Fast Fund Lending offers Real-Time Funding (RTF), giving you access to your funds within 2 hours of final approval, provided your bank supports this feature.Fast Fund Lending is an online lender offering installment loans of up to $3,500 to eligible customers with all kinds of credit histories. We specialize in fast, convenient access to cash. Repayment terms are up to 10 months. Borrowers are able to unlock lower rates and higher loan amounts as they move up levels in our Premier Rewards program. Other benefits include free Same Day Funding on business days and * 24-7 live customer service. We put a priority on providing excellent service to our customers.Fast Fund Lending (FFL) is a wholly owned entity of the Wakpamni Lake Community Corporation, a tribal corporation owned by the Wakpamni Lake Community. See the Fast Fund Lending website for details.
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Is Fast Fund Lending legit?
Fast Fund Lending (fastfundlending.com) has a 4.3 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 81% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-01.
What reviewers say
AI generated
Reviewers had a great experience with this company. Customers consistently appreciate the extremely fast loan process, noting that cash is often deposited within just a few hours to help during unexpected financial emergencies. Consumers frequently mention that staff members are exceptionally polite, patient, and very supportive throughout every single step of the digital application.
Some reviewers were not happy with the high interest rates and unexpected payment charges that made full repayment difficult over time. A few other people also felt that the transfer process caused occasional severe delays or serious confusion regarding their destination bank accounts.
Auto-generated from all reviews of this business. For reference only.
They always help me out when I’m in a bind. I can pay back anytime so I won’t pay alot of interest. Thank you very much for your help.
Reply from Fast Fund Lending2026-04-17
Hi,
Thank you for your feedback! We’re thrilled to hear we’ve been there for you during times of need.
We truly appreciate you as a VIP customer and value your understanding of the loan terms and your approach to the repayment options available to you.
If you have any questions about your loan, please feel free to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
I had a pleasant experience no issues at all. Everything was explained in very good detail of what to expect next. Very Thankful for the help
Reply from Fast Fund Lending2026-04-17
Hi,
Thank you for your kind feedback! We’re glad to hear you had a pleasant experience and that everything was clearly explained. We appreciate your gratitude and are happy we could assist you!
If you have any questions about your loan, please feel free to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
They helped me out when I was in a financial position that needed to be handled swiftly
Reply from Fast Fund Lending2026-04-20
Hi Brandon,
Thank you for your feedback! We’re truly glad we could assist you during a time when you needed quick financial support. Our goal is to provide fast, reliable service when unexpected situations arise, and it’s great to know we were able to meet your needs.
If you have any questions about your loan, please feel free to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi,
Thank you for your feedback! We’re glad to hear that everything was efficient and that your experience was fast and smooth. Our goal is to make the process as simple and seamless as possible.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
I've used this in several circumstances when something came up and and wasn't prepared to handle the issue at that time. I just do my best to pay it back as soon as possible and I'm golden.
Reply from Fast Fund Lending2026-04-15
Hi,
Thank you for your feedback! We’re pleased to hear that our service has been helpful during unexpected situations. Our goal is to provide reliable support when you need it most, and it’s great to know that you’ve been able to use it effectively.
If you have any questions or need further assistance, please feel free to reach out to us at [email protected]
or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Extremely Fair and easy process the customer service representative that I spoke with was outstanding in every way
Reply from Fast Fund Lending2026-04-15
Hi Matt,
Thank you for your feedback! We’re delighted to hear that you found the process fair and easy, and that your experience with our customer service representative was outstanding. We truly appreciate your kind words and are glad we could provide such a positive experience!
If you have any questions about your loan, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
What should have taken 15 minutes took 4 hours? I have done business with fast fund lending for over a year. Somehow my information got mixed up. With that I had to wait for a bank verification. After being on the phone for 45 minutes I had to disconnect to go to a doctor appointment. After my appointment I called back and the whole process had to start over. After waiting on line to do the bank verification I said I would get my bank statement. I had difficulty e-mailing it and had to send it from another email account. Hours later I was contacted telling me that it was from the wrong e-mail. Had to again start over. I finally get it sent in and an hour later got a call from someone who was finally able to complete my application. The whole process was very upsetting.
Reply from Fast Fund Lending2026-03-31
Hi Robert,
Thank you for sharing your feedback and for your continued business with Fast Fund Lending.
We understand that the process took longer than expected and involved multiple steps, including bank verification and document submission. At times, additional verification and documentation may be required to ensure account security and accurate processing.
