Bluevine is the largest small business banking platform in the U.S.,* built to serve as the financial operating system for startups and small businesses. Founded in 2013, Bluevine helps companies manage their money through a single online account—allowing them to earn more, save more, borrow, and pay bills without ever stepping into a branch.What does Bluevine offer?Bluevine brings together the core tools small businesses need to manage their money. Do it all from one platform: Earn high-yield APY on business checking** Organize funds and separate expenses with sub-accounts Manage accounts payable and send domestic or international payments with built-in bill pay tools Accept and manage sales effortlessly with invoicing and payments, Tap to Pay, and more Issue up to 50 business debit cards for your main account and sub-accounts Access working capital through business loans and lines of credit***How is Bluevine different from traditional banks?Unlike traditional banks, Bluevine operates fully online and is built specifically for small businesses. Banking, payments, and credit tools are accessible through one dashboard, helping business owners save time and manage cash flow more efficiently.Who is Bluevine for?Bluevine is designed for small businesses, startups, and entrepreneurs looking for a modern alternative to traditional business banks—especially those who value easy online setup, flexibility, and integrated financial tools. Customers can learn more on our FAQ page.Is Bluevine trusted? 900,000+ customers served since 2013* $16B+ in loans delivered to help businesses grow $1.8B+ in managed customer depositsBluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft’s venture arm).To learn more about Bluevine’s business checking, loans, and payment tools, visit bluevine.com.Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. The Bluevine Line of Credit is issued by Celtic Bank. Other commercial credit products are offered by a variety of Bluevine’s third-party partners.*As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small businesses that offer both checking and lending services, as of January 2026. Customer and lending statistics include Paycheck Protection Program.**Premier and Plus plan customers automatically earn annual percentage yield (“APY”) on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Terms of Interest Accrual incorporated into the Bluevine Business Checking Account Agreement.***Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.****Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. $3,000,000 in FDIC insurance is offered by multiplying the standard $250,000 FDIC coverage across multiple banks. For complete details, please visit bluevine.com/business-checking/fdic-protection.
Written by the business, not verified by us.
Is Bluevine legit?
Bluevine (bluevine.com) has a 4.6 out of 5 rating on OK.one, based on 205 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 71% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the account setup process is exceptionally fast and simple, while the online platform and mobile application are highly intuitive to navigate for daily business needs. Consumers also deeply appreciate the exceptionally supportive staff, noting that representatives provide thorough guidance, helpful resources, and proactive assistance throughout the entire banking journey.
Conversely, a small portion of people felt frustrated when encountering unexpected payment limitations, transaction difficulties, or missing features. Some reviewers were not happy with sudden account suspensions, cash deposit fees, and declined purchases that severely hindered their daily business operations.
Auto-generated from all reviews of this business. For reference only.
Anthony Strachan-Butler was fantastic to work with. He made the entire process seamless and took the time to explain every detail, from the first draw to opening a checking account. No pressure at all - just clear, helpful guidance.
Reply from Bluevine2026-08-04
Hi Okey,
Thank you for taking the time to leave us a 5-star review! We're delighted to hear that Anthony Strachan-Butler made the process seamless and took the time to clearly explain everything, from your first draw to opening your business checking account. Providing knowledgeable, pressure-free guidance is exactly the experience we strive to deliver.
We'll be sure to share your kind words with Anthony—he'll be thrilled to know he made such a positive impact.
Thank you for choosing Bluevine. We appreciate your support and look forward to continuing to serve your business.
– The Bluevine Team
Hi Dalvin,
Thank you for taking the time to leave us a 5-star review! It means a great deal to hear that Bluevine has been there for you over the years. Building lasting relationships with our customers is something we're incredibly proud of.
We truly appreciate your continued trust and support. Thank you for choosing Bluevine!
– The Bluevine Team
They helped me to begin banking and also made suggestions based on what other small companies do as well. Also desired to contact me again soon as I sort through things the first few months.
Reply from Bluevine2026-08-04
Hi Ander,
Thank you for taking the time to leave us a 5-star review! We're so glad to hear that our team helped you get started with your business banking and provided recommendations tailored to your needs as a small business owner.
It's also great to know that our commitment to following up during your first few months has made a positive impression. We're here to support you as your business grows, and we appreciate the opportunity to be part of your journey.
