Banking Circle (bankingcircle.com) has a 1.3 out of 5 rating on OK.one, based on 30 user reviews collected here. It is listed under Money & Insurance and its reputation is poor. 90% of reviews are 1 star, a relatively high share; The business has replied to 61% of negative reviews; 19 of them were added in the last 12 months. Last updated 2026-10-24.
I've two bank accounts on this bank, I discovered it by accident. I don't think anybody would use this bank for inheritance. Discovered about a few days ago. I never made any accounts at this bank. If I get it resolved I'll change the review
I bought something on “Kleinanzeigen” and everything seemed to be OK since the person also sent me a picture of the ID once I paid the €400 = account delete it, money is missing, there’s no way back I can’t believe that this bank is supporting illegal activities and scams!
Someone is selling puppies on pets4homes. I put down a £200 deposit for a female puppy, Once I done this they stopped contacting me & my partner back. I can’t believe this bank is allowing this and I can’t believe someone could be so inhumane to scam someone out of a puppy especially as it would of been my first. Thank you for reading this. I wish I read these reviews sooner as my bank account would not of been rinsed of £200😂
Scammers being supported but this bank- disgusting business- they take your money for fraudsters and thieves - they may as well be called bank fraudsters - STAY AWAY FROM THEM AND ANYONE WHO HOLDS SN ACCOUNT WITH THEM
July 16 2026 - systems down 12 hours today. What kind of joke is this. So many merchants impacted. Absolute farce.
Total scam artists suppose to set up 2 investment accounts for me, money gone, cant get to talk to anyone, donot give any money to these people, Not with 3rd party the people involved work directly for banking circle! Now with the police.
Was targeted by fraudsters using "Banking Circle" accounts - but when you go to their website to report the fraud they claim " Please note: Banking Circle does not service private individuals. For law enforcement enquiries, please be aware that Banking Circle provides (virtual) IBANs to our clients who then assign them to their own customers, with whom Banking Circle has no business relationship. In this arrangement, Banking Circle and our clients serve as intermediaries for forwarding funds. As a result, we can only furnish information about our direct client." They refused to reply or act upon the report as they cleverly disclaim all the illegal actions their service is being used for. Total fraudsters - stay away.
Hotmart made an automatic transfer to your account, which I created through the Meru app. You have not deposited the money. Meru told me that from now on it no longer accepts third-party payments, something I was never informed about. You have not returned the money to Hotmart. If you do not give me my money back, I will take appropriate legal action and expose my case on your social media and on my personal YouTube channel so that everyone knows about the scam you have subjected me to.
I was scammed using your service. I got very little help from your team. I lost a huge fund and I am unsure why the fraud department exists if you can simply not help.
Hello Devashree, To ensure this is handled as quickly and securely as possible, please report the suspected fraud directly via our contact form here: https://www.bankingcircle.com/contact-us/?enqtype=Report%20Suspected%20fraud Once submitted, our team will review the information and follow up with you.
I opened an account at the bank, I have tried to write them on more than 10 different email addresses - I never get a reply - not even a auto reply I Can’t get access to my funds So unserious
At Banking Circle, we take fraud claims very seriously. Every claim is investigated thoroughly, and we take immediate action. You are not our direct client: Banking Circle is a digital business-to-business (B2B) bank offering accounts, foreign exchange, and payment services to financial institutions, businesses, and marketplaces. The account has been opened at a Payment Service Provider, and no direct relationship exists between Banking Circle and the account holder. Recourse and Investigation: To help resolve this, please ensure that you report any fraud cases directly through our contact form at https://www.bankingcircle.com/contact-us/ with the details of the company you worked with so we can either redirect the issue to the appropriate party or investigate the Payment Service Provider’s client ourselves. If we confirm that fraud has occurred, we will take immediate action to close the account to prevent any further fraudulent activity. We also recommend that you consider filing a police report and contact your bank about sending a recall request to attempt to recover any remaining funds.
The company is a complete fraud, protecting fraudsters !!! The company is a joke and people should not trust them as they will steal your money. It's a Nigerian supporting scam company so be careful
Hello Kevin, At Banking Circle, we take fraud claims very seriously. Every claim is investigated thoroughly, and we take immediate action. We have requested for more information to help investigate this. Please ensure that you report any fraud cases directly through our contact form at https://www.bankingcircle.com/contact-us/ with the details of the company you worked with so we can either redirect the issue to the appropriate party or investigate the Payment Service Provider’s client ourselves. If we confirm that fraud has occurred, we will take immediate action to close the account to prevent any further fraudulent activity. We also recommend that you consider filing a police report and contact your bank about sending a recall request to attempt to recover any remaining funds.