Your feedback is valuable to us as we continue to enhance our processes and maintain the level of service you expect from Fast Fund Lending. We appreciate your patience and are pleased that your application was successfully completed.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
The customer service was great the app was easy and the deposit was on time
Reply from Fast Fund Lending2026-03-25
Hi Larry,
Thank you for your feedback! We’re glad to hear that you had a great experience with our customer service, found the application process easy, and received your deposit on time. Providing a smooth and reliable experience is very important to us, and we appreciate you taking the time to share your experience!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Since the first time I borrowed money the people are different they're more polite they are supportive and they asked what can I do to help you and they have worked with me many times so anytime I'm short of cash or something unexpected happens I will be using fast funding it's easy and I like that
Reply from Fast Fund Lending2026-03-25
Hi Debra,
Thank you for sharing your experience! We’re glad to hear that our team has been polite, supportive, and willing to work with you when you’ve needed assistance. It’s great to know you’ve found the process easy and that you feel comfortable turning to us during unexpected situations. We truly appreciate your continued trust and look forward to being there to help when you need us.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi T.Belair,
Thank you for your feedback! We’re glad to hear that you found the process quick and easy. We strive to make everything as simple and efficient as possible, and we appreciate you taking the time to share your experience!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Jessie,
Thank you for your kind feedback! We’re glad to hear that your experience was positive and that our representative was helpful and kind. Providing supportive and respectful service is very important to us, and we appreciate you taking the time to share your experience.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
It was great to know I was approved, and it came just in time. Again thank you so much.
Reply from Fast Fund Lending2026-03-23
Hi Patricia,
Thank you for your kind feedback! We’re delighted to hear that your approval came at just the right time for your needs. Our goal is to provide timely support when it matters most, and it’s great to know we were able to assist you when you needed it.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
This was the most unprofessional process I have ever been through! I was told a minimum of four times it was all set I was approved and should expect to see funds in my account the next day! When it did not appeared I would call and they needed more information! I got them the information right away and it was all set! So the next day the funds were once again not there! I called again and they needed more verification! So once again I get this to them and then once again told I should see the funds again, nothing! Very frustrating!
Reply from Fast Fund Lending2026-03-23
Hi Keith,
Thank you for sharing your experience. We’re very sorry to hear about the frustration you encountered during the process. We understand how disappointing it must have been to be advised multiple times that everything was set, only to experience delays due to additional verification requests.
While certain verification steps are necessary to ensure accuracy and security, we recognize that this should be communicated clearly and handled as efficiently as possible. Your feedback is important to us, and we will be reviewing this internally to improve both our communication and overall process.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Great people who want to help out.
The high interest makes me want to pay the loan off early, which is allowed, Sometimes I can do that and other times it takes the whole 9 months to pay it off.
My choice.
If the high interest bothers anybody then go elsewhere.
Your choice.
Reply from Fast Fund Lending2026-03-16
Hi Shirley,
Thank you for your kind feedback! We’re glad we could help provide support when you needed it and that our repayment terms worked for you.
We truly appreciate your trust in our services and look forward to assisting you again in the future.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Excellent service, funds arrived quickly, very good followup.
then when I reapplied for a lesser amount, rejected 3-11-26 with ZERO explanation.
Reply from Fast Fund Lending2026-03-11
Hi Gerald,
Thank you for your feedback! We’re delighted to hear that you received excellent service and that your funds arrived quickly. It’s also great to know that our follow-up met your expectations. We truly appreciate your support and look forward to assisting you again in the future.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Floyd,
Thank you for your feedback! We’re glad to hear you had a positive experience and appreciate your trust in our company. We look forward to assisting you again in the future.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Kathy,
Thank you for taking the time to share your experience. We’re sorry to hear that your experience did not meet your expectations.
To ensure your privacy, we cannot discuss account details here, but we would like to get the details of your experience so that we can properly escalate your concerns.
Please email us directly at [email protected] or call us at 833-845-1016 to discuss. We’re available from 8AM – 8PM EST, Monday – Friday.
Best regards,
The Fast Fund Lending Team
Hi Lorie,
Thank you for your feedback! We’re glad to hear that you found working with Fast Fund Lending easy. Providing a smooth and straightforward experience is very important to us, and it’s wonderful to know we met your expectations.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Customer service was exceptional. The process was smooth and comprehensive
Reply from Fast Fund Lending2026-02-27
Hi Camilla,
Thank you for your feedback! We’re delighted to hear that you found the process smooth and comprehensive and that our customer service met your expectations.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Larry,
Thank you for your feedback! We’re glad to hear that you had a positive experience with our customer service team. Providing helpful and supportive assistance is very important to us, and we appreciate you taking the time to share your experience.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team