Level Up Funding is an online lender with a focus on customer satisfaction. We offer installment loans up to $3,500 to eligible customers, even those with less than perfect credit scores. Repayment terms are up to 10 months. Advantages include free Same Day Funding on business days,* 24/7/365 customer service, and a loyalty rewards program, Level Up Rewards. Level Up Funding is owned and operated by the Crow Creek Sioux Tribe, a federally-recognized sovereign American Indian Tribe.*See the Level Up Funding website for details.
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Is LevelUp Funding legit?
LevelUp Funding (levelupfunding.com) has a 4.1 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 79% of reviews are 4 stars or higher and 17% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-28.
What reviewers say
AI generated
Reviewers had a great experience with this company. Customers frequently mention that the staff is extremely welcoming, patient, and always ready to assist with any questions. Many people love how fast the funding arrives and how simple the application process is when they need urgent financial help.
Though some reviewers were not happy with high overall repayment amounts and rather expensive fees accrued over time. A few other people also felt that managing payments online can be quite difficult and technical support is sometimes unhelpful. Reviewers occasionally mentioned communication barriers with certain representatives or difficulties reaching supervisors when issues arose.
Auto-generated from all reviews of this business. For reference only.
I couldn't believe how fast funded my account! Not only are they easy to work with, but their team is very understanding of my situation. When unexpected costs come up, this is definitely a lender you want at your side. I will continue to work with them in the future when dealing with unexpected emergency costs. They are helping me "level up" my life!
Reply from LevelUp Funding2025-10-16
Hi Noah,
Thank you for your kind words! We’re thrilled to hear that our team could provide fast, understanding support when unexpected expenses arose. We look forward to continuing to assist you in the future.
If you have any questions or need assistance in the future, don’t hesitate to reach out to us anytime at [email protected] or call us at 833-715-1813.
Best regards,
The Level Up Funding Team
Everything went well except the processing was delayed due to me sending my income verification from my work email rather than my personal email. It could have been explained to me specifically so I wouldn’t have sent it this way but I did get my funds-just later than expected.
Reply from LevelUp Funding2025-10-03
Hi Miranda,
Thank you for your feedback. We’re happy to hear that you received your funds, and we apologize for the delay caused by the email verification process.
If you have any questions or need assistance in the future, don’t hesitate to reach out to us anytime at [email protected] or call us at 833-715-1813.
Best regards,
The Level Up Funding Team
The loan process was easy and the funds were available as promised. In order to avoid unaffordable loans, we chose a smaller amount within our budget and a repayment date that was way less interest. They are a good company to work with, you just have to borrow and payback within reason based on your budget.
Reply from LevelUp Funding2025-07-24
Hi John,
Thank you for sharing your experience! We're glad to hear the loan process was easy and that the funds were delivered as promised. We're happy to have been able to support your financial needs.
If you have any questions or need assistance in the future, don’t hesitate to reach out to us anytime at [email protected] or call us at 833-715-1813.
Best regards,
The Level Up Funding Team
