MSI Credit Solutions leverages your consumer rights and works on your behalf to remove questionable negative items from your credit report which results in an increase to your credit scores.
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Is MSI Credit Solutions legit?
MSI Credit Solutions (msicredit.com) has a 4.9 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff members for being extremely helpful, highly professional, and thoroughly knowledgeable when explaining complex credit repair processes and options. Reviewers deeply appreciate the clear communication, ongoing supportive guidance, and impressively quick results that lead to notable credit score improvements.
Some reviewers were not happy with the reported lack of visible credit score improvement after paying for professional services over an extended period. A few consumers also mentioned encountering unexpected subscription setups and experiencing unresponsiveness or generic replies when requesting specific account documentation.
Auto-generated from all reviews of this business. For reference only.
It’s been roughly 3-4months and my credit score has gone up 50-60pts. It’s amazing what they can do in such a short amount of time. I definitely recommend MSI credit solutions. I’ve been working with Rick since day one and he’s just been on it!
Reply from MSI Credit Solutions2026-01-14
Thank you so much for your kind words and for recommending MSI Credit Solutions! We're thrilled to hear about your credit score improvement and that you've had a great experience working with Rick. Your success is our priority, and we're here to support you every step of the way. Congratulations on your progress!
Martin Hernandez is Great to work with! Extremely helpful . I’ve been seeing good progress so far.
Reply from MSI Credit Solutions2026-01-13
Thank you so much for your kind words! We're thrilled to hear that Martin was able to assist you effectively. We pride ourselves on providing helpful support and clear communication, and it's wonderful to know that's reflected in your experience. If you ever need further assistance, we're here to help. Wishing you continued success on your credit journey!
Ethan Pullman did an excellent job explaining the process for improving my husband’s credit score. He was patient, knowledgeable, and thorough in answering all of my questions. I initially discovered him through a TikTok livestream, where his professionalism, motivation, and expertise gave me the confidence to take the first step and contact MSI. I truly appreciate both Ethan and the entire MSI team for their support.
Reply from MSI Credit Solutions2026-01-07
Thank you so much for your kind words! We're thrilled to hear that Ethan provided thorough, patient, and knowledgeable support throughout your husband's credit improvement journey. We're proud of Ethan's dedication and are glad his professionalism and expertise inspired you to take the first step. We'll be sure to pass along your appreciation to Ethan and the entire MSI team. If you ever need further assistance, we're always here to support you!
Robert has been extremely helpful & has guided me all the way through & has been explaining everything & answering all the questions I have. Really good at communicating & also the transparency.
Reply from MSI Credit Solutions2026-01-06
Thank you so much for your kind words! We're thrilled to hear that you had a positive experience and that Robert was able to assist you effectively. We pride ourselves on clear communication and transparency, and it's wonderful to know that's reflected in your experience. If you ever need further assistance, we're here to help. Wishing you continued success on your credit journey!
Mr. Garza was extremely helpful with getting my documents and strategy together for my return to the services of the company. Very professional, very explanatory, and very accommodating. Give this man promotion and a raise.
Reply from MSI Credit Solutions2026-01-06
Thank you so much for your kind words! We're thrilled to hear that Mr. Garza provided such helpful, professional, and accommodating service. We'll be sure to pass along your praise; he truly deserves it! If you need any further assistance, we're always here to help. Wishing you continued success!
MSI has been great at working to get my credit fixed. Ethan has been very understanding and explained everything and answered any concerns I may of had. The process has been very easy and already seen results after a month of sending letters. Highly recommended if you want to fix your credit.
Reply from MSI Credit Solutions2025-12-31
Thank you so much for your kind words! We're thrilled to hear you're pleased with your experience and the results so far. We appreciate your trust in MSI and look forward to continuing to work with you. Thanks for recommending us!
From the start it has been good communication from this team and being straightforward about their process . Only been a month since I team up with MSI and seeing results already ! Definitely recommend!
Reply from MSI Credit Solutions2025-12-23
Thank you so much for your kind words! We're thrilled to hear you're pleased with our communication and the results so far. We appreciate your trust in MSI and look forward to continuing to work with you. Thanks for recommending us!
