For businessesSearchWrite a reviewCategoriesAbout
简体中文English
Money & Insurance

Elastic

102 reviews

4.3102 reviews
Write a review

About Elastic

Data updated
Website
elastic.com
Category
Money & Insurance
Location
United States · Cincinnati
Status
Unclaimed
Last 12 months
102 reviews
Replies to negative
100% (16/16)
Do you own Elastic? Claim this profile for free and start replying to reviews.

Is Elastic legit?

Elastic (elastic.com) has a 4.3 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 82% of reviews are 4 stars or higher and 16% are 1 star; The business has replied to 100% of negative reviews. Last updated 2026-08-10.

What people say

N
Nicole Shebala · 1 review · Verified · Experienced 2026-04-09 ·

Very easy process everything happened…

Very easy process everything happened according to details in credit line offer and helps that payment is in almost 60 days

Reply from Elastic2026-04-09

Hi Nicole. Thanks for sharing! It’s great to hear that you’re happy with your Elastic experience. If you ever need help with your account, we’re here for you. Thanks again, Your Elastic Team

C
Carlos Limon · 2 reviews · Experienced 2026-04-09 ·

Don't do it they'll just take you money…

Don't do it they'll just take you money if you think you're getting out of the hole you'll get you're self in deeper debt They are a bunch of thieves who take advantage of people

Reply from Elastic2026-04-10

Carlos, we’re sorry to hear that you are unhappy with your Elastic Line of Credit. We provide a payment calculator on the elastic.com/what-it-costs/ page to help understand the cost of borrowing before applying for an Elastic Line of Credit. Elastic fully discloses all fees prior to applying, and we encourage customers to pay more than the Required Payment to reduce the cost of borrowing. Please contact us at (888) 225-0080 or [email protected] if you have any further questions or if you need assistance.  Elastic Team

D
Dennis Schulte · 1 review · Verified · Experienced 2026-03-26 ·

Everything

Reply from Elastic2026-04-06

Hey Dennis. Thanks for sharing your Elastic experience. If you ever need help, let us know. Thanks again. Your Elastic Team

N
Nancy Foster · 3 reviews · Verified · Experienced 2026-03-31 ·

Quick response

Quick response. Excellent customer service

Reply from Elastic2026-04-03

Hi Nancy. Thanks for sharing! It’s great to hear that you’re happy with your Elastic experience. If you ever need help with your account, we’re here for you. Thanks again, Your Elastic Team

R
Roger Mort · 7 reviews · Verified · Experienced 2026-04-02 ·

Easy to use

No hassle Easy to work with. A quick answer Money deposited next business day

Reply from Elastic2026-04-02

Hi Roger. Thanks so much for posting about your experience and for choosing Elastic! We’re here if you ever need assistance. Thanks again. Your Elastic Team

E
Ellen · 6 reviews · Verified · Experienced 2026-03-26 ·

I didn't like the fact that I couldn't…

I didn't like the fact that I couldn't change the banking information because I have changed Banks tried to do what they requested and it didn't work so I went ahead and asked for them to mail me a check which I'm still waiting for. So not sure about my experience yet maybe after I get my check I'll let you know

Reply from Elastic2026-04-01

Hi Ellen. Thanks for bringing this to our attention. Please email us at [email protected] so we can work it out. Elastic Team

E
Earl Bates · 1 review · Experienced 2026-03-27 ·

Everything was easy to do online

Reply from Elastic2026-03-28

Hi Earl, Thanks so much for posting about your experience and for choosing Elastic! We’re here if you ever need assistance. Thanks again. Your Elastic Team

T
Tanya Gassel · 49 reviews · Experienced 2025-12-01 ·

THEY ALSO ILLEGALY USE INQUIRIES TO…

THEY ALSO ILLEGALY USE INQUIRIES TO DENY YOU THEY LIE ABOUT YOU GETTING A LINE OF CREDIT THEY FALSELY ADVERTISE ABOUT BEING ABLE TO GET A LINE OF CREDIT AND YOU DEFINITELY WON'T GET ONE RATHER YOUR CREDIT SCORES ARE A LITTLE POOR OR EVEN GOOD CREDIT SCORES AND IT'S BEEN A WHILE SINCE I TRIED

Reply from Elastic2026-03-28

Hi Tanya, It sounds like you’ve had a poor experience. Please email us at [email protected] so we can work it out. Thanks so much for bringing this to our attention! Sincerely, Your Elastic Team

S
Sue Public · 3 reviews · Experienced 2026-03-20 ·

I paid all of my payments on time

I paid all of my payments on time, and had taken out lines of credit with company for about 8 years. When I went to pay it off this year, I called to have them process my payment because my bank account had some fraud and I needed to use a new account, and they processed the check, but it took them about 4 hours to get it done and then charged me a service fee, even though it was paid off. If they try to say that I was too late, I contacted them at 2:42 EST and didn't process it then but processed it at 5:40 and then said it was past 5:00 when I made my payment, when that is incorrect. Needless to say I have closed my account, they are the most expensive of any of the companies I have used that are similar to them, and I'd recommend you use NetCredit as their fees are much lower, or Credit Fresh or Balance Credit.

