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LendKey

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100 reviews

4.4100 reviews
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About LendKey

Data updated
Website
lendkey.com
Category
Public & Local Services
Location
United States
Status
Unclaimed
Last 12 months
18 reviews
Replies to negative
27% (4/15)
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About this business

Get to Know LendKey LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees. First-Class Customer Service Applying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email. Student Loan Refinancing Refinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com. Private Student Loans Achieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed. Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.

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Is LendKey legit?

LendKey (lendkey.com) has a 4.4 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Public & Local Services and its reputation is good. 83% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 27% of negative reviews; 18 of them were added in the last 12 months. Last updated 2026-09-01.

What people say

Mid-Informed about co-signer being removed from the loan.

December of 2022 I called customer service and asked when I could get the cosignor/myself off the loan. I was informed of 12 consecutive payments. Here we are in January 2024,now they're stating I have to make 24 consecutive payments. They can't a supervisor on the phone fast enough!! NEVER AGAIN#FACTS

Bait and switch student loan offers

Bait and switch student loan offers. They show a low fixed rate of 4.39 % and my credit was pulled at 809 credit score. Maybe besides my score it’s not perfect (maybe) and I received a slightly higher rate I’d be understanding but I received a 9% interest rate. I asked the supervisor why would I receive such a rate and if there was anything we could check with underwriting to help or explain the situation. The only explanation was it’s proprietary information. Everything about this situation feels like a bait and switch scenario. Lendkey has not intention or giving customers the lowest rates and it’s all a scam. I’d be extremely cautious about going with this company.