LendingOne is one of the nation’s leading direct lenders for real estate investors—from individual operators to institutional firms. Whether you're funding a single fix and flip, growing a long-term rental portfolio, or developing a large-scale build-to-rent community, we offer flexible capital solutions to help you scale with confidence.Backed by a leading global asset management firm, we combine financial strength with deep industry expertise to deliver reliable capital, fast closings, and the certainty investors need to grow. Our suite of loan products includes Fix and Flip, DSCR Rental, Fix to Rent, SFR Portfolio, and New Construction financing.Through our dedicated Institutional Group, we provide specialized lending for high-value, complex transactions—offering customized non-recourse loans for BTR aggregation and renovation facilities, as well as SFR portfolio term loans with capacities of $100M+ and flexible 5-, 7-, and 10-year terms.Our commitment to long-term strategic partnerships has earned us the loyalty of thousands of repeat borrowers each year. Discover why LendingOne is the preferred specialty mortgage lender for investors nationwide seeking certainty, scalability, and a smarter way to invest.
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Is LendingOne, LLC legit?
LendingOne, LLC (lendingone.com) has a 4.7 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-01.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the knowledgeable staff for providing helpful guidance, professional support, and maintaining clear communication throughout the entire loan process. Consumers highlight the efficient service and smooth user experience, noting that fast response times make multi-property transactions and refinancing remarkably easy. Reviewers frequently emphasize that team members are very transparent, proactive, and always available to answer questions promptly.
However, some people mentioned experiencing disorganized refinances, noting repetitive requests for the same information, lack of clear follow-up, and sudden demands for additional documents. A few reviewers also noted occasional communication gaps regarding missing paperwork and delayed administrative responses.
Auto-generated from all reviews of this business. For reference only.
I was disappointed with my experience. There seemed to be a nonchalant attitude toward handling sensitive customer information, and I encountered what I felt were misleading questions throughout the process. In addition, the loan processing was extremely slow, causing significant delays and nearly resulting in the cancellation of my transaction. Better communication, transparency, and timeliness would have greatly improved the experience.
Reply from LendingOne, LLC2026-07-02
We are so sorry we did not meet your expectations. A member of our customer success team will reach out to you today to learn more. Our goal is to ensure you are 100% satisfied. We value being on your real estate investment team and want to earn your partnership and trust. We look forward to connecting soon. Sincerely- LendingOne
Easy process. Quick time frame from start to finish.
Reply from LendingOne, LLC2026-06-19
Thank you for the kind review. We are grateful to be on your team. It’s a pleasure working for you and we look forward to working with you real soon. Sincerely- LendingOne
Quick turnaround, great customer service and communication
Reply from LendingOne, LLC2026-06-16
We are truly honored by the kind words. It is a pleasure being a part of your real estate investment team. We look forward to working with you real soon. All the best- LendingOne
Dom R. & Sara M. are great. Good rates, quick process, easy to communicate with - especially during a complicated transaction on our side.
Reply from LendingOne, LLC2026-06-15
Thanks for the tremendous feedback, Max. We enjoy being on your investment team and look forward to working with you on the next one! All the best- LendingOne
Greg, we appreciate the opportunities to continue working with you. It's a pleasure to be on your real estate investment team. We look forward to working with you again, real soon. Regards- LendingOne
Hunter Smith is outstanding in all transactions with me.
Reply from LendingOne, LLC2026-06-05
Thank you for the kind words. Your feedback will humble Hunter. We appreciate being a part of your investment team and look forward to working with you again real soon. All the best- LendingOne
Thanks for the positive feedback! We are excited to be working on your team and look forward to supporting you on your next deal. Sincerely- LendingOne
Great experience on a couple DSCR loans.
I worked with Dom Rotella and he and his team at LendingOne are amazing! Great communication and got the loans to the finish line quickly. Thanks Dom!
Reply from LendingOne, LLC2026-06-01
Ryan, thank you for the kind the review. It is great to be on your investment team. Dom and his team will be excited to learn they hit high marks. We look forward to working with you again soon. All the best- LendingOne
Final numbers were provided too late to settlement company and they were struggling back and forth until settlement time.
Reply from LendingOne, LLC2026-05-31
Thank you for the feedback. A member of our customer success team will reach out to you to learn more. We appreciate being part of your investment team and are committed to ensuring a smooth closing process. Looking forward to making it better on the next set of deals. Sincerely- LendingOne
Thank you for the kind feedback. We sincerely appreciate being a part of your team. Looking forward to many years of partnership and success. All the best- LendingOne
Daniel and Sara were great to work with. This is my third financing within two months and they made it happen. I really appreciate their quick communication.
I’d would rate all of this as 5 stars but I am holding back 1 star due to the fact that the interest rate lock takes 48 hours to take effect. This is archaic. This is a business transaction, time is of the essence and every bps equates to real money.
Reply from LendingOne, LLC2026-05-30
Thank you for your feedback, and we are honored to be on your real estate team. Please be on the lookout for a call from our customer success team to better understand what took place with your rate. Again, we sincerely appreciate working with you and look forward to many years of success together. All the best- LendingOne
From the beginning to the end customer service was excellent highly recommend this company and will definitely be doing business with them in the future.
Reply from LendingOne, LLC2026-05-29
We are so glad to be on your team. Thank you for the kind words. We look forward to working with you for many years to come. All the best- LendingOne
Cory Jones , Pierre Destine , Kahlia King
The A Team , file was ready to close early and
hands on from start to finish . No gripes , only
good things to say !
Reply from LendingOne, LLC2026-05-19
Thank you for taking the time to share your experience! We are so glad to hear that Cory, Pierre, and Kahlia provided a smooth, hands-on experience from start to finish. It is an honor to be a part of your team. All the best- LendingOne
Johnn and Sara were amazing! This is the 2nd loan I did with LendingOne and it was fast and easy!
Reply from LendingOne, LLC2026-05-18
Michelle, we are glad to be on your team and we thank you for your continued business. Sara and Johnn will both be excited to get the feedback. We look forward to working with you again, real soon. All the best- LendingOne
We had an incredible experience working with both Sean & Kizziah !! In our experience, just having 1-2 contacts helped keep the process streamlined in execution of our loan. They were both VERY communicative and responsive when we had questions. We will continue to use LendingOne as our lender of choice. Thank you again LendingOne team !!!
Reply from LendingOne, LLC2026-05-15
Thank you for the review, Jeff! We’re so glad we hit high marks. It is an honor to be a part of your team. We are very excited about the opportunity to support you with future projects. We are here to assist. Please feel free to give Sean a call anytime. All the best- LendingOne
It was a pleasure working with Lending one team in getting two GUC loans, very professional and overall a great experience.
Reply from LendingOne, LLC2026-05-13
Thank you for the kind words, Juan. We’re happy to hear you had a great experience, and thank you for choosing LendingOne to be a part of your team. We look forward to working with you as you complete these ground-up projects. All the best- LendingOne
Danny Dublino and Michael Hoyt did a fantastic job! THANK YOU!!!
Reply from LendingOne, LLC2026-05-11
Thank you for the wonderful feedback. Danny and Michael will be so happy to hear about this. We are excited to be a part of your team and look forward to working with you again soon. All the best- LendingOne
Hi Paramjit, thank you for the kind words! We are so happy to hear you had a great experience with Dom and Sara. They will be ecstatic to learn of the feedback here. We enjoy being on your team and look forward to working with you again soon. All the best- LendingOne
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