Reply from Elastic2026-03-28

Hi Sue, It sounds like you’ve had a poor experience. Please email us at [email protected] so we can work it out. Thanks so much for bringing this to our attention! Sincerely, Your Elastic Team

M
Mollie Simpson · 3 reviews · Experienced 2026-03-16 ·

The ease of getting the money needed

The ease of getting the money needed. Dont remember the exact day but was vey easy to get money..

Reply from Elastic2026-03-19

Hi Mollie. Thanks for sharing! It’s great to hear that you’re happy with your Elastic experience. If you ever need help with your account, we’re here for you. Thanks again, Your Elastic Team

J
Jeff Ostashen · 4 reviews · Experienced 2026-03-18 ·

They made it very easy process to get.

They made it very easy process to get approved and when you want to get your money it's in your account within a matter of hours, not days like other companies.

Reply from Elastic2026-03-18

Hi Jeff. Thanks for sharing! It’s great to hear that you’re happy with your Elastic experience. If you ever need help with your account, we’re here for you. Thanks again, Your Elastic Team

W
Wayne Ply · 6 reviews · Experienced 2026-02-12 ·

easy and prompt0212

Reply from Elastic2026-02-27

Hi Wayne. Thanks for sharing! It’s great to hear that you’re happy with your Elastic experience. If you ever need help with your account, we’re here for you. Thanks again, Your Elastic Team

l
lawrence oaks · 2 reviews · Experienced 2026-02-23 ·

This company is a fraud of a company

This company is a fraud of a company. They gave a loan to someone in my name and now will not give the needed information for my police report and worst it nevered showed on my credit.... After my review they did final send the information. However they made a loan in my name to someone other than me and now I have to go thru the hastle of getting it off my credit report. How do you not ask for an ID when loaning money and also I have the person name with a google search of the phone on the application... Poor company...

Reply from Elastic2026-02-24

Hi Lawrence. It sounds like you’ve had a poor experience. Please email us at [email protected] so we can work it out. Thanks so much for bringing this to our attention! Elastic Team

T
Thomas and Catherine Lyon · 6 reviews · Experienced 2026-02-13 ·

A Solid Place For Short-term Funds

My experience with Elastic was fast and easy, and they were very professional. The pricing and fees for my line of credit were clear and understandable. For short-term financing in an emergency, I highly recommend Elastic.

Reply from Elastic2026-02-17

Hi Thomas. We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being an Elastic customer. Cheers, Your Elastic Team

F
Frederick Griffin · 1 review · Experienced 2026-02-09 ·

Awesome

Awesome! Will recommend them to other

Reply from Elastic2026-02-15

Hey Fredrick. Thanks for sharing your Elastic experience. If you ever need help, let us know. Thanks again, Your Elastic Team

M
Maria Beltran · 1 review · Experienced 2026-02-04 ·

Im very happy

Im very happy Exelente service Good service I recommend any one Thank you

Reply from Elastic2026-02-12

Hi Maria. Happy customers make our day! Thanks for recommending us and for choosing Elastic. Let us know if you ever need help with your account. Cheers, Your Elastic Team

S
Steve Benigno · 3 reviews · Experienced 2026-02-06 ·

WARNING DO NOT USE

Shady ass interest designed to make you pay 10x the amount borrowed don't be late 1 day they cut your ability to borrow more cash. This is one of those places that the gov is gonna shut down soon enough.

Reply from Elastic2026-02-06

Steve, we’re sorry to hear that you are unhappy with your Elastic Line of Credit. We provide a payment calculator on the elastic.com/what-it-costs/ page to help understand the cost of borrowing before applying for an Elastic Line of Credit. Elastic fully discloses all fees prior to applying, and we encourage customers to pay more than the Required Payment to reduce the cost of borrowing. Please contact us at (888) 225-0080 or [email protected] if you have any further questions or if you need assistance.  Elastic Team

T
Tabitha Morgan · 1 review · Experienced 2026-01-26 ·

Amazing service

Amazing service! Fast, secure, safe. Affordable.

Reply from Elastic2026-02-01

Hi Tabitha. Thanks for sharing! It’s great to hear that you’re happy with your Elastic experience. If you ever need help with your account, we’re here for you. Thanks again, Your Elastic Team

D
Darlena Ward · 1 review · Experienced 2026-01-27 ·

The fees are high. So borrow only what you need and pay back extra

The fees are high so only borrow what you need. Pay back extra each time to reduce what you owe

Reply from Elastic2026-01-28

Darlena, we’re sorry to hear that you are unhappy with your Elastic Line of Credit. We provide a payment calculator on the elastic.com/what-it-costs/ page to help understand the cost of borrowing before applying for an Elastic Line of Credit. Elastic fully discloses all fees prior to applying, and we encourage customers to pay more than the Required Payment to reduce the cost of borrowing. Please contact us at (888) 225-0080 or [email protected] if you have any further questions or if you need assistance.  Elastic Team

O
Orise Moore · 2 reviews · Experienced 2026-01-09 ·

Getting things done

How easy it was and fast

Reply from Elastic2026-01-13

Hi Orise. Thanks for sharing! It’s great to hear that you’re happy with your Elastic experience. If you ever need help with your account, we’re here for you. Thanks again, Your Elastic Team