Harvest helps pave the path to financial security by negotiating refunds on bank fees.
Written by the business, not verified by us.Harvest by Acorns (joinharvest.com) has a 4.2 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 21% of reviews are 1 star, a relatively high share; The business has not yet replied to negative reviews. Last updated 2026-08-31.
Wells Fargo tried to play hardball by only accepting fee negotiation by phone - no written correspondence - but Jason was excellent! Called at the scheduled time, said the right things, and my account was instantly credited the fees owed. Definitely plan to use again!
Jason was amazing. He was very patient with me and helped me get my fees taken care of with ease. Thanks so much!
I really don't know how this company has gotten so many good reviews, but they're definitely either paying people to say positive things or they're posting them all themselves. I started this process with them almost two months ago. After not hearing from them, I send a message and they advise me that I would need to schedule an appointment for a three way call. This call was supposed to take place on 9/20/2021. The time came and went and no one from Harvest reached out to me. After complaining via email, I was contacted by someone named Luis and asked to schedule again. The earliest appointment that they had available was approximately one month away (10/20). This appointment was scheduled for 2pm today. Anyone care to take a guess what happened? I absolutely did not receive a phone call from them. To make matters even worse, they are still connected to my account and you can't get anyone on the line. You can only send emails. Right now, I'm on a 35 min hold (per the automated message) with Acorns to see if THEY have any insight, but Harvest is just a division of Acorns so I wont hold my breath. I want them to offer the funds for all of my time that they wasted AND remove ALL of my accounts from their website IMMEDIATELY!
I have previously had no luck with negotiating overdraft fees with my bank (even explaining that I've been a student, had financial hardship, etc.), and I was blown away at how much Jason was able to get refunded for me! He was efficient with our time and made the process very simple. Would absolutely recommend to anyone who has had to deal with overdraft fees!!
Jason is phenomenal. His cool, calm, collected mindset balanced by emotional intelligence can be felt through the phone. That's exactly the energy one needs to win, and his energy rubs off on you! Jason negotiated $245 of Bank Fees for me from Wells Fargo (generally not an easy bank to work with). Thank you Jason!
Jason was so helpful and I would highly recommend working with him and Harvest by Acorns to get your bank fees negotiated. He was polite and well-spoken, and walked me through the entire process before we started the 3 way call with my bank. When the first representative said that I did not quality for any refunds, he asked to speak with a supervisor- which eventually led me to getting a refund on 50 bank fees. Choose Harvest by Acorns to help you with bank fee negotiations- it is worth every penny!
Jason made this process so easy. I have never gotten such quick and good results trying to negotiate on my own. This was money well spent for my sanity and finances. Thank you Jason!
Jason was outstanding! He is amazing! We called my bank and He was able to get me back 642 for the 2nd time! I will use them from now and on!!!! :))
Super Amazed Jason was super awesome. He didnt take no for an answer when negotiating with Wells Fargo on my behalf. I didn't expect to get much returned because the guy on the phone did not sound too happy. But Jason requested a supervisor and 10 min later all my recent bank fees were returned in my account. Super happy with this! I still have other banks on pending, but super confident about it
First I’d love to comment on all the raving reviews on refunds from wellsfargo very recently. Well genius, since COVID started Wells Fargo has been forgiving any and all overdraft fees so your negotiation did not do anything
This service is amazing , banks are horrible with overdrafting every single thing one should be enough. I used more money on fees and never have for bills.
Great job thank you so much
Jason was my negotiator! He was informative, helped me negotiate and I got all my fees back. Thank you SO much!
Jason was awesome! I was so satisfied with the outcome of our call he was so friendly with me and got me back more than I ever expected he deserves a raise! Great job!
Jason was amazing, he got all my fees back and made everything so easy. The process was simple, which made it an even bigger relief.
Jason was my negotiator and he was very helpful and straight to the point. He told me exactly what to say when initially contacting my bank on the 3-way call. I was actually surprised with the amount I was able to get back from his great negotiating with my bank supervisor. I definitely recommend this company because they are extremely helpful.
This was such an unexpected surprise, whenever I try to negotiate my fees back I only received $8 or none this year. I recently graduated college and earlier in the year I was in a bind with paying rent and fees for school and my account got overdrafted alot. Thanks so much to Kwan Cheung for helping get my money refunded. Totally recommend Harvest by Acorns for anyone that needs help with their overdrafted fees.
Thank you for getting me a refund. The funds came in at a time of need.
I was very impressed 👏. No questions about giving a positive referral about this business. They did everything they said they were going to do!
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