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Money & Insurance

Beyond Finance

247 reviews

4.6247 reviews
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About Beyond Finance

Data updated
Website
beyondfinance.com
Category
Money & Insurance
Location
United States · Dallas, TX
Status
Unclaimed
Last 12 months
247 reviews
Replies to negative
0% (0/17)
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Is Beyond Finance legit?

Beyond Finance (beyondfinance.com) has a 4.6 out of 5 rating on OK.one, based on 247 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 5% are 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-10.

What people say

C
Carolyn Hayman · 2 reviews · Verified · Experienced 2026-08-06 ·

I’m still a new customer with a couple…

I’m still a new customer with a couple of months in. So far so good and everyone I have been in communication with have been very positive.

J
Jeannie · 1 review · Verified · Experienced 2026-08-06 ·

I guess better clarity on a few things

I guess better clarity on a few things. Like, the list of debtors that keep calling me. I thought they would be notified that o am with you guys?

F
Flora Newby · 4 reviews · Verified · Experienced 2026-07-20 ·

so far so good

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Stephen · 1 review · Verified · Experienced 2026-08-06 ·

Friendliness of staff

Friendliness of staff. Instructions were given well.

S
Susan Dillion · 1 review · Verified · Experienced 2026-08-06 ·

Not happy with the action I have seen…

Not happy with the action I have seen so far

L
Larry · 1 review · Verified · Experienced 2026-08-07 ·

Their getting the job done

t
tlsammonsgmail.com · 4 reviews · Verified · Experienced 2026-08-06 ·

They were so understanding and…

They were so understanding and explained everything. It is working out just like they said

M
MC · 1 review · Verified · Experienced 2025-12-04 ·

I haven’t heard in a long time and…

I haven’t heard in a long time and there’s no transparency. When I ask for an update it’s just AI :/ No human consciousness available and I feel like I’m speaking to a wall waiting for answers on my progress.

M
Mary Flynn · 2 reviews · Verified · Experienced 2026-08-07 ·

Upfront honest not

Upfront honest not. Way too long to resolve debt issues. Would not recommend this company to anyone

D
Diane · 1 review · Verified · Experienced 2026-08-07 ·

I like the updates and easy access to…

I like the updates and easy access to check on status.

K
KIM DRAKEFORD · 2 reviews · Verified · Experienced 2026-08-07 ·

Brand new start

Everything has been handled professionally. The staff are very personable. They are kind and encouraging to their clients. They explain everything clearly and are very positive in their communication.

P
Paula · 2 reviews · Experienced 2026-08-07 ·

Review for Beyond Debt

Review for Beyond Debt I joined beyond debt on 5/18/25 with three debts to be negotiated. My first deposit was on 5/28/25 biweekly in the amount of $217. The first resolution offer was on 7/15/25 they got $2076 reduced from $6921. Beyond finance immediately took $1650 for the settlement as they get a percentage per settled debt. My credit score after two months went from 625 to 506. On 8/26/25, my credit score went up to 518 and I was still waiting on my next settlement offer. I got my next offer on 10/10/2025. The debt was 9,101 and they settled for 6,371 less than 10 days later my credit score went from 518 to 541. This is a long process and if you are so busy that you are not able to negotiate these on your own it may be worth it for you. However, remember even if they get the debt down most of the debt reduced goes to them. In December 2025 I had financial hardships and requested that Beyond Debt skip a payment and change the date it was withdrawn. That was easy to do they rescheduled the withdrawal quickly. In January 2026, my credit score went down to 531. June 8, 2026, beyond dept has still not made a deal with my last creditor. However, my credit score jumped up to 566. This is due to the payments made on the two creditors with beyond dept and I had kept one creditor off the list who I only owed 1000 too and I continue to pay it off and use it. I also have opened two creditors that you earn credit by adding money to the card using it and paying it off. On August 3rd 2026, my credit score went up to 598. This was not due to beyond debt but due to the fact that I had opened other forms of credit to slowly rebuild my credit. Beyond debt still had not been able to resolve my last debt it started looking like I would have to somehow repair that one on my own. The only debt they did resolve cost me a lot of money and later I found out it was an easy debt I could have resolved on my own. Honestly in the end I do regret my decision to go with beyond debt it didn’t help me it actually made things worse.

A
Ann Mercuri · 8 reviews · Verified · Experienced 2026-08-06 ·

Good Customer Service

Good customer service. When I ask a question I always get a response in a timely manner. I would Beyond Finance to others.

S
Susan Kepka · 2 reviews · Verified · Experienced 2026-08-06 ·

So far I am having amazing results with…

So far I am having amazing results with this company. Only a few weeks in and they have already reached out to my creditors and have started the process of negotiations. Did not think they would be that fast and am extremely happy with this company

C
Chris · 1 review · Verified · Experienced 2026-08-07 ·

Very helpful friendly honest easy to…

Very helpful friendly honest easy to understand her explanation and she guided me how to go through step by steps thank you very much.

J
Julie · 4 reviews · Verified · Experienced 2026-08-08 ·

Staff is awesome

Staff is awesome! Im getting bills paid with their help! Love it!

K
Kathy · 1 review · Verified · Experienced 2026-08-06 ·

They are really helpful

They are really helpful, they have answered ALL my questions. I recommend this company to anyone who needs help or advice with financial support.

s
sfant · 5 reviews · Verified · Experienced 2026-08-07 ·

They removed the stress

M
Michael · 1 review · Verified · Experienced 2026-08-05 ·

great

How easy it was to naviagate.

J
James · 1 review · Verified · Experienced 2026-08-08 ·

This company is a ripoff con artist

This company takes more money for them self than paying on your accounts.