Fast Fund Lending offers Real-Time Funding (RTF), giving you access to your funds within 2 hours of final approval, provided your bank supports this feature.Fast Fund Lending is an online lender offering installment loans of up to $3,500 to eligible customers with all kinds of credit histories. We specialize in fast, convenient access to cash. Repayment terms are up to 10 months. Borrowers are able to unlock lower rates and higher loan amounts as they move up levels in our Premier Rewards program. Other benefits include free Same Day Funding on business days and * 24-7 live customer service. We put a priority on providing excellent service to our customers.Fast Fund Lending (FFL) is a wholly owned entity of the Wakpamni Lake Community Corporation, a tribal corporation owned by the Wakpamni Lake Community. See the Fast Fund Lending website for details.
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Is Fast Fund Lending legit?
Fast Fund Lending (fastfundlending.com) has a 4.3 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 81% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-01.
What reviewers say
AI generated
Reviewers had a great experience with this company. Customers consistently appreciate the extremely fast loan process, noting that cash is often deposited within just a few hours to help during unexpected financial emergencies. Consumers frequently mention that staff members are exceptionally polite, patient, and very supportive throughout every single step of the digital application.
Some reviewers were not happy with the high interest rates and unexpected payment charges that made full repayment difficult over time. A few other people also felt that the transfer process caused occasional severe delays or serious confusion regarding their destination bank accounts.
Auto-generated from all reviews of this business. For reference only.
I appreciate the opportunity to borrow quick money in times of need. With a quick payoff turnaround, I won’t be subject to a ridiculous amount of interest. I’ll keep you guys in mind whenever life throws a curveball I’m not anticipating or prepared for. Thank you
Reply from Fast Fund Lending2026-02-20
Hi,
Thank you for your kind feedback! We’re glad we could help provide quick support when you needed it and that our repayment terms worked for you.
We truly appreciate your trust in our services and look forward to assisting you again in the future.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Barry,
Thank you for your feedback! We’re glad to know our representative provided a detailed and helpful follow-up. Providing clear and thorough support is important to us, and we sincerely appreciate you taking the time to share your experience.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Easy process. The percentage I am paying is quite high, but that was sort of a given I guess. Very friendly and helpful customer service.
Reply from Fast Fund Lending2026-02-12
Hi Michelle,
Thank you for your feedback! We’re glad to hear that you found the process easy and that our customer service team was friendly and helpful.
We’d also like to remind you that you’re not required to keep the loan for its full term. To give our customers more flexibility, we offer repayment options such as:
Early Payoff – You may pay off your loan at any time without prepayment penalties, helping you save significantly on interest.
Additional Principal Payments – You can make extra payments toward your principal balance, reducing total interest and shortening the life of your loan.
If you’d like to discuss your repayment options or have any further questions, please reach out to us at [email protected] or call 833-845-1016. We’ll be happy to assist.
Best regards,
The Fast Fund Lending Team
The process was fast and easy. The only negative I would say is the misdirection in how these loans work. It’s very deceptive during the process.
Reply from Fast Fund Lending2026-02-13
Hi Hasselhoff,
Thank you for your feedback! We’re glad the process was fast and easy, and we strive to make applications smooth while providing helpful support.
Transparency is a top priority for us. All loan terms—including the Annual Percentage Rate (APR), payment schedule, finance charges, and total repayment amount—are clearly outlined in the loan agreement. We want every customer to fully understand their loan terms before proceeding. Upon acceptance of your loan, a comprehensive agreement was emailed to you for electronic signature, and once completed, a copy was sent back to you for your records.
We’d also like to remind you that you’re not required to keep the loan for its full term. To give our customers more flexibility, we offer repayment options such as:
Early Payoff – You may pay off your loan at any time without prepayment penalties, helping you save significantly on interest.
Additional Principal Payments – You can make extra payments toward your principal balance, reducing total interest and shortening the life of your loan.
If you’d like to discuss your repayment options or have any further questions, please reach out to us at [email protected] or call 833-845-1016. We’ll be happy to assist.
Best regards,
The Fast Fund Lending Team
But this is a fast very quick experience you can expect your money sometimes that day
Very fast, quick and efficient people they do exactly what they tell you that they’re gonna do and when you’re in a spot and need money these are the people we go to
Reply from Fast Fund Lending2026-02-09
Hi Richard,
Thank you for your feedback! We’re delighted to hear that you found our team fast, efficient, and reliable when you needed help. Providing clear communication and timely assistance is very important to us.
We truly appreciate your trust in our services and look forward to assisting you again in the future.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Very bad first told me I was approved for a $1000 when I contact him he says $875 they gave me the plan the payments and everything then they tell me I need to put my ID okay I send them the idea then they want it pay stubs cuz I'm self-employed I don't have it I have bank statements okay send it to me I send it to them then they coming back to the one in pdf form the PDF form in my bank is not working so I went to the bank and got the last three statements and I sent it to them then they told me they wanted a PDF form or organized I told you I sent all everything already I don't know what the hassle is they say one thing then they'll tell you another very bad very bad very bad I've been whenever the lenders and they don't even asking half of the things they do they just gave me the money in less than 12 hours
Reply from Fast Fund Lending2026-02-02
Hi,
Thank you for taking the time to share your experience. Your feedback is important to us!
To ensure your privacy, we cannot discuss account details here, but we would like to get the details of your experience so that we can properly escalate your concerns.
Please email us directly at [email protected] or call us at 833-845-1016 to discuss. We’re available from 8AM – 8PM EST, Monday – Friday.
Best regards,
The Fast Fund Lending Team
Hi Sherry,
Thank you for sharing your feedback. We’re glad we could be there for you when you needed support, and we truly appreciate your honesty regarding your concerns about interest rates.
