to eligible customers with all kinds of credit histories. We specialize in fast, convenient access to cash. Repayment terms are up to 10 months. Borrowers are able to unlock lower rates and higher loan amounts as they move up levels in our Premier Rewards program. Other benefits include free Same Day Funding on business days and * 24-7 live customer service. We put a priority on providing excellent service to our customers.Fast Fund Lending (FFL) is a wholly owned entity of the Wakpamni Lake Community Corporation, a tribal corporation owned by the Wakpamni Lake Community. See the Fast Fund Lending website for details.
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Is Fast Fund Lending legit?
Fast Fund Lending (fastfundlending.com) has a 4.3 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 81% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-01.
What reviewers say
AI generated
Reviewers had a great experience with this company. Customers consistently appreciate the extremely fast loan process, noting that cash is often deposited within just a few hours to help during unexpected financial emergencies. Consumers frequently mention that staff members are exceptionally polite, patient, and very supportive throughout every single step of the digital application.
Some reviewers were not happy with the high interest rates and unexpected payment charges that made full repayment difficult over time. A few other people also felt that the transfer process caused occasional severe delays or serious confusion regarding their destination bank accounts.
Auto-generated from all reviews of this business. For reference only.
Hi Meghan,
Thank you so much for this wonderful feedback! Hearing that our team provided you with the helpful service you deserve truly means. Our team works hard to make sure every experience is a great one. Thank you for choosing us and for taking the time to share your support!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Very professional and courteous. Spoke clearly and knew all answers to my questions.
Reply from Fast Fund Lending2026-06-16
Hi,
Thank you so much for this wonderful feedback! We are absolutely thrilled to hear that our representative took such great care of you with the professionalism, courtesy, and clarity you deserve. Our team prides itself on providing truly exceptional, knowledgeable service.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
My experience was completely positive.I have no negative reviews at this time.
Reply from Fast Fund Lending2026-06-12
Hi Carl,
Thank you for your feedback! We’re delighted to hear that you had a completely positive experience. We appreciate you taking the time to share your thoughts and thank you for choosing us!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
I love Fast Fund they always lend me money when I really need it fast and prompt to my acct and that keeps me going with what I need thank you
Reply from Fast Fund Lending2026-06-12
Hi Vance,
Thank you for your wonderful feedback! We’re delighted to hear that Fast Fund Lending has been there for you when you needed financial assistance and that you’ve consistently experienced fast funding. We truly appreciate your trust and loyalty, and we’re grateful for the opportunity to assist you. Thank you for choosing us!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
IMADE A PAYMENT OF $500 the next day and they are still charging me the interest . If you ask me if I would recommend you my answer would be no. why when I returned the loand within 24 hrs I'm still being charged the interest for the entire time I was supose to have the loan
Reply from Fast Fund Lending2026-06-01
Hi Sandra,
Thank you for sharing your feedback. We understand your concern regarding interest charges, especially when you made a substantial payment shortly after receiving your loan!
To ensure your privacy, we cannot discuss account details here, but we would like to get the details of your experience so that we can properly escalate your concerns.
We will be reaching out to you within 48 business hours pertaining to your experience. If you prefer to speak with us sooner, please feel free to email us directly at [email protected] or call us at 833-845-1016 to discuss. We’re available from 8AM – 8PM EST, Monday – Friday.
Best regards,
The Fast Fund Lending Team
Fast fund lending put the fun back into lending process is easy and comprehensive
Reply from Fast Fund Lending2026-06-01
Hi Owen,
Thank you for your feedback! We’re delighted to hear that you found the lending process easy and straightforward. It’s great to know that your experience with Fast Fund Lending was a positive one.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
First of all I must say that my experiences with Fast Funding has been absolutely wonderful. Customer services are very patience, calm, and knowledgeable. The process is fast, funding received in hours. I will always come back to this company for my financial needs because I trust them.
Reply from Fast Fund Lending2026-05-28
Hi,
Thank you for your wonderful feedback! We’re delighted to hear that your experiences with Fast Funding have been positive and that our customer service team has provided patient, knowledgeable, and helpful support. We’re also glad the process was fast and that you received your funding quickly.
Your trust means a great deal to us, and we truly appreciate your continued support for your financial needs.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Jim,
Thank you for your feedback! We’re glad to hear that you found the process fast and easy. We appreciate you taking the time to share your experience!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Your highly poished and professional staff are so knowledgeable and caring. 2 hours or less for money in the bank. Love it!
Reply from Fast Fund Lending2026-05-22
Hi Rosalia,
Thank you for your kind feedback! We’re delighted to hear that our team provided knowledgeable, caring, and professional service. We’re also glad the funding process was quick and convenient for you. We truly appreciate you taking the time to share your experience!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Ripped me off $800 for a $200 loan that’s so messed up.
Reply from Fast Fund Lending2026-05-19
Hi,
Thank you for sharing your feedback! We understand your concerns regarding the overall repayment amount and interest associated with the loan.