Exactly in 3 months like they promised I see alot of increase in my credit score. Ethan is very understanding and great at what he does. He checks up on everything little thing I ask and requests. Cant wait to get into 750+ soon. Thanks to Ethan.
Reply from MSI Credit Solutions2025-12-17
Thank you so much for your kind words! 😊 We're thrilled to hear about your credit score improvement and appreciate your trust in Ethan. He's dedicated to helping clients reach their goals, and we're glad MSI could be part of your journey. Thanks again for choosing us!
Ethan was so helpful in his information about what the process of fixing my credit was. I feel relieved in knowing they are going to work on my behalf. Best decision ever!
Reply from MSI Credit Solutions2025-12-18
Thank you so much for your kind words! 😊 We're thrilled to hear that Ethan was able to provide helpful information and that you're feeling relieved knowing MSI is working on your behalf. Making the decision to improve your credit is a big step, and we're honored to be part of your journey. If you need anything else, we're here to support you every step of the way.
I've been working with Mario from MSI for a couple of months now and they've already jumped up 100pts on my credit. With some creditors it has jumped up 150pts. They've been patient, helpful and easy to work with. I know the end result is going to be great.
Reply from MSI Credit Solutions2025-12-12
Thank you so much for your kind words and for sharing your experience! We're thrilled to hear about the significant improvements in your credit score and that you've been satisfied with our service. Mario and the team are dedicated to helping our clients achieve their goals, and your feedback motivates us to continue providing excellent support. We're excited to see your continued progress and look forward to helping you reach even greater success. If you need anything else, always feel free to reach out!
They've been great to us!
Seeing results on our credit is awesome thanks to their team! Highly recommend.
They have patience and work with you every step of the way ! Quick on updating you on your credit changes or anything that needs to be done , they will direct you on any help necessary.
Reply from MSI Credit Solutions2025-12-11
Thank you so much for your kind words! We're thrilled to hear that you're seeing positive results and that our team has been able to support you every step of the way. Your trust and satisfaction mean a lot to us, and we're committed to continuing to help you achieve your credit goals. If you ever need anything else, we're always here for you!
I recently began working with JP at MSI Credit Solutions, and I’m already impressed. He took the time to break down my full credit report and explain details I never truly understood until now.
It’s still early in the process, but I feel more knowledgeable and much more confident about where my credit is headed. An excellent beginning!
Reply from MSI Credit Solutions2025-12-10
Thank you so much for your kind words! We're thrilled to hear that JP was able to help you understand your credit report and boost your confidence in your financial journey. We believe that knowledge is power, and we're committed to guiding our clients every step of the way. We're excited to continue supporting you and seeing your progress. If you ever have questions or need further assistance, we're here for you!
Robert is my consultant and he explained everything with clarity and he was able to answer all of the questions that I had as well. Really straightforward with the program and what the companies morals are as well.
Reply from MSI Credit Solutions2025-12-09
Thank you so much for your kind words! We're glad to hear that Robert was able to explain everything clearly and answer all of your questions. We believe in being straightforward and transparent about our programs and values, so it's great to know that resonated with you. Your trust means a lot to us, and we're grateful to have been part of your journey. If you ever need further assistance, we're here to help!
Working with Jose Zarate has been a great experience. He took the time to clearly explain how the credit process works, what his company does, and what steps I needed to take to improve my situation. He broke everything down in a way that was easy to understand, without rushing or leaving anything out.
Jose is very knowledgeable, professional, and genuinely cares about helping people fix and build their credit the right way. He answered all my questions, showed me exactly what to expect, and made the whole process feel simple. If you’re looking for someone who really knows what they’re doing and actually explains things instead of just selling you something, Jose is the person you want to talk to.
Highly recommend him and the company for anyone needing honest credit help.
Reply from MSI Credit Solutions2025-12-09
Thank you so much for your kind words! We're thrilled to hear about your positive experience working with Jose Zarate. He truly cares about our clients’ success and takes the time to clearly explain the credit process and what steps are needed to improve your situation. Your confidence in his knowledge and professionalism motivates us all. We’re excited to see your continued progress and results over the coming months. Thank you for trusting MSI Credit Solutions. We’re truly honored to be part of your journey to better credit.