Thank you for choosing Bluevine!
– The Bluevine Team
The attention to detail has been great ever since during Bluevine. Highly recommend recommended.
Reply from Bluevine2026-08-04
Hi Den,
Thank you for taking the time to leave us a 5-star review! We're thrilled to hear that our team's attention to detail and customer service have made such a positive impression. Knowing you'd recommend Bluevine means a great deal to us.
We truly appreciate your support and thank you for choosing Bluevine.
– The Bluevine Team
Hi Rosmy,
Thank you for taking the time to leave us a 5-star review! We're delighted to hear you had an excellent experience. Providing exceptional service and support to our customers is always our goal, and we're grateful for your kind feedback.
Thank you for choosing Bluevine—we appreciate your support.
– The Bluevine Team
Chris was great, very knowledgeable with quick response. Great services.
Reply from Bluevine2026-08-04
Hi,
Thank you for taking the time to leave us a 5-star review! We're thrilled to hear that Chris provided knowledgeable, responsive service and helped make your experience a great one. We'll be sure to share your kind words with him—they'll be greatly appreciated.
Thank you for choosing Bluevine. We appreciate your support and look forward to continuing to serve your business.
– The Bluevine Team
Hi Ramone,
Thank you for taking the time to leave us a 5-star review! We're thrilled to hear that AK provided such a great customer service experience. We'll be sure to share your kind words—they'll mean a lot to our team.
We appreciate your support and thank you for choosing Bluevine!
– The Bluevine Team
Michael, a staff member, was super helpful and answered all my questions! His customer service was great.
Reply from Bluevine2026-08-04
Hi Michelle,
Thank you for taking the time to leave us a 5-star review! We're thrilled to hear that Michael was so helpful and took the time to answer all of your questions. We'll be sure to share your kind words with him—he'll be grateful to know his customer service made such a positive impact.
We appreciate your support and thank you for choosing Bluevine!
– The Bluevine Team
Hi Melissa,
Thank you for taking the time to leave us a 5-star review! We're delighted to hear that Anubhav was so helpful. We'll be sure to share your kind words with him—recognition like this means a great deal to our team.
We appreciate your support and thank you for choosing Bluevine!
– The Bluevine Team
Anthony took the time to answer my questions and guide me through the website! That saved me a lot of time getting everything set up for our business. Thanks again Anthony!
Reply from Bluevine2026-08-04
Hi Stephanie,
Thank you for taking the time to leave us a 5-star review! We're thrilled to hear that Anthony took the time to answer your questions and guide you through the website, helping you get everything set up for your business quickly and smoothly.
We'll be sure to share your kind words with Anthony—he'll be delighted to know his support made such a positive impact.
Thank you for choosing Bluevine. We appreciate your support and look forward to continuing to serve your business.
– The Bluevine Team
Bluevine called to let me know when my funds would be delivered. Which is awesome because other apps I use I just have to kind of guess….. love it here
Reply from Bluevine2026-08-04
Hi Andrew,
Thank you for taking the time to leave us a 5-star review! We're delighted to hear that our proactive communication about your funds made a difference. Keeping our customers informed is an important part of the experience we aim to provide, and we're glad you found it helpful.
It's wonderful to know you've had such a positive experience with Bluevine. Thank you for choosing us—we truly appreciate your support!
– The Bluevine Team
Great customer service. Patiently went over the benefits of the accounts. And the potential future services as your business grows. A great experience.
Reply from Bluevine2026-08-04
Hi Brian,
Thank you for taking the time to leave us a 5-star review! We're delighted to hear that our team took the time to walk you through your account benefits and discuss how Bluevine can support your business as it grows. Providing knowledgeable, personalized service is something we take great pride in.
We appreciate your kind words and are grateful you chose Bluevine. We look forward to continuing to support your business along the way.
– The Bluevine Team
William was amazing and I appreciate him following up and contacting me in regards to my first invoice payment. As a new business owner, calls like this really helps set my mind at ease in knowing I’m valued as a customer and whenever there are things I have questions about there is a team of people waiting and willing to help me out.
Reply from Bluevine2026-08-04
Hi Alicia,
Thank you for taking the time to leave us a 5-star review! We're so glad to hear that William's follow-up regarding your first invoice payment helped make your experience a positive one. We'll be sure to share your kind words with him.
