Easy user experience
Running a rate check was quick and easy - the simplest rate check form I've filled out.
Reply from LendKey2025-08-13
Thank you for your review Mike! We're glad you had a great experience.
About LendKey
Data updated- Website
- lendkey.com
- Category
- Public & Local Services
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 18 reviews
- Replies to negative
- 27% (4/15)
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About this business
Get to Know LendKey LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees. First-Class Customer Service Applying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email. Student Loan Refinancing Refinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com. Private Student Loans Achieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed. Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.
Written by the business, not verified by us.Is LendKey legit?
LendKey (lendkey.com) has a 4.4 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Public & Local Services and its reputation is good. 83% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 27% of negative reviews; 18 of them were added in the last 12 months. Last updated 2026-09-01.
What people say
I liked the automated format to…
I liked the automated format to refinance my student loan. I was stressed because my payment was going up. LendKey had good options and I was able to get approved.
Reply from LendKey2025-08-13
Thank you for your review Kent! We love hearing how we were able to help.
Made refinancing my consolidated as easy as possible
Made refinancing my consolidated student loans with one outstanding loan company into those I already had with LendKey a breeze. It reduced my monthly payments by over $200 while also keeping me on track to finish repayment around the same time.
Reply from LendKey2025-07-21
Thank you Rachel, we're so glad we could help! If you ever have any questions, our customer service team is always available.
Lendkey won't release the co-signer…
Lendkey won't release the co-signer even when the borrower meets the requirements. I tried to get my name removed from 1 loan in the amount of $7,700 and they denied it. My daughter has her Masters Degree, employed with the county and has a credit score in the high 700's. I was able to get a home loan with the student loans in my name with a salary lower than my daughters. Make that make sense.
Reply from LendKey2025-07-03
Hello Pam, thank you for sharing your experience with us. We know how important it is for co-signers to feel confident about the release process. While a strong credit score and steady employment are great achievements, our review looks at several factors to determine eligibility, including things like payment history and income. We understand this can be frustrating, and we have communicated the specific reasons for this decision directly to the borrower. If you’d like more details or have questions, our loan analyst team is always happy to help clarify further.
The best home improvement private loan
Being in loan and real estate for so long, but I have never encountered such an excellent personal loan like LendKey. Loan process is so easy, the best rate 9% APR, different length of payment history... This definitely is the best home improvement lender out there! Please support LendKey. Thank you from Jane Le.
Reply from LendKey2025-07-02
We love hearing this! Thank you so much for letting us know, we really appreciate the feedback.
I refinanced with LendKey and the…
I refinanced with LendKey and the process was smooth & easy. They gave me a much better rate than what I had before.
LendKey helped me save on my student…
LendKey helped me save on my student loan payments and my family has used them for private loans too.
Long process and lots of back and forth
The process to refinance loans was long and confusing. It took us a while of back and forth to finally begin financing loans.
LENDKEY IS THE ABSOLUTE WORST!!
LENDKEY IS THE ABSOLUTE WORST!!! Run while you can do NOT ever move your student loans to them or take anything out with them. No one ever knows what is going on, it has been an ultimate NIGHTMARE working with them. Consolidated my student loans with them and they never got a final payout from the other borrower and just sent a check for way more than what was owed. Its been 4 months now and still waiting on a refund check on the difference from them. We've called MULTIPLE times and literally every time you call someone says something different including the supervisors. I would never EVER EVER take a loan with lendkey ever again and advise EVERYONE to steer away.
Great Experience
Great experience from start to finish
LendKey makes it easy!
From initial account creation to finalizing terms and setting up auto-pay, LendKey makes it easy! I had my old high interest loans taken over and bundled into one much lower interest loan. The entire process was seamless and nearly effortless. Highly recommend!
Smooth seemless process
Simple and Reliable Loan Management
LendKey has made managing my loan easy and stress-free. The website is user-friendly, allowing me to access my account and track my payments with ease. Setting up automatic payments was simple and ensures that my payment is made on time every month. The entire experience has been smooth, and I appreciate the convenience LendKey provides. Highly recommend!
So easy from start to finish!
So easy from start to finish!! Very thorough!!
They make it easy
They make it easy by comparing different companies with different interest rates. If refinancing is needed, that process is easy as well
Easily gave me an offer with lower…
Easily gave me an offer with lower interest - no brainer to switch my student loans over.
Very professional
Very professional, hassle free experience
Lendkey was super easy to work with
Lendkey was super easy to work with, able to answer all our questions and get us on track to where we need to be.
Made it easy to apply and great help!
Lendkey is Super Easy and User Friendly
I was referred by a friend to LendKey because she said that I would most likely save $50+ per month. She was right, and the process from start to finish was quick and easy. I would recommend LendKey to anyone looking to refinance their student loans.