Overall Experience
efficient and fast approval and processing; helpfull support staff
CircleBack Lending is an Internet-based consumer lending platform with a two-part mission.First, we aim to provide consumers in the United States a fast and efficient way to borrow money at attractive interest rates.Second, we offer institutional investors a robust, transparent platform to invest in these consumer loans.The Internet has already become the primary place for individuals to manage their personal finances. We believe this trend will continue, especially as more traditional banks and lending institutions maintain extremely tight credit policies, even for credit-worthy borrowers.
CircleBack Lending (circlebacklending.com) has a 4.8 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has not yet replied to negative reviews. Last updated 2026-09-04.
efficient and fast approval and processing; helpfull support staff
They were quick and easy to get the necessary information to process the loan. Will use again.
Excellent experience honest, trustworthy, and received the funds fast
Circle back was easy to use. Staff were friendly. The process was done completely online. I was able to scan and upload any documents they needed. My loan was completed and funded start to finish in less than one week and that included a holiday.
There when you need them, great company that will do there best to help make your experience in getting a loan a positive one !
The loan process was easy. I spoke to multiple people and they were all professional, knowledgeable and friendly! I would recommend CircleBack Lending to others.
Very straight forward and pain free! it went exactly as they described, very personable. Had my loan within 1 week of the application!!
Everyone was very helpful, friendly, and eager to explain the process of applying for a loan.
fast funding
Everyone was very helpful and extremely nice.
One of the best experiences for a loan I ever had!
Quick easy process. Everyone I talked to was polite and helped me through the loan process. I would definitely use Circele Back again. Thank you!
Good service, quick funding!
Took about two weeks. Instead of collecting everything they needed in one day, such as drivers license, pay stubs, ect. They collected one thing at a time over several days. Finally received notice I was approved, and received the money three days later.
Circle back lending allowed me to consolidate my credit card debts into a single monthly payment. The amount I asked for and received was almost exactly the same as the amount I needed to pay off all my cards. Circle back lending is the best peer to peer lending business I've encountered so far- no scams, upfront and honest about the loan fees and taxes, and is very thorough about verifying that the loan borrower is, in fact, providing accurate information about themselves. I would recommend circle back lending to all friends and family - too bad none of my friends or family need to consolidate their debt like I do... Thanks Circle Back Lending for relieving me of a lot of unnecessary stress and hardship!
The communication was excellent and timeline from start to finish was very good.
It took me two weeks to process and receive my loan. Documents need to be requested at one time and not over numerous days. Given a holiday it still was a week later for processing.
Very professional, quick, and honest. They have a holist approach to lending.
THESE FOLKS ARE VERY PROFESSIONAL. YOU WILL BE GLAD YOU CHOSE CIRCLEBACK LENDING.
I am so glad I found CircleBack lending. They offered a great rate and made the entire application process fast and easy. Whenever I needed to call their office, I was always treated courteously and promptly. I would highly recommend CircleBack Lending.
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