It's especially meaningful to know that, as a new business owner, you felt supported and valued. Helping our customers feel confident and knowing our team is here whenever questions come up is exactly the experience we aim to provide.
Thank you for choosing Bluevine. We appreciate your trust and look forward to supporting your business as it grows.
– The Bluevine Team
Shawna made the entire process easy and stayed in constant communication. Great service and easy process to follow.
Reply from Bluevine2026-08-04
Hi Brit,
Thank you for taking the time to leave us a 5-star review! We're delighted to hear that Shawna made the process easy and kept you informed every step of the way. Clear communication and responsive support are priorities for our team, and we're glad that was reflected in your experience.
We'll be sure to share your kind words with Shawna. Thank you for choosing Bluevine—we truly appreciate your support!
– The Bluevine Team
Bluevine bank actually lost our account. I know that sounds odd, but they could not find it in their system no matter how much info I gave them. Furthermore, the SIGN-IN link on their web page doesn't work. It brings up an error page. When asked the supervisor why the link doesn't work, she actually said she can't continue helping me because they could not find my account, even though this is a public link leading to a public web page. Preposterous, I know.
Reply from Bluevine2026-08-03
Hi,
Thank you for taking the time to share your feedback. We're disappointed to hear about your experience and understand how frustrating it would be if you were unable to access your account or receive the assistance you needed.
We'd like the opportunity to investigate both the account lookup issue and the sign-in experience you described. Please contact us through our secure support channels at https://www.bluevine.com/contact-us using the email address associated with your Bluevine account so we can locate your account and review what happened. For your privacy and security, we're unable to discuss account-specific details in a public forum.
Your feedback is important to us, and we'll also share your comments about the sign-in link and your support experience with the appropriate teams for review.
If we're able to resolve your concerns, we'd appreciate it if you'd consider updating your review to reflect your experience.
– The Bluevine Team
the representative seen I was stuck on the stipe process she gave me a call to assist to resolve the issue thank you
Reply from Bluevine2026-08-04
Hi Shawanna,
Thank you for taking the time to leave us a 5-star review! We're so glad to hear that our team noticed you needed assistance with the Stripe setup process and reached out to help resolve the issue. Providing proactive, personalized support is something we strive for, and we're happy we could make the process easier for you.
We truly appreciate your support and thank you for choosing Bluevine!
– The Bluevine Team
Brianna was awesome! She made the process simple easy and she wasn’t a robot. . Appreciate her help
Reply from Bluevine2026-08-04
Hi JN,
Thank you for taking the time to leave us a 5-star review! We're thrilled to hear that Brianna made the process simple and easy while providing the personal support you were looking for. We'll be sure to share your kind words with her—she'll be delighted to know she made such a positive impact.
We appreciate your support and thank you for choosing Bluevine!
– The Bluevine Team
Prompt creation of the account and customer service
Reply from Bluevine2026-08-04
Hi Syed,
Thank you for taking the time to leave us a 5-star review! We're delighted to hear that your account was created promptly and that you had a positive experience with our customer service team. Providing a smooth onboarding experience backed by responsive support is exactly what we strive for.
We appreciate your support and thank you for choosing Bluevine.
– The Bluevine Team
Anubhav is fantastic. I needed a bit of hand-holding and explaining of the best ways to utilize my first line of credit. He was very thorough, used vocabulary that was easy to understand, and made sure I felt comfortable with the whole application process. His promptness and customer service is incredible! Thank you, Anubhav!
Reply from Bluevine2026-08-04
Hi Renee,
Thank you for taking the time to leave us such a thoughtful 5-star review! We're delighted to hear that Anubhav provided the guidance and support you needed while navigating your first line of credit. Making complex topics easy to understand and ensuring our customers feel confident every step of the way is exactly the experience we strive to deliver.
We'll be sure to share your kind words with Anubhav. He'll be thrilled to know his thoroughness, promptness, and customer service made such a positive impact.
Thank you for choosing Bluevine. We appreciate your trust and look forward to supporting your business as it grows.
– The Bluevine Team
Hi Mickael,
Thank you for taking the time to leave us a 5-star review! We're thrilled to hear you had a fantastic experience with Bluevine. Providing a seamless experience and exceptional support for our customers is what we strive for every day.
We appreciate your support and thank you for choosing Bluevine!
– The Bluevine Team
