Annuity Gator (annuitygator.com) has a 4.9 out of 5 rating on OK.one, based on 61 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 100% of negative reviews; 38 of them were added in the last 12 months. Last updated 2026-08-10.
I spoke with and shared info ref. my availabe funds that for my retirement with Mr. Bruce Colwell of Annuitygator. Bruce is highly kowledgeable, open and helpful in sharing his knowledge to guide me regarding my best options if I decided to make annuities a part of my retirement portfolio. His well-honed advice on the matter was very valuable for possible diversification of my retirement holdings. His no pressure way to educate me on available options cosidering my age is highly appreciated and I will not hesitate to recommend Bruce to my friends and kinfolk to consult with him if they needed help with their retirement accounts.
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AJ Suarez · 6 reviews · Experienced 2026-02-16 ·
★★★★★
OK I Guess
I think the advisor was very courteous and professional but the proposed policies I was shown were not as good as what i received from others.
After making an exploratory request thru the Annuity Gator website i was contacted the next morning. This initial contact led to a more thorough information gathering conversation to hone in on my personal aims and give me all the information to guide me. I did not feel pressure to purchase any specific product. What was built and presented allowed me time to determine the best fit for me. The consultant Matt R was what you would hope for in this process. Highly informed, professional and great to work with. And will definitely work with again when the opportunity arises.
Jacob E. Hall of Annuity Gator pace wealth advisors, is so meticulous and has such passion for the work he does. Also caring and kind in his approach . So easy to speak with. plenty of explanation and direction is offered during each contact weather it is an email phone conversation or Zoom meeting. I learn so much about the investment process. I am planning retirement soon and feel so well supported and guided . He gives me such confidence that the right decisions are being made for my particular situation . thank you so much Jacob.
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David May · 7 reviews · Verified · Experienced 2025-06-19 ·
★★★★★
Terry Ciotti made purchasing Annuities a seamless process.
Terry Ciotti is extremely knowledgeable about Annuities and the best way to purchase them. He saved us a lot of money in the way we set up our annuity, enabled us to get valuable bonuses,and also was helpful with transferring our funds. I would recommend Terry Ciotti to anyone looking to sure up their future financial plan.
My fiduciary Eli Mitcham was able to guide me through the process and negotiate a difficult transfer. He seamlessly produced the proper paperwork and attained a release from a contract i had mistakenly made. They had initially denied my cancelation but he was able to show i was within my free look period.
I now have a contract I am very happy with.
Thank you
We talked to multiple people. Matt is a consummate professional. Matt’s professionalism, knowledge, and calm approach elevated him far above any of the competitors. Matt’s knowledge, willingness to answer every question, and no pressure approach were the ultimate selling points.
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John P Fogarty · 3 reviews · Verified · Experienced 2025-11-24 ·
★★★★★
we had limited experience with…
we had limited experience with annuities. Mark Kinney if Annuity Gator took exception efforts to answer all our questions and to EDUCATE us further on all the benefits and options of different annuity products. His patience and follow through was much appreciated. I recommend him and Annuity Gator to anyone.
Over the past six months, we have been in contact with Gary Jensen in regards to what the best annuity would be for us. With a great deal of patience and clarity, Gary took us through the steps necessary to help us find the annuity that best suited our needs. We found Gary to be very personable and attentive to our long-term goals. We have established a degree of trust that has led us to considering further options to help guarantee our financial security. We will be in a better position to weigh in on the results once our annuity kicks in next year. That said, we are very happy with the process thus far.
I had a great experience with Rick Miller. He reviewed my current annuity with me and explained at the beginning of the conversation if he could not improve the payouts he would recommend staying with current plan. His explanation of my current plan and how it worked which made for an easy decision to change to a better product with a larger monthly payout. Rick did all the work to make the change to a better product simple and pain free. I benefit with a larger payout going forward at no cost to me.
Fantastic company I highly recommend using Rick and Annuity Gator if you have a annuity that is a few years old or older. Now is the time to do it before interest rates go down!
1. The Person (Rick Kelly, Pinnacle Retirement): Rick is an excellent communicator supported by attention to detail, reliability, and intelligence.
2. The Product: We were offered a wide selection; each was explained based upon our circumstances, accordingly.
3. Product and market knowledge: back to Rick; in this space, the fine print matters more than ever. Rick provided macro and micro views and followed through perfectly.
Life doesn't always go as planned I had my plan. Pay off my house and car. Work 5 more years ,putting the max allowed into my 401k. I had used online retirement calculators Everything was going as planned right up to the day I became disabled. I knew I needed to do something. The first thing I learned was if you didn't have at least $500,000in your 401k They didn't even want to talk to you. I wasn't sleeping and all I could think about was how would I manage. I was scrolling through face book and a saw an ad for Annuity Gator. I didn.t need to have$500,000 I set up a time for the next day to talk to Mark Kinney. Mark really listened to me He took his time and made sure I understood exactly what an annuity was and how I would not out live my money
5 Stars for Bruce Colwell of Annuity Gator. Bruce Colwell is exceptionally patient and has so much information he is willing to share. The plan was well thought out and I feel like I was the decision maker in all the options I was shown. I talked with many financial advisors and Bruce outshined them all. Also the communication system is completely up to date with regard to emails, appointment confirmations, etc. Appreciate the staff at Annuity Gator also.
Rebekah answered every question I could ever think of
Rebekah committed an incredible amount of time working with me to set up 4 annuities. She is extremely knowledgeable and friendly and made the entire process educational and pleasant. She worked hard for me by taking time to understand my unique situation and then finding the best solutions. She didn't take any steps until she checked with me first and made sure that I was comfortable with her suggestions. I look forward to working with her in the future and recommend her to anyone looking to learn more about annuities.
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Dave S Alexander · 1 review · Verified · Experienced 2025-08-11 ·
★★★★★
My advisor Matt was very knowledgeable…
My advisor Matt was very knowledgeable and efficient with my questions and needs about which products would be most beneficial to my family and I. The Company was very professional and responsive to my questions and concerns!
Marcus from Annuity Gator was a great resource in finding the best annuity that fit our needs. After forwarding basic annuity information to help educate us, we strategically filtered through the 1000s of annuities on the market. Having read a small booklet on annuities, I still needed some source to coach us through the process to get to the right product. Skeptical at first, I soon gained confidence we made the right call. Hats of to Marcus who prefers to talk rather than text or email and he knows the products well.
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Bob Thom · 1 review · Experienced 2025-08-07 ·
★★★★★
Bruce Colwell is very knowledgeable and professional
Me and my wife were in the market for annuity for my wife. I found Bruce Colwell on the internet. We had many meetings talking about the perfect annuity for my wife. He is so knowledgeable in his field and provides us with few choices. He is very professional, kind and patience, while we decided to pick which annuity to buy.
Thank you Bruce for the above and beyond professionalism and service you provided. We are so grateful.
