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Money & Insurance

Biz2Credit

201 reviews

4.5201 reviews
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About Biz2Credit

Data updated
Website
biz2credit.com
Category
Money & Insurance
Location
United States · New York
Status
Unclaimed
Last 12 months
201 reviews
Replies to negative
91% (21/23)
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Is Biz2Credit legit?

Biz2Credit (biz2credit.com) has a 4.5 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 9% are 1 star; The business has replied to 91% of negative reviews. Last updated 2026-08-11.

What people say

C
Chef · 2 reviews · Experienced 2026-02-05 ·

Untold upfront fee

application process was simple and pretty quick. I was given an offer with with total payout. unfortunately I was not told there would be a "untold fee" of $450. So the offer was not actually what I was told. It was $450 less when you read the contract. I don't like untold fees. I have had other small business loans and was not charged an upfront fee. I will not use Biz2credit again and will not recommend. I also called to express this and was on hold for 53 minutes waiting to talk to service manager. The prompt said "press 3 for a call back" but that option did not work so I waited for an hour to talk to someone.

Reply from Biz2Credit2026-02-10

Thank you for sharing your feedback. While we're glad the application process was quick for you, we regret that the overall experience did not meet your expectations. A representative has already reached out to review your experience, including the fee you mentioned. We understand the importance of transparency which is why all of our contracts have a complete breakdown, including any fees. We’re also sorry to hear about the long hold time when you attempted to reach out. Your comments regarding the callback option and wait time have been shared internally so we can address them.

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#loveJunglescout · 2 reviews · Verified · Experienced 2026-02-05 ·

The process was simple and fast

Reply from Biz2Credit2026-02-10

Thank you for sharing your experience. It’s great to hear the process felt simple and moved quickly for you. We appreciate you choosing us and are here anytime your business needs support.

C
Calvin L. · 8 reviews · Experienced 2026-02-02 ·

I have been working with Gary Wilson…

I have been working with Gary Wilson for many years now; he goes above and beyond to help me with my funding needs; I recommend Biz2Credit without any reservations. Thank you! Calvin

Reply from Biz2Credit2026-02-10

Thank you for your long‑standing trust in us. We’re glad to hear you’ve consistently had positive experiences and felt well‑supported with your funding needs over the years. Your recommendation means a great deal, and we’re always here to help whenever your business needs us.

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A J · 2 reviews · Experienced 2026-02-05 ·

Dont waste your time with Biz2Credit

I provided requested documentation and recieved a response that stated not in business long enough or didnt meet the minimum anual income of 100,000.00. We been in business for 20 years, last 2 year anual average was 300,000.00 per year, we have 0 montly debt, and over 2,000,000.00 in the bank with 1,400,000.00 in real estate owned. Last but not least I have an 800 credit score. Dont waste your time with this company, they dont know what they are doing!

Reply from Biz2Credit2026-02-11

We regret that your experience has not met your expectations. We have looked into your situation and one of our representatives has reached out to you to discuss.

D
DC · 1 review · Experienced 2026-01-29 ·

Chad Martin was the best

Chad Martin was the best. He took care of everything, and made this process easier. Thank you!

Reply from Biz2Credit2026-02-10

Thank you for sharing your experience. It’s great to hear the process felt easy and that you were well taken care of throughout. We appreciate you choosing us and are here whenever your business needs support again.

C
Customer Care Appliance Servic · 1 review · Experienced 2025-12-18 ·

Small business funding

Biz2Credit has helped us obtaining funding for our small business several times. The team has been great.

Reply from Biz2Credit2026-02-10

Thank you for sharing this. We’re glad to have supported your business through multiple funding needs, and it’s great to hear the team has consistently delivered a positive experience.

J
James · 1 review · Experienced 2026-01-30 ·

A Smooth Process

I had a great experience with Biz2Credit. From start to finish, their team was courteous, responsive, and genuinely helpful. The process was smooth and well-organized, which made what could have been a stressful situation feel manageable and straightforward. Thanks to their guidance and efficiency, I was able to secure a much-needed loan to support my business. I truly appreciate the professionalism and support throughout the entire process and would highly recommend Biz2Credit to other business owners looking for reliable funding solutions.

Reply from Biz2Credit2026-02-11

Thank you for sharing such thoughtful feedback. It’s great to hear the process felt organized and manageable from start to finish, and that our team was able to support you through an important moment for your business. We’re glad the guidance and responsiveness helped make securing your loan straightforward and stress‑free. Your recommendation means a lot, and we appreciate you choosing us as a funding partner.

S
Sophia Banks · 1 review · Experienced 2026-01-20 ·

Varun Sood did a great job

Varun Sood did a great job. Really fast and made it easy on me and the company.

Reply from Biz2Credit2026-02-11

Thank you for taking the time to share such thoughtful feedback. We’re really glad to hear the entire process felt organized, smooth, and supported from beginning to end. It’s great to know our team was responsive and helpful throughout, especially during a time when securing funding was important for your business. We truly appreciate your trust in us and your recommendation to other business owners. If you ever need assistance again, we’re here to help.

K
K Lee · 1 review · Experienced 2025-08-01 ·

Total scam

Total scam. I think it is a lead harvesting site only. They sold my information to so many people my phone cannot take calls from clients 1000s of spam Calls every day for 6+months now. Never offered any type of loan despite perfect credit a very profitable company. Don’t waste your time. I just wish the calls would stop.

