Launched in 2019, ChoiceCash is a vehicle-secured loan option for borrowers from all walks of life. Serving customers in more than 20 states, ChoiceCash has grown to be a premier funding option, with more than a million loan inquiries processed!ChoiceCash title loans come with manageable qualification criteria for applicants with less-than-perfect credit, and offer competitive interest rates and loans terms. If you have a vehicle title in your name and a source of income to make your loan payments, you may qualify for fast funding with ChoiceCash.The ChoiceCash loan is made by Quill Bank, a Utah Charted bank, located in Provo, Utah. All loans will be serviced by LoanMart. Loan proceeds are intended primarily for personal, family and household purposes. All loan applications are subject to meeting Quill Bank’s credit criteria, which include providing acceptable property as collateral. Customers need to demonstrate ability to repay the loan.
Written by the business, not verified by us.
Is ChoiceCash legit?
ChoiceCash (choicecash.com) has a 4.6 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 89% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-26.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is extremely polite, patient, and very helpful throughout every single step. People also deeply appreciate the fast service, noting that getting financial assistance approved and successfully deposited happens remarkably quickly. Reviewers often note the smooth overall process and the professional guidance provided by loan officers.
Though some reviewers were not happy with certain terms, specifically mentioning unexpected high interest rates and burdensome monthly payments. A few other people also felt that these high loan costs and overall financial commitments made them hesitant to return.
Auto-generated from all reviews of this business. For reference only.
The great job expense is always been great always…
The expense is always been great always polite and make sure I understood everything
Reply from ChoiceCash2026-06-29
We appreciate you taking the time to review your experience with ChoiceCash. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. We look forward to assisting you again in the future.
We appreciate you taking the time to review your experience with ChoiceCash. We are happy to have been able to assist you with your financial needs. We’re happy to help whenever you need us again!
We appreciate you taking the time to review your experience with ChoiceCash. We have worked hard to establish an outstanding reputation for quality service. We look forward to assisting you again in the future.
Thanks Sherman for taking the time to leave a review. We are happy to have been able to assist you with a ChoiceCash loan! Thanks again for the positive review!
Said I would get same day funding but it’s going to take 4 days
Reply from ChoiceCash2026-06-19
Thank you for taking the time to share your experience. We apologize for the delay in your loan process. For further assistance, please contact us at [email protected] so we can fully review and respond to you.
The process was easy and to complete everything on the phone was a plus.
Reply from ChoiceCash2026-06-20
Thank you for taking the time to share your loan experience with ChoiceCash. We are happy to have been able to assist you with your financial needs. Thanks again for the positive review!
Thank you for taking the time to share your loan experience with ChoiceCash. We are excited that we were able to assist you in a prompt manner. We’re happy to help whenever you need us again!
Thank you for the 5 star review! We have worked hard to establish an outstanding reputation for quality service. Thanks again for sharing your feedback.
Thank you for taking the time to share your loan experience with ChoiceCash. We are thrilled that we were able to help with your financial needs. Thanks again for your business
This was the first time I used this company for a loan and it was a great experience! Easy to work with and everyone I encountered was professional and friendly!
Reply from ChoiceCash2026-06-15
Thank you for the 5 star review! We are thrilled that we were able to help with your financial needs. We look forward to being your financial resource again in the future.
Thank you for giving me the opportunity to send a review on my experience with Choice Cash. The Loan officer and all the staff were really very nice, courteous and helpful. Staff helped me through the process every step of the way to get in all the documentation necessary. This has been a great experience during an emergency.
Reply from ChoiceCash2026-06-15
Thank you for providing feedback on your experience with ChoiceCash, Magda. We are excited that we were able to assist you in a prompt manner. We look forward to being your financial resource again in the future.
The team was very attentive and helpful!!lpful and were able…
The team was very helpful and were able to meet my needs.
This is my 2nd time using this loan company!
I highly recommend that you check them out when you need some assistance to get you back on track.
Reply from ChoiceCash2026-06-15
Thank you for taking the time to share your loan experience with ChoiceCash. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. We truly appreciate your business and look forward to serving you again.
Thanks for the feedback, Shonda. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. Thanks again and we hope you’ll continue to choose ChoiceCash in the future.
Thank you for taking the time to share your loan experience with ChoiceCash. We’re happy to hear we were able to help! Thanks again and we hope you’ll continue to choose ChoiceCash in the future.
Very nice staff and very helpful if I had any questions about getting a loan through them they were awesome. I had no problem with choicecash thank you again ChoiceCash.
Reply from ChoiceCash2026-06-10
We appreciate you taking the time to review your experience with ChoiceCash. We have worked hard to establish an outstanding reputation for quality service. We truly appreciate your business and look forward to serving you again.
Thank you for the 5 star review! It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. We’re happy to help whenever you need us again!
We appreciate you taking the time to review your experience with ChoiceCash. We are excited that we were able to assist you in a prompt manner. Thanks again and we hope you’ll continue to choose ChoiceCash in the future.
Thank you for taking the time to share your loan experience with ChoiceCash. We are happy to have been able to assist you with your financial needs. Thanks again for sharing your feedback.
Very helpful thru and thru will recommend to people
Reply from ChoiceCash2026-06-05
We have worked hard to establish an outstanding reputation for quality service. Thanks again and we hope you’ll continue to choose ChoiceCash in the future. We look forward to being your financial resource again in the future.