Okt 19th 2025 I tried to send money to my son in Canada. Since that time my money has been stuck at Banking circle. My bank here has been trying to contact banking circle, I've been trying to get in contact with them. The Canadiens bank has been trying! No response whatsoever! This bank is a huge scam! Now I'm looking it higher up... They will not get away with this! Banking circle Luxembourg is in Europe and should abide by the European law!! Disgusting to read how many people have already been victimized by this scam of a bank!!!! They are SCAMMERS!! ⚠️ ⚠️ 🚩 🚩 DON'T EVER USE THIS BANK!!!
Hello Laura, At Banking Circle, we take fraud claims very seriously. Every claim is investigated thoroughly, and we take immediate action. We've requested for more information like your email address - this way we can expedite investigations. You are not our direct client: Banking Circle is a digital business-to-business (B2B) bank offering accounts, foreign exchange, and payment services to financial institutions, businesses, and marketplaces. The account has been opened at a Payment Service Provider, and no direct relationship exists between Banking Circle and the account holder. Recourse and Investigation: To help resolve this, please ensure that you report any fraud cases directly through our contact form at https://www.bankingcircle.com/contact-us/ with the details of the company you worked with so we can either redirect the issue to the appropriate party or investigate the Payment Service Provider’s client ourselves. If we confirm that fraud has occurred, we will take immediate action to close the account to prevent any further fraudulent activity. We also recommend that you consider filing a police report and contact your bank about sending a recall request to attempt to recover any remaining funds.
THE MONEY IS AVAILABLE FOR ME THE PROBLEME ITS NOT THE BANK ITS THE COMPAGNY UNDER THE ACCOUNT WHERE GUYS SEND MONEY
On December 23rd my account was suddenly closed and all my funds were frozen. For over 3 weeks I have had no access to my money. I contacted support many times via email and in-app chat. No human replies at all, only automated messages. No explanation, no timeline, no help. The amount involved is very large. After reading many similar reviews here, this seriously feels like a scam. Avoid until this is resolved and my money is returned.
Hello Miguel, We've left a request to gather more information. At Banking Circle, we take fraud claims very seriously. Every claim is investigated thoroughly, and we take immediate action. You are not our direct client: Banking Circle is a digital business-to-business (B2B) bank offering accounts, foreign exchange, and payment services to financial institutions, businesses, and marketplaces. The account has been opened at a Payment Service Provider, and no direct relationship exists between Banking Circle and the account holder. Recourse and Investigation: To help resolve this, please ensure that you report any fraud cases directly through our contact form at https://www.bankingcircle.com/contact-us/ with the details of the company you worked with so we can either redirect the issue to the appropriate party or investigate the Payment Service Provider’s client ourselves. If we confirm that fraud has occurred, we will take immediate action to close the account to prevent any further fraudulent activity. We also recommend that you consider filing a police report and contact your bank about sending a recall request to attempt to recover any remaining funds.
This company engages in illegal transactions and money laundering practices. This is against the law and strictly prohibited. They pose as Skrill, but the Skrill account number is incorrect, and transactions cannot be found on the Skrill account, so they are also falsifying their name. I will definitely notify Skrill if this isn't resolved within 24 hours checked with the bank and the account number does indeed not match the name i have proof
Hello Mel, At Banking Circle, we take fraud claims very seriously. Every claim is investigated thoroughly, and we take immediate action. You are not our direct client: Banking Circle is a digital business-to-business (B2B) bank offering accounts, foreign exchange, and payment services to financial institutions, businesses, and marketplaces. The account has been opened at a Payment Service Provider, and no direct relationship exists between Banking Circle and the account holder. Recourse and Investigation: To help resolve this, please ensure that you report any fraud cases directly through our contact form at https://www.bankingcircle.com/contact-us/ with the details of the company you worked with so we can either redirect the issue to the appropriate party or investigate the Payment Service Provider’s client ourselves. If we confirm that fraud has occurred, we will take immediate action to close the account to prevent any further fraudulent activity.
