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Money & Insurance

Kiavi

107 reviews

4.6107 reviews
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About Kiavi

Data updated
Website
kiavi.com
Category
Money & Insurance
Location
United States · Pittsburgh
Status
Unclaimed
Last 12 months
107 reviews
Replies to negative
40% (4/10)
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Is Kiavi legit?

Kiavi (kiavi.com) has a 4.6 out of 5 rating on OK.one, based on 107 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 6% are 1 star; The business has replied to 40% of negative reviews. Last updated 2026-08-12.

What people say

An Exceptional Experience with Nathan Parente and Kiavi

While I am no stranger to investing in real estate, I had never used a hard money lender before. In fact, I was a bit intimidated by the whole idea! A trusted friend told me about Kiavi and how easy they made it to fund real estate deals. Kiavi’s live weekly “About Us” Zoom meetings were especially helpful because they gave me the opportunity to ask questions and address concerns before taking the plunge. That’s where I was first introduced to Nathan Parente. From the very beginning, Nate made the process incredibly easy. It was free to open an account and test the waters, which gave me the opportunity to learn without feeling pressured. I was genuinely impressed by the personal attention Nate gave to our small project. He made me feel as though I were his only client. Nate provided a complete hand-holding style experience throughout the process, patiently answering questions, explaining each step, and giving me the confidence to move forward. Because of his guidance, I now feel much more comfortable making offers on properties knowing that I have a reliable financing resource behind me and that a successful outcome is within reach. If you are a real estate investor who has been hesitant to explore hard money lending, I highly recommend reaching out to Nathan Parente. His knowledge, responsiveness, and genuine commitment to helping his clients made all the difference for me. Five stars all the way! ⭐⭐⭐⭐⭐

Insanely smooth experience and super…

Insanely smooth experience and super easy to work with. Best hard money lender experience out of many that I have worked with in the past! I have closed deals with them in as quick as 1 week with same day draws - unheard of in this industry! But not only are they quick but they are also very thorough in their legal due diligence which is very important balance. 100% financing also can’t be beat with their low rates. 10/10 experience and if ur not using them, ur missing out!

Alex Caddo was over my Bridge and Flip…

Alex Caddo was over my Bridge and Flip loan and was absolutely wonderful to work with! The team behind her was equally communicative and pleasant to work with. I will absolutely be working with them again on all future Bridge and Flip projects. Also, Alex was by the phone and always ready to help as we negotiated and weighed other properties before going with this one. I would recommend Kiavi full heartedly to anyone looking for Hard Money Loans (A+)

Reply from Kiavi2026-07-24

Hi there! Thank you for your kind words about Kiavi! We’re thrilled to hear about your positive experience, and your thoughtful feedback helps guide us as we refine our service. Your support means a lot to us, and we’re constantly working to get even better!

This app caught my eye

This app caught my eye. I was so excited and thinking that I had a chance at funding. I was very disappointed to know that I was not approved. I think items a wonderful app still just wish I knew more why I wasn't approved. Thanks for all the people you all help!!!

Reply from Kiavi2026-07-24

Thank you for your feedback! We are glad our platform caught your eye, but we understand how disappointing it can be to not be approved. We strive for transparency, so if you would ever like to discuss this opportunity or another one, feel free to write to us at [email protected]. In the meantime, you can always use our online ARV calculator and free quotes on our website to evaluate your next project!

12/10 for Kristin and Kiavi

I've worked with a lot of people across every corner of my real estate business, and Kristin Chang at Kiavi is simply the best. She is the most efficient, dialed-in, and on-top-of-it lender I've ever dealt with—nothing slips through the cracks, questions get answered fast, and deals move exactly the way they should. She's the standard I hold everyone I do business with to. Professional, sharp, and completely reliable. Because of her, I plan to keep working with Kiavi for years to come. If you want a lender who actually makes your deals easier, ask for Kristin.

Reply from Kiavi2026-07-17

Hi Mike. Thank you for your kind words about Kiavi! We’re thrilled to hear about your positive experience, and your thoughtful feedback helps guide us as we refine our service. Your support means a lot to us, and we’re constantly working to get even better!

Nilobjo Is More Then Just A Loan Officer

Nilobjo, was a pleasure to work with, and very knowledgable about his industry. I was fortunate to have met him, and look forward to doing more business with him in the near future.

Reply from Kiavi2026-07-17

Thank you so much for taking the time to share your experience with Kiavi. We truly appreciate your thoughtful feedback and are thrilled to hear how much you enjoy working with us. Your input helps us grow and improve every step of the way. Don’t forget, you can refer friends to Kiavi at https://www.kiavi.com/refer and earn qualifying cash incentives!

Kiavi responsive and efficient.

I usually don’t do reviews, but I’ll do a review for this one. So far I’ve been using loans with Kiavi for multiple properties. The system is intuitive easier to follow and the team is responsive. Big shout out for my recent cashback refi loan that I recently did, shout out to Haley Deffenbaugh & Kellie Rossi. they made my cashback refi, quick fast and easy. They were very responsive in the updated me throughout the process. I was on a time crunch and they made it happen. Good job Kiavi Team.

