Elastic (elastic.com) has a 4.3 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 82% of reviews are 4 stars or higher and 16% are 1 star; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
Quick, simple, user friendly solution to financial security.
The website was incredibly user friendly. The process was quick and simple. I would recommend for anyone looking for a fast way to receive a personal loan.
Reply from Elastic2026-05-14
Hi Jessica. Happy customers make our day! Thanks for recommending us and for choosing Elastic. Let us know if you ever need help with your account.
Cheers,
Your Elastic Team
Your Elastic experience means a lot to us, Tremayne. We love to hear that our efforts are appreciated. Thank you for taking the time to share and thanks for being an Elastic customer.
Cheers,
Your Elastic Team
Elastic is a very useful service. They provided the funds i needed for my practice at a reasonable cost and in a manner that made the interaction between us smooth, easy, and straightforward. I would definitely recommend them for short term funding needs.
Reply from Elastic2026-05-08
Hi Marguerite, Thanks so much for posting about your experience and for choosing Elastic! We’re here if you ever need assistance. Thanks again.
Your Elastic Team
M
Michael in AZ · 1 review · Verified · Experienced 2026-05-04 ·
★★★★★
You saved me in time of emergency
You saved me in time of emergency! I will forever be grateful and everything was effortless! Yet to make payment but positive feedback so far !
Reply from Elastic2026-05-08
You definitely made our day, Michael! We are always working on providing great customer service. Thanks for the feedback about your experience and for choosing Elastic.
Cheers,
Your Elastic Team
Hi Jose, We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being an Elastic customer.
Cheers,
Your Elastic team
W
William B · 2 reviews · Verified · Experienced 2026-05-01 ·
★★★★★
Fast and easy 👌
Reply from Elastic2026-05-01
Hi William. Thanks for sharing! It’s great to hear that you’re happy with your Elastic experience. If you ever need help with your account, we’re here for you.
Thanks again,
Your Elastic Team
Elastic was there when I needed help. They have been amazing at getting the funds I need when I need them. Their website makes it simple to get the funds needed and to get it deposited. They have helped me in so many ways.
Reply from Elastic2026-05-02
Your Elastic experience means a lot to us, Amanda. We love to hear that our efforts are appreciated. Thank you for taking the time to share and thanks for being an Elastic customer.
Cheers,
Your Elastic Team
Be aware of the hidden fee of total carried balanceso far after 6 months of paying the sum of the fees has come to more than 50% of my original loan. I will never borrow here again you ahould find a cheaper option!!
Reply from Elastic2026-04-28
Valentin, we’re sorry to hear that you are unhappy with your Elastic Line of Credit. We provide a payment calculator on the elastic.com/what-it-costs/ page to help understand the cost of borrowing before applying for an Elastic Line of Credit. Elastic fully discloses all fees prior to applying, and we encourage customers to pay more than the Required Payment to reduce the cost of borrowing.
Please contact us at (888) 225-0080 or [email protected] if you have any further questions or if you need assistance.
Elastic Team
They were very polite they took care what I needed thank you
Reply from Elastic2026-04-29
Your Elastic experience means a lot to us, Vivian. We love to hear that our efforts are appreciated. Thank you for taking the time to share and thanks for being an Elastic customer.
Cheers,
Your Elastic Team
It was very easy to get the money transfered into my checking. I was a little surprised about the 10% charge but when you need that extra help you pay it.
Reply from Elastic2026-04-27
Hi Judith. Thanks for sharing your Elastic experience. We provide a payment calculator on the elastic.com/what-it-costs/ page to help understand the cost of borrowing before applying for an Elastic Line of Credit. Elastic fully discloses all fees prior to applying, and we encourage customers to pay more than the Required Payment to reduce the cost of borrowing.
If you ever need help, let us know.
Thanks again.
Your Elastic Team
well they very fast with the loan ill give that to them , out when you get a situation that can make one payment they Will not help you , is the worst , Costumer service cast do nothing for you for one payment behind
Reply from Elastic2026-04-23
Hi Omar. It sounds like you’ve had a poor experience. Please email us at [email protected] so we can work it out. Thanks so much for bringing this to our attention!
Elastic Team
Your Elastic experience means a lot to us, Samuel. We love to hear that our efforts are appreciated. Thank you for taking the time to share and thanks for being an Elastic customer.
Cheers,
Your Elastic Team
A
Anthony Brown · 1 review · Verified · Experienced 2026-04-14 ·
★★★★★
I very surprised you had
I very surprised you had
gave me a loan Thank
You
Reply from Elastic2026-04-20
Hey Anthony. Thanks for sharing your Elastic experience. If you ever need help, let us know. Thanks again.
Your Elastic Team
This company helped a lot when I needed it and still going to pay off my loan this is my first time with this company and looks good so far so good thank you for helping me in tough situations I didn’t know what to do until I apply with you guys thank for everything 👍🏻👍🏻👍🏻
Reply from Elastic2026-04-20
Hi Gerardo. Thanks so much for posting about your experience and for choosing Elastic! We’re here if you ever need assistance. Thanks again.
Your Elastic Team
Amazing never have a problem logging into make payments & send money but when want to redeem a earned ‘reward’ a bit of circus you create, actually just dealt w/ your call center & after changing browser to redeem & then devices, still can’t “redeem” a “reward” being told need to open a ticket :( a great way to offer a benefit & then have become frustrated & say ‘F’ keep it great way to deceive the consumer who come to your for relief & excessive fees throw in a little bait and switch
Reply from Elastic2026-04-17
Hi Timothy, It sounds like you’ve had a poor experience. Please email us at [email protected] so we can work it out. Thanks so much for bringing this to our attention!
Sincerely,
Your Elastic Team
You definitely made our day, Ellis! We are always working on providing great customer service. Thanks for the feedback about your experience and for choosing Elastic.
Cheers,
Your Elastic Team
I should have known better, if it's that easy to get the money it's not going to be good. I'm trying my best to pay them off and I pray that I never have to use them again. That carry forward balance is a trick don't fall for it.
Reply from Elastic2026-04-15
Elastic does not have an interest rate like other traditional credit products. Rather, you pay a 10% Cash Advance Fee for every Cash Advance you request. You are required to pay a portion of your Balance each Billing Cycle, and if you have a Carried Balance of greater than $10, a Carried Balance fee of $5-$350 will apply. See the Terms and Conditions for additional information at www.Elastic.com/terms-and-conditions.
Elastic Team
This company listens to my needs and helps me decide which products were best suited for my financial situation. They were professional but kind and honest. I highly recommend them to anyone who wants their services.
Reply from Elastic2026-04-09
Hi Ruthie. Happy customers make our day! Thanks for recommending us and for choosing Elastic. Let us know if you ever need help with your account.
Cheers,
Your Elastic Team
J
Johnny Moore · 1 review · Verified · Experienced 2026-04-05 ·
★★★★★
Great site and easy to use
Reply from Elastic2026-04-09
Hey Johnny. Thanks for sharing your Elastic experience. If you ever need help, let us know. Thanks again.
Your Elastic Team