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Money & Insurance

Current

223 reviews

4.4223 reviews
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About Current

Data updated
Website
current.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
223 reviews
Replies to negative
72% (18/25)
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[email protected]current.com

Is Current legit?

Current (current.com) has a 4.4 out of 5 rating on OK.one, based on 223 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 85% of reviews are 4 stars or higher and 9% are 1 star; The business has replied to 72% of negative reviews. Last updated 2026-08-10.

What people say

D
Debra美国 · Verified · Experienced 2026-07-24 ·

I opened a Currant account because of…

I opened a Currant account because of the $75 promo they're running. I opened the account, got my card and had a qualifying direct deposit of well over $200 within 45 days and surprise, surprise, I somehow don't qualify for the bonus. I made sure I met the requirements so be wary of any bank/card that won't stand by their word

Reply from Current2026-07-30

Hi, thanks for leaving a review. We're sorry to hear about your experience and would be happy to investigate this further. Please contact our member experience team at [email protected] using the email address associated with your account for help.

T
TJ美国 · Experienced 2026-07-30 ·

I’ve had current for about a year now…

I’ve had current for about a year now it’s honestly solid. Free cash advances with 3 day time line, and free overdraft fees. I was going through hardship for awhile and this bank app saved me several times. The free cash advances plus the free $75 overdrafts saved my butt many times. Overall great banking app. Only downsides ive noticed is some third party apps cant connect to current and that obviously there is no bank branches etc, but overall it’s better than any big bank ive used that will charge you massive fees or overdraft fees. Current works as a bank should NO overdraft fees as the default.

L
Louis美国 · Verified · Experienced 2026-07-24 ·

The only thing that’s good is I get…

The only thing that’s good is I get payed I want to say a day early but besides that an oh I get to over for 75 dollors but there really nothing else they don’t offer much as a bank when you dispute charges they want you to through a lot of hoops then they take 6 months for a reply or resolution so I can’t give it over 2 stars maybe if they do sumn different then just maybe they’ll be better

Reply from Current2026-07-30

Hi there, thanks for leaving a review. We appreciate your feedback and would be happy to share this with our team for their consideration as we continue to improve the services and features that Current offers.  If you have any questions or additional feedback that you'd like to share, feel free to reach out to us at [email protected].

c
customer美国 · Verified · Experienced 2026-07-23 ·

I give them 3 stars because they go up…

I give them 3 stars because they go up and down in the borrow limit. I was once able to borrow the whole $750 than it went down to $100 after I paid them back my next payday. They also gave me $200 overdraft but than took it back down to $75. Other than this I like the perks and other benefits it has.

Reply from Current2026-07-29

Hi there, thanks for leaving a review. The Paycheck Advance amount you qualify for is based on your Eligible Payroll Deposit history, historical spending, transaction history, and other risk-based factors. If you have any questions or concerns feel free to contact us at [email protected], we'd be happy to help.

L
Lisa美国 · Verified · Experienced 2026-07-23 ·

I’ve had current for years

I’ve had current for years. And everytime I dispute a charge, you shut my card down and send a new one…takes forever to get it in the mail….

Reply from Current2026-07-29

Hi there, thanks for leaving a review. We appreciate your feedback and would be happy to share this with our team for their consideration as we continue to improve the services and features that Current offers.  If you have any questions or additional feedback that you'd like to share, feel free to reach out to us at [email protected].

S
Santo Northeimer美国 · Verified · Experienced 2026-07-23 ·

Current is extremely reliable

I have been using current as my everyday banking app for more than 5 years now. It’s free to open an account and the only additional fees are if you want to opt into the current max benefits, which are definitely worth it if you use the build card and savings pods. My paycheck come 2 days early, I have $75 of overdraft and I can advance half of my check if I need too. Overall I’m very satisfied with my experience with Current.

N
Nakiya美国 · Verified · Experienced 2026-07-23 ·

When people would take my card n i make…

When people would take my card n i make a dispute they never give me my money back for what they spent off my card, i dont like how the repay advance pay itself either

Reply from Current2026-07-30

Hi there, we're sorry to hear this and want you to know that we take fraud very seriously. We can assure you that our team observes federal regulations and industry standards for disputes when investigating claims. If you have any questions or concerns, please contact us at [email protected].