Working with MSI Credit Solutions has been a great experience. Ricky has done an excellent job helping me through the process, and he has already successfully removed several late payments from my credit report. I’ve seen real progress since working with him. He communicates clearly, follows through on what he promises, and is truly dedicated to improving my credit standing. I really appreciate the effort and results so far — highly recommend MSI Credit Solutions and Ricky for anyone needing credit repair.
Reply from MSI Credit Solutions2025-12-08
Thank you so much for your kind words! We're thrilled to hear about your positive experience with Ricky and the progress you've made. Our team at MSI Credit Solutions is dedicated to providing clear communication and effective results, and it's wonderful to know that Ricky's efforts have made a difference for you. We truly appreciate your recommendation and trust. If you need any further assistance, please don't hesitate to reach out. We're here to support you every step of the way!
I had a very positive experience working with Stephen! He was very professional and knowledgeable. He thoroughly explained how MSI will help me with my credit and answered every question I had. I didn’t feel like I was being rushed and he made sure everything made sense to me. I definitely recommend Stephen!
Reply from MSI Credit Solutions2025-12-01
Thank you so much for sharing your experience! We're glad to hear that Stephen provided you with clear, professional, and personalized support. His goal is to ensure our clients feel confident and informed every step of the way. We truly appreciate your recommendation and trust. If you need any further assistance, we're always here to support your credit journey. Wishing you continued success!
The best decision I ever made in my life !!! I was kind of skeptical at first but man was I proved wrong. My credit score jumped 100 points thanks to Martin Hernandez. The process was so easy and simple and I highly recommend anybody who has bad credit to join the team. God bless MSI credit Solution you saved my credit and most importantly my life!!
Reply from MSI Credit Solutions2025-11-26
Thank you so much for sharing your powerful story! We're beyond thrilled to hear about your 100-point credit score jump and how MSI Credit Solutions has positively impacted your life. Martin and our entire team are dedicated to helping clients succeed, and your success truly inspires us. If you ever need further support, we're always here for you. We deeply appreciate your trust and your recommendation. Congratulations on making such an important decision! God bless, and welcome to the MSI family!
Martin Hernandez Is amazing truly a god sent! Within one month one of my collections is already removed!!! Can’t wait to see what he does for me within these 6 months!!! Thank you for all your hard work Martin :)
Reply from MSI Credit Solutions2025-11-26
Thank you so much for your kind words! We're thrilled to hear about the quick progress and your confidence in Martin Hernandez. He truly cares about our clients’ success, and your excitement motivates us all. We can’t wait to see your continued results over the next six months! Thank you for trusting MSI Credit Solutions. We’re honored to be part of your journey.
I’ve been working with Martin, and he’s been nothing but professional, patient, and genuinely helpful. He explained everything clearly, kept me updated throughout the process, and even called personally when an item was removed. He also gave me guidance on what to pay down next and how to keep improving my credit going forward.
If you want someone reliable who delivers exactly what he promises, I definitely recommend him. Thank you, Martin!
Reply from MSI Credit Solutions2025-12-01
Thank you so much for your kind words! We're delighted to hear about your positive experience working with Martin. He truly cares about our clients and goes above and beyond to provide clear guidance and personalized support. Your trust and recommendation mean a lot to us. If you ever need further assistance or advice, we're always here to help. Wishing you continued success on your credit journey!
The Best Credit Repair Team — Trusted, Efficient, and Life-Changing”
This is the most efficient company to improve your credit.
Tyler always calls you back and keeps you informed. We had our credit repaired through them, and because of their work, I was able to purchase a house and my daughter was able to get her car.
Please don’t go anywhere else for credit repair or improvement — they truly care about their clients.
Jesse is also amazing, and both Tyler and Jesse’s personalities stay consistent: professional, supportive, and reliable. They do a very good job every time.
Reply from MSI Credit Solutions2025-11-25
Thank you so much for your kind words and for trusting our team with such important milestones in your life. We're thrilled to hear that our efforts helped you purchase a home and assist your daughter with her car; that’s exactly why we do what we do! Tyler, Jesse, and the entire team are committed to providing consistent, caring, and reliable service, and your feedback truly means a lot to us. We appreciate your recommendation and look forward to continuing to support you on your financial journey. Thank you again!
