Acorn Finance (acornfinance.com) has a 4.7 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 60% of negative reviews. Last updated 2026-08-11.
I have nothing but praise for Acorn finance. I needed a small loan to accompany my personal funds to have a deck built. After running through many financial lenders Acorn offered the best interest rate. Applying was a quick process with quick results. I felt comfortable knowing that Acorn as a genuine lender since I have stock in Acorn. Delightful experience!
It was super easy, but didn’t happen immediately had to complain about why it didn’t happen immediately but other than that, it was great and I got a great rate, and I was very pleased with it
Fast and easy financing no problem at all
I would not give them even one star, they confirmed my load for PODs via email and made it seem as if I had been approved for about 24 hours and then I got a call from someone from Acorn saying it was an error, I could not get the POD load due to the fact that I had already hired them for my first 16ft POD and I couldn't get the load to cover the 2nd 8FT POD because it was after the fact, made no sense to me but I was not declined for my credit history but because I wanted the load to pay for my 2nd POD!!! Seemed ridiculous to me.
Hello, thank you for the feedback, and we're sorry for the frustration here. After looking into your account, the PODS program does require the loan to be finalized before the first POD is picked up, which unfortunately made you ineligible by the time you went to complete it. We understand that wasn't made clear, and we're sorry the experience felt like a runaround. We do offer personal loans for moving expenses that may still be an option for you, please reach out to our support team and we'd be happy to help. - Acorn Finance Customer Care Team
It was a quick approval response and not hard to do.
The loan process was quick and easy to understand.
Hello, thanks for reaching out. Please give us a call to talk through any issues you might have had on our platform. I couldn't find any applications with the information provided here, so would love the opportunity to talk through how we can help. Best, -Acorn Finance Customer Care Team
Your very fast response was great! However, you would not let me change the term to 24 months at a lower interest rate. Why…?
Everyone was knowledgeable and prompt. I was impressed!
It was a very simple application. I was approved fast and there were no delays.
Great service on all fronts, and a quick result!
Quick and easy with money deposited on time!
My credit score is at 808, so I don’t know where you got a 647 rating. I don’t know who you checked with, but it must not have been with a reputable credit rating company! It’s not fair that you gave me a 12.43% interest rate when it should’ve been a lot lower when I have a credit rating of 808!
Hello Roger, Thank you for taking the time to share your feedback. We genuinely appreciate it and want to address your concerns directly. We understand how frustrating it can be when a rate doesn't match your expectations, especially when you've worked hard to maintain a strong credit profile. At Acorn Finance, our lenders evaluate a borrower's full financial picture, not credit score alone. Factors like debt-to-income ratio, credit utilization, length of credit history, recent inquiries, and the loan amount and term could all play a role in the rate you're offered. This is standard practice across the lending industry and helps ensure every customer gets a fair assessment based on their complete financial profile. We'd encourage you to check your score across multiple bureaus to get the most complete picture. If you believe there's an error in your credit file, disputing it directly with the bureau is the best path forward, and we're happy to walk you through that process. We're sorry the experience didn't meet your expectations, and we're committed to being as helpful as we can. Please don't hesitate to reach out if you'd like to discuss further. Warm regards, The Acorn Finance Team
Website was easy to navigate, quick response to inquiry. Payment of funds was very quick.
103 reviews matching