I have been scamed on 12th nov 2025 using a banking circle Luxembourg banking circle account used for investment via scammer.Fraud Recall has been raised by sending bank Revolut. Does banking circle help APP push scam victims running by scammsters sitting behind gdpr laws. I need help from your bank that we are showing efforts to stop these criminals. Transfer was 2-3wks Police complaints have already been raised and submitted to you from irish garda to Luxembourg branch and shared with you and bcb payments team as suggested. Amount involved is high and can lead to serious repercussions on my life as 20k is involved. Can you help freezing and help recall funds. I understand individual customer request are being cancelled again. Issue was you accepted an incoming transaction with an incorrect or mismatch error name as expected by scammer. Please help reverse the transaction. Most likely account is operated by a mule person. Please take actions immediately. I have sent email with transaction and police complaint Please help in the recall. Have replied to your fraud team. Incase you need more details feel free to reach out. Your BCB payments have done nothing till date to recoup the fraud funds. Please raise this as banking circle is using bcb payments system. They seem to worse just seems supporting fraudsters funding their crypto wallets. Please take responsibility of your viban. Scammer viban mule account of Scammer not being returned shameful bank ditching responsibility between urself and bcb payments provider.
Hello vg, Please check your inbox. Our Anti-Fraud team reached out to request for additional information. Thank you! >>> Our update: Banking Circle is a digital bank operating in the business-to-business (B2B) sector and processing payments/transactions on behalf of its customers, who are regulated payment service providers and financial institutions. Our customers provide services to individuals, businesses, and merchants, with whom Banking Circle does not have a direct business relationship. The services we offer include virtual IBANs ("VIBANs"), which Banking Circle makes available to its customers. They can assign these to their own customers for sending and receiving payments at their own discretion. However, we do not interfere with the activities on the end customer account linked to the VIBAN and do not have access to the transaction information. This information is held by our customer (e.g., a payment service provider). We have therefore forwarded your request to our customer. You may find more details in the follow up email we've sent. From our perspective, this case should be considered closed. If you suspect you have been a victim of fraud, we strongly recommend that you file a police report.
Banking Circle has accounts for companies that are tied to offshore, unregulated online casinos, and these companies take the money and transfer it into crypto. By doing this, this bank is seriously violating EU anti-AML/KYC laws, as well as breaching online gambling laws by allowing the facilitation of funds through various channels and not actually going to the proper merchant. This constitutes misdirection fraud. I seriously hope Banking Circle refunds everyone who fell victim to this elaborate scam (including me) and that they cease all business with these shady merchants.
I moved money from a small brokerage account into bankingcircle. Initial gains looked real, so I liquidated a portion of my 401(k) to invest more. The promised high-yield pools never existed, the funds disappeared as soon as they were sent. Fees multiplied each time I asked to withdraw. Months later, I had lost nearly everything, including my emergency fund, and the platform vanished. Frustratingly they keep asking me if I want to raise a complaint and I don’t want to, I just want them to resolve the issue BUT I’m now at the point that I am raising a complaint and going to go to the " ayr'L'P " route for clarity on the matter because a criminal/fraudulent activity has taken place.
At Banking Circle, we take fraud claims very seriously. Every claim is investigated thoroughly, and we take immediate action. You are not our direct client: Banking Circle is a digital business-to-business (B2B) bank offering accounts, foreign exchange, and payment services to financial institutions, businesses, and marketplaces. The account has been opened at a Payment Service Provider, and no direct relationship exists between Banking Circle and the account holder. Recourse and Investigation: To help resolve this, please ensure that you report any fraud cases directly through our contact form at https://www.bankingcircle.com/contact-us/ with the details of the company you worked with so we can either redirect the issue to the appropriate party or investigate the Payment Service Provider’s client ourselves. If we confirm that fraud has occurred, we will take immediate action to close the account to prevent any further fraudulent activity. We also recommend that you consider filing a police report and contact your bank about sending a recall request to attempt to recover any remaining funds.
I sent a bank transfer to circle bank on 24 september, with a total sum of 9000 . The money are still missing on Coinbase account . Best regards
At Banking Circle, we take fraud claims very seriously. Every claim is investigated thoroughly, and we take immediate action. You are not our direct client: Banking Circle is a digital business-to-business (B2B) bank offering accounts, foreign exchange, and payment services to financial institutions, businesses, and marketplaces. The account has been opened at a Payment Service Provider, and no direct relationship exists between Banking Circle and the account holder. Recourse and Investigation: To help resolve this, please ensure that you report any fraud cases directly through our contact form at https://www.bankingcircle.com/contact-us/ with the details of the company you worked with so we can either redirect the issue to the appropriate party or investigate the Payment Service Provider’s client ourselves. If we confirm that fraud has occurred, we will take immediate action to close the account to prevent any further fraudulent activity. We also recommend that you consider filing a police report and contact your bank about sending a recall request to attempt to recover any remaining funds.
Clear Junction
ClearBank®
Vivid
Revolut
Service Rundfunkbeitrag
wamo
bunq
Rundfunkbeitrag Service30 reviews matching
