Tongo (gettongo.com) has a 4.9 out of 5 rating on OK.one, based on 61 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has not yet replied to negative reviews. Last updated 2026-08-10.
Love the fact that you take only what you need as many times as you need to - until the funds run out of course! The 3% escalating fee is very reasonable to work with.
Reply from Tongo2026-06-09
Thank you for the review! We're glad you appreciate our flexibility and fair pricing of Tongo. We look forward to supporting your business whenever you need us!
S
Skip · 2 reviews · Experienced 2026-04-15 ·
★★★★★
Receiving an advance was quick and…
Receiving an advance was quick and easy. tongo assisted me when life hit hard.
Reply from Tongo2026-06-01
Thank you for your review, Skip! We're glad we could provide a quick and easy advance when you needed it most.
S
Steven S · 1 review · Verified · Experienced 2026-05-29 ·
★★★★★
First time user
First time user. It was so fast and smooth. I'm just so glad that my coworker told me about this.
Reply from Tongo2026-06-01
Thank you for sharing your experience! Referrals from happy customers mean a lot to us, so we're especially grateful that your coworker recommended us. We appreciate your trust and look forward to being here whenever you need us.
I have been using Tongo off and on for the past 2 plus years and I have to say it has been a great experience. It has helped me with my cash flow, very easy to get approved, do not have to involve my Broker for approvals like others, Visa card tied to it very convenient, good reporting for my tax deductions, great customer service for questions, etc. I definitely will keep using them and highly recommend!!
Reply from Tongo2026-05-26
Thank you for being part of Tongo for more than two years! We truly appreciate your continued trust and thoughtful feedback. We’re grateful for your recommendation and look forward to continuing to support your business for years to come.
Sue V · 1 review · Verified · Experienced 2026-04-24 ·
★★★★★
I was amazed at how quickly I got my…
I was amazed at how quickly I got my money. I did pay extra but it was worth it.
Reply from Tongo2026-05-01
Thank you! We’re glad you received your funds quickly and found the process worth it. Let us know if we can help again!
K
Karla Davis · 1 review · Verified · Experienced 2026-04-27 ·
★★★★★
Tongo was very helpful in setting up an…
Tongo was very helpful in setting up an advance I requested on a property. I like the outline they use of setting up the amount of draw you have available and you can draw all of it or a little at a time. It was an easy process with reasonable fees. The staff was very patient in helping me understand how to complete the process.
Reply from Tongo2026-05-01
Thanks for your feedback, Karla! We’re happy the process was clear and our team could assist you. We’re here anytime you need us!
Great experience other than having a bit of an issue getting my code via text, I had to keep bothering Customer Service, but they were absolutely lovely.
Reply from Tongo2026-04-09
Thanks so much, Doreen! 😊 We appreciate your patience and are glad our team could help—working to make things even smoother next time!
C
Charlotte · 1 review · Verified · Experienced 2026-03-18 ·
★★★★★
Getting an advance was fast and easy
Getting an advance was fast and easy. Tongo helped me out when life hit hard.
Reply from Tongo2026-03-23
Thanks so much, Charlotte! We’re glad Tongo could support you when you needed it most.
Very easy system and blessing. Curious why only $2,000 advance? My daughter needs $6,000 by 27th to commit to Summer Study Abroad at Oxford University the #1 university in world to study international law. Is there any way I can get additional 3500 willing to pay extra fee?