Launched in 2019, ChoiceCash is a vehicle-secured loan option for borrowers from all walks of life. Serving customers in more than 20 states, ChoiceCash has grown to be a premier funding option, with more than a million loan inquiries processed!ChoiceCash title loans come with manageable qualification criteria for applicants with less-than-perfect credit, and offer competitive interest rates and loans terms. If you have a vehicle title in your name and a source of income to make your loan payments, you may qualify for fast funding with ChoiceCash.The ChoiceCash loan is made by Quill Bank, a Utah Charted bank, located in Provo, Utah. All loans will be serviced by LoanMart. Loan proceeds are intended primarily for personal, family and household purposes. All loan applications are subject to meeting Quill Bank’s credit criteria, which include providing acceptable property as collateral. Customers need to demonstrate ability to repay the loan.
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Is ChoiceCash legit?
ChoiceCash (choicecash.com) has a 4.6 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 89% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-26.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is extremely polite, patient, and very helpful throughout every single step. People also deeply appreciate the fast service, noting that getting financial assistance approved and successfully deposited happens remarkably quickly. Reviewers often note the smooth overall process and the professional guidance provided by loan officers.
Though some reviewers were not happy with certain terms, specifically mentioning unexpected high interest rates and burdensome monthly payments. A few other people also felt that these high loan costs and overall financial commitments made them hesitant to return.
Auto-generated from all reviews of this business. For reference only.
Everyone was so very super helpful, very professional each time I spoke with them and extremely patient with me!!
They made the whole process very easy to follow, so I am very pleased!
Thank you!!
Reply from ChoiceCash2026-07-23
Thank you for taking the time to share your experience, Rebecca. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. Thanks again and we hope you’ll continue to choose ChoiceCash in the future.
Luis and his team did an excellent job. They were very professional, honest, and nice. It took a couple of hours to get everything accomplished, exactly what Luis told me. Everything Luis told me about the process was right on point.
Reply from ChoiceCash2026-07-20
Thanks Renee for taking the time to leave a review. We’re glad we were able to assist and happy to hear Luis provided you with excellent service! We look forward to assisting you again in the future.
Professional and great to work with . Not a problem and it all happened very quickly
Reply from ChoiceCash2026-07-20
We appreciate you taking the time to review your experience with ChoiceCash. We are happy to have been able to assist you with a ChoiceCash loan! We look forward to being your financial resource again in the future.
We appreciate you taking the time to review your experience with ChoiceCash. We regret to hear that you weren’t 100% satisfied with the process. Thanks again for sharing your feedback.
Thank you for the 5 star review! We are excited that we were able to assist you in a prompt manner. We look forward to being your financial resource again in the future.
Customer rep (Albert Solis) was very, very helpful and patient.
Customer rep (Albert Solis) was very, very helpful.
Reply from ChoiceCash2026-07-13
Thanks Catherine for taking the time to leave a review. We’re glad we were able to assist and happy to hear Albert provided you with the 5-star service we strive for. We truly appreciate your business and look forward to serving you again.
They were very clear about their requirements- ALL OF THEM! No last minute, “and now I need this, by the way now I need that” and once provided, they acted quickly to approve! Funded same day.
Reply from ChoiceCash2026-07-13
Thank you for taking the time to share your loan experience with ChoiceCash. We are happy to have been able to assist you with your financial needs. We look forward to being your financial resource again in the future.
I had the best experience, they were very knowledgeable and they explained the process in a way that I was able to understand
The staff guided me step by step
I’ll used them again!
Reply from ChoiceCash2026-07-13
We appreciate you taking the time to review your experience with ChoiceCash. We have worked hard to establish an outstanding reputation for quality service. Thanks again and we hope you’ll continue to choose ChoiceCash in the future.
Excellent customer service from the beginning to the end. I recommend the company to all my friends & family
Reply from ChoiceCash2026-07-10
Thank you for taking the time to share your loan experience with ChoiceCash. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. Thanks again and we hope you’ll continue to choose ChoiceCash in the future.
i have tried to get a small loan since last year o clean up some hospital bills and assorted bills i had.because i only get soc sec no one would work with me, your company took a chance and helped me out. you were friendly and profishinal and fast,i want to thank you for easing my way to having a piece of mind for a new day in my world.
Reply from ChoiceCash2026-07-13
Thank you for taking the time to share your loan experience with ChoiceCash. We are happy to have been able to assist you with your financial needs. Thanks again for sharing your feedback.
Everything was well explained easy to apply and quick service
Reply from ChoiceCash2026-07-09
Thank you for taking the time to share your experience, Christina. We are thrilled that we were able to help with your financial needs. Thanks again for the positive review!
Great experience!! The team made it easy to complete the transaction.. thank you!!
Reply from ChoiceCash2026-07-09
Thank you for providing feedback on your experience with ChoiceCash, Shawn. We’re happy to hear we were able to help! Thanks again and we hope you’ll continue to choose ChoiceCash in the future.
The process was quick and the loan officer was great.
Reply from ChoiceCash2026-07-09
We appreciate you taking the time to review your experience with ChoiceCash. We’re delighted to hear about your positive experience with ChoiceCash. Thanks again for the positive review!
Everyone was sooooo nice and soooo willing to help!
Reply from ChoiceCash2026-07-09
Thanks Shelley for taking the time to leave a review. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. We’re happy to help whenever you need us again!
My Experience was Great just knowing that Choicecash was very helpful to me in my Time of need thank you all so very much
Reply from ChoiceCash2026-07-02
Thank you for taking the time to share your loan experience with ChoiceCash. We are happy to have been able to assist you with a ChoiceCash loan! We look forward to assisting you again in the future.
Thanks Angela for taking the time to leave a review. We are happy to have been able to assist you with a ChoiceCash loan! Thanks again and we hope you’ll continue to choose ChoiceCash in the future.
The staff is kind, patient and helpful. The customer service is excellent.
Reply from ChoiceCash2026-07-01
Thank you for taking the time to share your loan experience with ChoiceCash. We are thrilled that we were able to help with your financial needs. We’re happy to help whenever you need us again!
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