Reply from Kiavi2026-07-17

We’re thrilled to hear how much you enjoy working with Kiavi! Thank you for taking the time to share your thoughts, it means so much to us. Your experience is invaluable in helping us improve and grow. And remember, you can refer friends to Kiavi at https://www.kiavi.com/refer and earn qualifying cash rewards!

Im a first time investor and Clay was excellent

Im a first time investor and Clay and his team made this happen way faster than I expected! Excellent response times and helped me figure out the new guy speed bumps, very happy with them, I will be refering family and using them for future investments

Reply from Kiavi2026-07-02

Thank you for your thoughtful review of Kiavi! We appreciate the time you took to share your perspective. It’s amazing to hear how much you value our service, and your feedback helps us continue to improve for customers like you.

Everything went exactly as discussed

Everything went exactly as discussed. Full transparency and the process was very easy.

Reply from Kiavi2026-07-02

Thank you for sharing your positive experience with Kiavi! Feedback like yours inspires us to do even better every day. We’re so glad to have earned your trust and support. Don’t forget, you can refer others to Kiavi at https://www.kiavi.com/refer and earn qualifying cash incentives as a thank-you for spreading the word!

Best Lending Experience!

Alex was amazing to work with throughout the entire process. She went above and beyond to make sure everything stayed on track and was always quick to answer my questions. Her communication was excellent, she was professional, knowledgeable, and genuinely cared about providing a great experience. I truly appreciate all of her hard work and support. Working with Alex and the Kiavi team made the process smooth, and I look forward to working with Kiavi again on future deals!

Reply from Kiavi2026-07-02

Thank you for your kind words about Kiavi, and our Team! We’re thrilled to hear about your positive experience, and your thoughtful feedback helps guide us as we refine our service. Your support means a lot to us, and we’re constantly working to get even better!

smooth closing

I've been working with clay johnson for the past year and half, we have closed three deals with him and his team valued at 1 million they've been great very informative and communicative when things arise in order to push the deals to the finish line i will continue to work with clay and kiavi.

Reply from Kiavi2026-06-26

Thank you for your kind words about Kiavi! We’re thrilled to hear about your positive experience, and your thoughtful feedback helps guide us as we refine our service. Your support means a lot to us, and we’re constantly working to get even better!

Payton Cruz with Kiavi is an invaluable…

Payton Cruz with Kiavi is an invaluable funding source for acquisitions/rehabs in my real estate portfolio. Excellent response times and updates/progress. I consider both him and Kiavi partners in my success

Reply from Kiavi2026-06-26

We’re thrilled to hear how much you enjoy working with Kiavi! Thank you for taking the time to share your thoughts, it means so much to us. Your experience is invaluable in helping us improve and grow. And remember, you can refer friends to Kiavi at https://www.kiavi.com/refer and earn qualifying cash rewards!

Time was ‘not’ of the essence

Started off a refinance well, with good engagement and taking time to discuss the various options and tradeoffs. Unfortunately there were long delays through the appraisal process that cost us a lot of money and Kiavi took zero responsibility for its 3rd party contractors performance. The well known real estate concept ‘time is of the essence’ was not followed and hurt our business.

Reply from Kiavi2026-05-29

Hi Eric, thank you for bringing this to our attention. In real estate investing, we know that timing is everything, and we sincerely apologize for the delay you experienced. We are currently reviewing our internal underwriting workflows to ensure we meet the speed and reliability our investors expect. Your feedback is essential as we work to sharpen our delivery times for the entire community.

Working with Kiavi has been an…

Working with Kiavi has been an outstanding experience from start to finish. Their process was fast, professional, and incredibly investor-friendly. Communication was clear throughout every stage, and their team moved quickly to help close deals on time without unnecessary complications. As a real estate investor, having a reliable lending partner makes a huge difference, and Kiavi consistently delivered with competitive terms, smooth underwriting, and excellent customer service. They truly understand the needs of investors and made the entire funding process efficient and stress-free. Highly recommend Kiavi to anyone looking for a dependable hard money and investment property lender.

Reply from Kiavi2026-05-29

Thank you for your thoughtful review of Kiavi! We appreciate the time you took to share your perspective. It’s amazing to hear how much you value our service, and your feedback helps us continue to improve for customers like you.

Excellent experience as usual James…

Excellent experience as usual James Davis does an amazing job. Thanks to the whole team

Reply from Kiavi2026-05-29

Thank you for your kind words about Kiavi, and our Team! We’re thrilled to hear about your positive experience, and your thoughtful feedback helps guide us as we refine our service. Your support means a lot to us, and we’re constantly working to get even better!

Was our first time going through this…

Was our first time going through this process. It went pretty smoothly. Sam was great at responding quickly to and was readily available to answer questions. Great experience!

Reply from Kiavi2026-05-15

Thank you for sharing your positive experience with Kiavi! Feedback like yours inspires us to do even better every day. We’re so glad to have earned your trust and support. Don’t forget, you can refer others to Kiavi at https://www.kiavi.com/refer and earn qualifying cash incentives as a thank-you for spreading the word!