At Fast Fund Lending, we offer flexible repayment options to help manage the overall costs, including:
• Early payoff at any time with no prepayment penalties, which can reduce total fees
• Additional payments toward your principal to shorten the life of the loan and save on interest
If you’d like, our team can review your account and discuss these repayment options in more detail. Please don’t hesitate to reach out to us at [email protected]
or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
They were very good and I recommend them to everyone.
Reply from Fast Fund Lending2026-01-28
Hi Zina,
Thank you for your feedback! We’re thrilled to hear you had a positive experience and truly appreciate your recommendation. At Fast Fund Lending we’re dedicated to making the lending process smooth and convenient for all our customers.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Great customer service and explanation of the loan application
Reply from Fast Fund Lending2026-01-24
Hi Cris,
Thank you for your feedback! We’re happy to hear that you received great customer service and a clear explanation of the loan application process. Providing a smooth and positive experience for our customers is always our goal.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Levi,
Thank you for your feedback! We’re glad to hear that you found working with Fast Fund Lending easy. Providing a smooth and straightforward experience is very important to us, and it’s wonderful to know we met your expectations.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
It was just fine. They need to improve portal, or member sign-in
Reply from Fast Fund Lending2026-01-19
Hi Maria,
Thank you for sharing your feedback. We’re glad to hear your experience was generally positive, and we appreciate your suggestion regarding improvements to the portal and member sign-in.
Your feedback helps us improve and continue delivering the high level of service you’ve come to expect from Fast Fund Lending.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi,
Thank you for your feedback! We’re glad to hear you had a positive experience with our customer service. Providing helpful and attentive support is a top priority for us, and we appreciate you taking the time to share your experience.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Great service , easily to understand and nice payment options.
Reply from Fast Fund Lending2026-01-13
Hi,
Thank you for your kind feedback! We’re thrilled to hear that you found the process quick and easy, and that our customer service met your expectations and that our payment options were convenient for you.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
The customer service person was very helpful, and very informative.
The only issue was the connection seemed to bad sometimes.
Reply from Fast Fund Lending2026-01-13
Hi Janice,
Thank you for sharing your feedback! We’re glad to hear that our customer service team was helpful and informative. We apologize for any connection issues and appreciate you bringing this to our attention. We’ll continue working to ensure a smooth experience for all our customers.
If you have any other questions, feel free to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Great, quick assistance, quick deposit to my bank account within 3hrs even though had a email saying you getting the loan the next day.
ENGLISH ONLY
Reply from Fast Fund Lending2026-01-05
Hi Julian,
Thank you for your wonderful feedback! We’re thrilled to hear that your experience with Fast Lending was fast, easy, and smooth, from application to funding.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-0966 .
Best regards,
The Fast Fund Lending Team
The great customer service and patience given the information that I need
Reply from Fast Fund Lending2026-01-05
Hi Deb,
Thank you for your feedback! We’re glad to hear that our team provided great customer service and took the time to patiently give you the information you needed. We appreciate you sharing your experience.
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Hi Tracy,
Thank you for sharing your feedback! We’re glad to hear the process was easy and convenient for you. Our goal is always to make every step as smooth as possible.
We’re also happy to know that our team member was able to assist you and make your loan experience a great one. Providing helpful, seamless support is something we truly take pride in.
If you have any other questions, feel free to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
Fast fun lending is a complete rip off. I applied for a loan I got approved for $400 was told that I had to make an initial payment less than 30 days of $183 and I would have a remaining balance of $216 if I pay it off by when I logged into my account online, the amount that I owe changed to $667 and it should of only been $216 remaining. How they trying to charge me an Extra $400 I knew that something was off when he wouldn’t give me my balance he said until after I have to make a payment. So they basically tricked me into making the payment then told me that I would have to pay like $667 more dollars on top of what I owe complete scam I looked in my email for My paperwork never received it so I’m definitely reporting them to the Better Business Bureau.
Reply from Fast Fund Lending2026-01-06
Hi,
Thank you for sharing your concerns. We understand your concerns regarding interest rates.
Transparency is a top priority for us. All loan terms—including the Annual Percentage Rate (APR), payment schedule, finance charges, and total repayment amount—are clearly outlined in the loan agreement. We want every customer to fully understand their loan terms before proceeding. Upon acceptance of your loan, a comprehensive agreement was emailed to you for electronic signature, and once completed, a copy was sent back to you for your records.
We’d also like to remind you that you’re not required to keep the loan for its full term. To give our customers more flexibility, we offer repayment options such as:
Early Payoff – You may pay off your loan at any time without prepayment penalties, helping you save significantly on interest.
Additional Principal Payments – You can make extra payments toward your principal balance, reducing total interest and shortening the life of your loan.
If you’d like to discuss your repayment options or have any further questions, please reach out to us at [email protected] or call 833-845-1016. We’ll be happy to assist.
Best regards,
The Fast Fund Lending Team
From start to finish, Sergio was very professional, knowledgeable and helpful. Highly recommended!
Reply from Fast Fund Lending2026-01-02
Hi Jeff,
We’re delighted to hear about your positive experience with Sergio! It’s wonderful to know that his professionalism, knowledge, and helpfulness made a difference for you. Thank you for your kind recommendation, we truly appreciate it!
If you have any additional questions, please don’t hesitate to reach out to us at [email protected] or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
When I needed emergency funds, fast funds was there for me. Fast, efficient, professional.
Reply from Fast Fund Lending2026-01-02
Hi Garrett,
Thank you for your feedback. We’re thrilled to hear that we were able to assist you when you needed it most! Thank you for sharing your experience and for highlighting our team’s efficiency and professionalism.
If you have any questions or need further assistance, please feel free to reach out to us at [email protected]
or call 833-845-1016.
Best regards,
The Fast Fund Lending Team
