Biz2Credit is the WAY 2 GO.
Thanks Dominique for getting me funded FAST. In these hard times having a company like Biz2Credit in your corner, will allow you and your team to go the distance.
About Biz2Credit
Data updated- Website
- biz2credit.com
- Category
- Money & Insurance
- Location
- United States · New York
- Status
- Unclaimed
- Last 12 months
- 201 reviews
- Replies to negative
- 91% (21/23)
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Is Biz2Credit legit?
Biz2Credit (biz2credit.com) has a 4.5 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 9% are 1 star; The business has replied to 91% of negative reviews. Last updated 2026-08-11.
What people say
Handled everything quickly and answered…
Handled everything quickly and answered all my questions.
Reply from Biz2Credit2026-08-10
We're so glad we could assist you promptly and provide clear answers to all your questions. We appreciate your positive feedback!
Helped in timely manner to make my…
Helped in timely manner to make my payments.
Reply from Biz2Credit2026-08-10
Thank you for taking the time to leave a review. We appreciate your feedback and hope to work with you again in the future!
I thought all hope was lost and it was all over but wait!!
Gary was so great and even his partner Brie who I only spoke 2 once but made me feel comfortable that weas dealing with down to earth people who were genuinely concerned about whether or not they could help me and despite my poor personal credit score, they looked past that and made their determination based on good old fashioned gut instinct andgot me 93 k in less than 2 days and probably would have done it sooner if I was more prepared with my documentation. So if you think your business is history make one more call and if you're just starting let them be where you go first for the best experience.
Reply from Biz2Credit2026-08-10
We are so happy to hear about your positive experience! It's wonderful to know that our team made you feel comfortable and genuinely cared about helping you. We truly appreciate your kind words and are glad we could assist you so effectively. Thank you for recommending us; we value your feedback greatly.
Very good rates and 24 approval thanks…
Very good rates and 24 approval thanks for the help 👍🏼
Reply from Biz2Credit2026-07-27
We're so happy to hear that our rates and quick approval process were helpful for you. We appreciate your positive feedback!
Smooth & quick
I have used Biz2Credit three times, and highly recommend for business owners
I have used Biz2Credit three times for various reasons. First time was because we opened our first storefront and needed extra funds. Second time was because our HVAC at the storefront needed to be replaced. Third time was for debt consolidation. They are fast, simple, easy, and reliable. I don’t love the fees or the high interest. BUT they have saved our a**es in times where unexpected expenses have arose. I also appreciate that the payment plans are under a year.
Reply from Biz2Credit2026-07-27
We truly appreciate you sharing your positive experiences with us across multiple crucial moments for your business. It's rewarding to know our services have been helpful during unexpected expenses and for your growth. We understand your feedback regarding fees and interest rates, and we're always working to balance speed and accessibility with competitive offerings. We value your continued trust.
Manipulative liars.
This company reached out and asked if I was interested in business funding. Having just fulfilled a high interest loan, we told them we were not interested in another term loan. But we did say we would be interested in a line of credit. They told us they offered those as well and had us go through the application process. Then they said we were approved and proceeded to outline a high interest term loan. We told them this is exactly what we were not interested in and then they said that they don't do lines of credit. So we told them we were not interested. We must have gotten a dozen or more texts, emails and phone calls asking us why we weren't taking the loan and we told them the same thing every time. SO, then they call one day and tell me that a supervisor wanted to speak with me. I agreed. The supervisor proceeded to tell me that we were approved for a line of credit. I said great, please tell me the details. And he proceeded to outline the exact high interest, term loan that we told them over and over we would not accept. And even after I called him out on it, he priceeded to keep trying to convince me that it was their version of a line of credit. Long story short, they are liars, they are manipulative and they will not stop calling me even though I have asked them to. Terrible business model.
Reply from Biz2Credit2026-07-27
Thank you for sharing your feedback. We appreciate the opportunity to address your experience and clarify how our funding process works. We regret to hear about your frustration with the communication you received and the product options presented to you. Our underwriting team evaluates every application by reviewing a variety of criteria—including cash flow, credit profile, and internal scoring models—to determine what solutions a business qualifies for. When an applicant does not meet the specific underwriting criteria for a requested product, such as a line of credit, our team may present alternative options that they are approved for to see if those solutions might still support their business goals. However, we aim to ensure those options and their terms are communicated with total clarity. Additionally, we take your request to stop contact seriously. Your file has been placed on our Do Not Contact list to ensure you receive no further outreach.
Terrible experience with funding…
Terrible experience with funding specialist Vin Chahal. I tell them how much I am looking to borrow, they tell me no problem and we start the paperwork. They fund the loan minus $9k and tell me they are just going to hold the remaining amount, so I make one less payment. So, in reality, I'm not borrowing the amount I needed. If they would have just told me this initially, I would have sought out a different lender. Then it took two emails and a phone call to get this answer from Vin. Borrowers beware.
Reply from Biz2Credit2026-07-21
Thank you for sharing your feedback. We understand your frustration and are sorry to hear that your experience did not meet expectations. We take concerns regarding communication and funding terms seriously and are currently reviewing the details of your file to better understand what occurred. Transparency throughout the funding process is important to us, and we appreciate you bringing these concerns to our attention. A member of our team will be reaching out to you directly to discuss your experience and work toward a resolution. We value your feedback and the opportunity to address your concerns.
