12/10 for Kristin and Kiavi
I've worked with a lot of people across every corner of my real estate business, and Kristin Chang at Kiavi is simply the best. She is the most efficient, dialed-in, and on-top-of-it lender I've ever dealt with—nothing slips through the cracks, questions get answered fast, and deals move exactly the way they should. She's the standard I hold everyone I do business with to. Professional, sharp, and completely reliable. Because of her, I plan to keep working with Kiavi for years to come. If you want a lender who actually makes your deals easier, ask for Kristin.