Reply from Biz2Credit2026-02-11

Thank you for bringing your concerns to our attention. We want to be very clear that Biz2Credit does not sell or share customer information with other lenders, brokers, or funders. In cases where someone applies through a third‑party broker or affiliate, that outside company may distribute the applicant’s information as part of their own process — but this is not something initiated by Biz2Credit. Regarding your application experience our underwriting team looks at multiple factors outside of the items you listed. If you’d like us to look into your specific situation in more detail, please reach out to [email protected] so we can help investigate what may have contributed to the issue.

S
Simona Delucia · 1 review · Experienced 2026-01-22 ·

Outstanding service

Outstanding service. Professional, knowledgeable, and attentive. One of the best experiences I’ve had — highly recommend.

Reply from Biz2Credit2026-01-28

Thank you for the wonderful feedback. We’re glad to hear your experience felt professional, attentive, and met your expectations. We appreciate the recommendation and are here whenever your business needs support.

c
customer · 2 reviews · Experienced 2026-01-21 ·

William was great to work will!!

Reply from Biz2Credit2026-01-28

Thank you for sharing your feedback. We're glad to hear you had a smooth and positive experience throughout the process. We appreciate you choosing us and are here any time your business needs support.

A
Arlo Turner · 1 review · Experienced 2026-01-23 ·

Mayank Helped us

Mayank Helped us. Was quick and easy. Made sure we were happy.

Reply from Biz2Credit2026-01-28

Thank you for taking the time to leave a review. Your feedback means a lot to us.

M
Meg S · 1 review · Experienced 2026-01-20 ·

Quick and very easy

Quick and very easy! Exactly what I needed for the remodel and the support was great.

Reply from Biz2Credit2026-01-28

Thanks for sharing your experience! Glad to hear the process was quick and easy, and that it helped move your remodel forward. We appreciate the kind words about the support as well.

B
Bites Of India · 3 reviews · Experienced 2026-01-22 ·

Thank you so much Biz2credit for…

Thank you so much Biz2credit for helping me get through this difficult time once again. Specially thank Sandeep Rajput he did great job all the time This is my 3rd time experience with Sandeep and he always give me very good advise according the situation Thanks Again Sandeep and Biz2credit team

Reply from Biz2Credit2026-01-28

Thank you for sharing your experience with us. We’re glad to hear our team has been able to support you through challenging times and provide guidance you can rely on. We truly appreciate your continued trust over multiple experiences and are here whenever you need assistance in the future.

S
Sherif · 2 reviews · Verified · Experienced 2026-01-23 ·

after getting through the paperwork

after getting through the paperwork, funding was quick. communication was very good as well as the follow ups. thank you.

Reply from Biz2Credit2026-01-28

We appreciate you choosing Biz2Credit for your funding. It means a lot for you to leave a review - we're consistently working to streamline our processes to make it easier for customers. Please reach out for any future business needs.

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Lounesha Brown · 2 reviews · Experienced 2026-01-15 ·

Andy was my Agent

Andy was my Agent. He was excellent , honestly he made me feel like I gained a new friend. I do think that the process for me was a bit frustrating due to my unique situation,and I don’t like the fact that the repayment starts exactly one week after . It basically feels as though you can’t utilize the funds in the way that you need to and they’ll be taking back what was given as soon as you get it. So it’s no sense of woosah in between. I didn’t like the fact I was charged a $450 processing fee which was deducted from what I borrowed. (So your taking $450 out of what I have to pay back)😳😒 was my thoughts when I found out during signing. The company needs to change the few things that I mentioned I didn’t like that at all, aside from that it went smoothly.😬 Overall I am happy they were able to help me in my time of need.

Reply from Biz2Credit2026-01-28

Thank you for taking the time to share such a thoughtful review. We’re glad the overall process went smoothly and that you felt supported throughout your experience. We also appreciate you being open about the parts that felt challenging. Your feedback is valuable, and we’ll be sharing it with our team as we continue refining the customer experience. We’re grateful that we could assist during a difficult moment, and we truly appreciate your trust in choosing us for your funding needs.

c
customer · 1 review · Experienced 2026-01-22 ·

I am trying to reach my specialist for…

I am trying to reach my specialist for 3 weeks now he isn’t picking up calls no response and I can’t see any update on app they linked my driving license and bank record and now they are not responding to me. I am very scared !

Reply from Biz2Credit2026-02-11

We have requested additional information here and have not received a response from you. Please reach out to [email protected] so we may research your specific situation.

T
Ted · 9 reviews · Experienced 2026-01-24 ·

Alan is great to deal with

Alan is great to deal with. Always answers your questions and a pleasure to deal with

Reply from Biz2Credit2026-01-28

Thank you for sharing your feedback. We’re glad to hear you had a positive experience and felt well‑supported throughout the process. Clear communication and responsiveness are important to us, and we’re happy to know everything went smoothly. We appreciate you choosing us for your business needs.

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AJ · 1 review · Experienced 2026-01-16 ·

The team made this a really great…

The team made this a really great experience. They did a great job of following up and making the process easy. Thank you Mathew and Dharmendra, You both were great to work with.

Reply from Biz2Credit2026-01-28

Thank you for sharing your experience with us. We're glad to hear the team made the process smooth and stayed in touch throughout. It’s great to know everything felt easy and well‑supported from start to finish. We appreciate you choosing us and are here whenever your business needs assistance again.

A
Ajay Parmar · 6 reviews · Experienced 2026-01-24 ·

Kapil he so very good person and…

Kapil he so very good person and respectful and he has very good skills in this field,He have excellent leadership and customer service.

Reply from Biz2Credit2026-01-28

Thank you for sharing your kind feedback. We’re glad to hear you had a positive experience and felt respected and well‑supported throughout the process. It’s great to know our team’s communication and customer service made a strong impression. We appreciate you choosing us and look forward to assisting your business again whenever you need us.