I've utilized Biz2Credit four times…
I've utilized Biz2Credit four times over the past several years and they have been great to work with each time with reasonable rates (always lower than credit cards) and terms that didn't break the bank. The process is simple and it's great to have access to additional capital when needed.
Reply from Biz2Credit2026-07-20
We're so happy to hear about your positive experiences with us over the years! It's wonderful to know that our rates and terms have consistently met your needs and that accessing additional capital has been a simple process for you. Thank you for your continued trust in our services!
This is my third time
This is my third time. Every time is better experience. Nice job
Reply from Biz2Credit2026-07-20
We're so glad to hear each visit has been even better! We appreciate your continued support.
Competitive and straight forward
Now that I have a three term relationship with Biz2Credit I have been able to expand my options for smooth convenient financing to grow my business. Sandeep communicated well and delivered on an agreement that met the immediate needs of my business.
Reply from Biz2Credit2026-07-17
We are so glad to hear that our financing options have helped your business grow. It's wonderful to know that our team provided excellent communication and met your immediate needs. We appreciate your positive feedback!
Do not use this company
Do not use this company. If you are looking for a business loan in trucking. After they get all your information and run your credit they tell you if you are not affiliated with Amazon or UPS you would not qualify. I think they need to tell you that upfront before they take all your confidential information.
Reply from Biz2Credit2026-07-17
Thank you for taking the time to share your feedback. We understand how frustrating it can be to navigate the application process and appreciate the opportunity to clarify our procedures. While we offer financing solutions across a wide range of industries, our final underwriting decisions depend on a comprehensive evaluation of multiple factors - including specific industry dynamics, document verification, and our internal scoring models. Our initial discussions often center on pre-qualifications, and final approval requirements can vary based on these risk profiles. We take data privacy and the security of your confidential information very safely and seriously, utilizing it strictly for formal underwriting assessments. We value your input regarding our upfront disclosures as we continuously work to improve our communication
I had an outstanding experience working…
I had an outstanding experience working with Paras Ghai. From the beginning, he was professional, knowledgeable, and responsive throughout the entire business loan process. He made everything easy to understand, kept me updated every step of the way, and worked hard to help me secure the funding my business needed. I truly appreciate his dedication, honesty, and excellent customer service. I highly recommend Paras Ghai to anyone looking for a smooth and stress-free business loan experience. Thank you for helping my business grow!
Reply from Biz2Credit2026-07-17
We are so pleased to hear about your outstanding experience with our team member. It's wonderful to know that our dedication, knowledge, and responsiveness made your business loan process smooth and stress-free, helping your business grow. We truly appreciate your kind words and high recommendation.
Personalized & Efficient
I've worked with the representatives from Biz2Credit twice, more recently with Rex R. I've had nothing but positive experiences with this organization and would recommend them to any business owner who needs personalized and efficient assistance with their financial needs. Biz2Credit will continue to be my first go-to for financial support!
Reply from Biz2Credit2026-07-17
We are so happy to hear about your positive experiences with us and appreciate you taking the time to share your feedback. We are committed to providing personalized and efficient assistance, and it's wonderful to know we met your expectations. We look forward to continuing to support your financial needs.
I have used them over and over
I have used them over and over. Its great and easy. We I need business money , Ican get it fast. A real business doesn't wait for mounds of loan paperwork to process.
Reply from Biz2Credit2026-07-17
We're so happy to hear that our fast and easy process has consistently met your business needs. We appreciate your positive feedback!
Great ways to help out small business
Great ways to help out small business. Fast processing and communication! Thank you
Reply from Biz2Credit2026-07-17
We are so glad we could help support small businesses with our fast processing and communication. Thank you for your kind words!
Very bad and fraud company
Very bad and fraud company, steal customer data, I am planning to file complain again your company. I took loan 2 times but bad experience
Reply from Biz2Credit2026-07-17
Thank you for sharing your feedback. We’re sorry to hear that your experience fell short of expectations. We want to clarify that Biz2Credit does not sell or share customer information with other lenders, brokers, or third parties. If an applicant submits information through a broker, lead source, or other third-party channel, that company may distribute the information to multiple funding providers as part of its own process, which can result in outreach from other organizations. We're also sorry to hear about the volume of calls you've been receiving. We have placed you file on our Do Not Contact list to ensure you no longer receive calls or marketing communications from Biz2Credit.
Outstanding Experience!
Working with John was an outstanding experience from beginning to end. His communication was exceptional—he kept me informed throughout the entire process, responded to my questions promptly, and made sure I understood every step along the way. What impressed me most was John's honesty and transparency. He set clear expectations from the start, was upfront about the process, and followed through on everything he said. That level of integrity gave me complete confidence and made the entire experience stress-free. I was also pleasantly surprised by how quickly I received the funds. The process was smooth, efficient, and much faster than I expected. If you're looking for someone who is knowledgeable, trustworthy, and truly committed to providing excellent customer service, I highly recommend working with John. Thank you for making the entire experience so seamless!
Reply from Biz2Credit2026-07-17
We are so happy to hear about your outstanding experience and appreciate you taking the time to share your positive feedback. It's wonderful to know that our clear communication, honesty, and transparency made the process stress-free for you. We are glad we could exceed your expectations with the speed and efficiency of our service. Your recommendation means a great deal to us, and we are committed to providing excellent customer service.
great communication and get project…
great communication and get project done the right way
Reply from Biz2Credit2026-07-17
We're so glad to hear our communication and project completion met your expectations. Thank you for your kind words!