Transparency is a top priority for us. All loan terms—including the Annual Percentage Rate (APR), payment schedule, finance charges, and total repayment amount—are clearly outlined in the loan agreement. We want every customer to fully understand their loan terms before proceeding. Upon acceptance of your loan, a comprehensive agreement was emailed to you for electronic signature, and once completed, a copy was sent back to you for your records.
We’d also like to remind you that you’re not required to keep the loan for its full term. To give our customers more flexibility, we offer repayment options such as:
Early Payoff – You may pay off your loan at any time without prepayment penalties, helping you save significantly on interest.
Additional Principal Payments – You can make extra payments toward your principal balance, reducing total interest and shortening the life of your loan.
If you’d like to discuss your repayment options or have any further questions, please reach out to us at [email protected] or call 833-845-1016. We’ll be happy to assist.
Best regards,
The Fast Fund Lending Team
Very helpful, great customer service and very efficient.
Reply from Fast Fund Lending2026-04-27
Hi Tamara,
Thank you for your feedback! We’re glad to hear that you found our team helpful and that you had a great customer service experience. We appreciate you taking the time to share your experience!
If you have any questions about your loan, please feel free to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi,
Thank you for your feedback! We’re glad to hear that you found the process quick and easy. We strive to make everything as simple and efficient as possible, and we appreciate you taking the time to share your experience!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi,
Thank you for your feedback! We’re glad to hear you had a positive experience with our customer service. Providing helpful and attentive support is a top priority for us, and we appreciate you taking the time to share your experience.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Phyllis,
Thank you for your kind feedback! We’re pleased to hear that both our customer service and loan process met your expectations. It’s our goal to make things simple and supportive for every customer, and we’re glad we could deliver that for you.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi,
Thank you for your feedback! We’re glad we could assist during a difficult time and that you found the process quick and easy. It’s our goal to make things simple and supportive for every customer, and we’re glad we could deliver that for you.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
This was a great experience dealing with the customer service they were quick and knowledgeable I would refer all my friends and family if they ever need a loan
Reply from Fast Fund Lending2026-04-24
Hi Kaddie,
Thank you for your feedback! We’re glad to hear you had a great experience with our customer service team and that they were quick and knowledgeable in assisting you. Providing clear, efficient support is very important to us, and it’s wonderful to know we met your expectations.
If you have any questions about your loan, please feel free to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
I’ve used Fast Fund three times now and they’ve always come through with quick loans when I need them. From the time I apply to the time I get the money deposited, it’s about 2-3 hours, and that’s such a relief when you need the money urgently.
My only complaint is the high interest rate because you’ll end up paying back more than the loan was even for if you stick to their payment plan. Luckily I’ve always repaid it within a couple months. And honestly, I’ve only used FF for emergencies so the interest isn’t that big of a deal.
Customer service is also super easy to deal with and they’re always friendly and helpful.
Reply from Fast Fund Lending2026-04-23
Hi Nix,
Thank you for your feedback! We’re glad to hear that our service has provided quick and dependable support when you needed it most.
Transparency is a top priority for us. All loan terms—including the Annual Percentage Rate (APR), payment schedule, finance charges, and total repayment amount—are clearly outlined in the loan agreement. We want every customer to fully understand their loan terms before proceeding. Upon acceptance of your loan, a comprehensive agreement was emailed to you for electronic signature, and once completed, a copy was sent back to you for your records.
We’d also like to remind you that you’re not required to keep the loan for its full term. To give our customers more flexibility, we offer repayment options such as:
Early Payoff – You may pay off your loan at any time without prepayment penalties, helping you save significantly on interest.
Additional Principal Payments – You can make extra payments toward your principal balance, reducing total interest and shortening the life of your loan.
If you’d like to discuss your repayment options or have any further questions, please reach out to us at [email protected] or call 833-845-1016. We’ll be happy to assist.
Best regards,
The Fast Fund Lending Team
A third-party company routed me to this organization indicating that it shared my bank information. I was told that I was approved but when they verified my bank information, they said it didn't match and and my application was denied.
Reply from Fast Fund Lending2026-04-20
Hi Ms. Matthews,
Thank you for sharing your experience with us. We understand how this situation may have been confusing and appreciate the opportunity to provide some clarification.
When an application is submitted, you may initially receive a pre-approval based on limited information. Please note that a pre-approval is not a final approval. Final approval is only determined after a full review of the application, including verification of banking and personal details.
In some cases, if the information provided cannot be fully verified, the application may not be approved.
You are welcome to reapply after 48 business hours, and we encourage you to ensure that all information entered is accurate and up to date to help avoid any issues during the verification process.
If you have any questions or need further assistance, please feel free to contact us at [email protected]
or call 833-845-1016. We’re here to help.
Best regards,
The Fast Fund Lending Team
Hi,
Thank you for your feedback! We’re glad to hear that you experienced quick responses and great service. We appreciate you taking the time to share your experience!
If you have any questions about your loan, please feel free to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Terry,
Thank you for your feedback! We’re glad to hear that you found our service helpful, fast, and great overall. We appreciate you taking the time to share your experience!
If you have any questions about your loan, please feel free to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
