National Funding (nationalfunding.com) has a 4.5 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
Steven Han was a pleasure to work with. He was very polite and not at all pushy. He answered my questions and made the whole process quite easy. Thank you again Steve. Eric G.
We're happy to hear it, Eric! Thanks for the kind words.
WOW, Just when i needed the funds they were there the next morning. That's amazing!!!!
Thank you for the kind words!
Thank you, Bill!
Steven Han was very personal and spoke well. He was able to explain the process in easy terms and was polite. I respect that in today's business.
Great to hear, Pamela! All the best to you and your business.
Steven Han made the entire process incredibly smooth- I was approved within just 3 hours. He stayed on the phone with me the whole time, guiding me step by step until everything was completed. It was my first time speaking with him earlier today, and I was already funded the same day, with funds available for use the very next day. I’ve worked with other loan companies before, but National Funding has by far the fastest application and processing time. Highly recommend!
Thank you so much for the kind words! All the best to you and your business.
The process was quick and straightforward.
Great to hear, LaTonya!
Thank you so much!
So easy to deal with the people they really know what they’re doing
Our pleasure, Chris! All the best to you and your business.
Steven Han was an excellent communicator. My wife and I own a small business and needed clarification on different options. We are excited with our choice to expand our business. We thought finding funding would be easier with our awesome cash flow but that is not the case, but Steven helped us start the journey.
We're happy to hear it, David! All the best to you and your business.
I'd put in a zero if I could. I tried to stop their solicitations ( I never used this company) but I was asked for my social security number in order to opt out of the pestering mail. So they send me their junk mail and to opt out I need to supply my identity via SS to a site that I have no knowledge of. This is how scammers work. Go away National
We mail to select business owners to make them aware of our funding choices available for their business. We do not require a Social Security Number be provided for opt out. If you no longer wish to receive such offers, please contact us directly at: [email protected] so we can accommodate your request to be removed from our list. We are unable to locate an account for you with the information provided here. Thank you!
I submitted an application with this company specifically because I was told the credit check would be a soft pull and the process was straightforward. Almost immediately after submitting the application, I began receiving a flood of spam calls, text messages, and emails from lenders and marketing companies I had never interacted with before. The timing makes it very clear that my information was distributed to third parties after applying. To make matters worse, I was later contacted about an issue with the credit pull that apparently created a new inquiry when it was supposed to be a soft pull. Because of this experience, I have no interest in moving forward with this company. If you're considering applying, be aware that submitting your information may result in significant spam and potential credit inquiry issues. Extremely disappointing experience.
We strive to be transparent throughout our process. During the application process, a soft credit inquiry may be used to review eligibility, which does not impact your credit score. Applicants also acknowledge and consent that their information may be shared with lending partners in order to explore potential financing options. Our records indicate that only a soft pull occurred and consent was obtained. If you need further assistance, please contact us at [email protected].
Easy & very upfront on all requirements needed
Thank you so much for the kind words!
National Funding made the whole process efficient and seamless. This is our second time borrowing and STEVEN HAN has been our guy. Knowledgeable, amiable and informative ensuring all the requirements are completed to expedite funding. Steven’s customer service and attention to detail made the whole experience quick, easy & nothing but truly exceptional! Mahalo Steve & National Funding🤙🏾
It's our pleasure, Kiel! All the best to you and your business!
Everyone. I was in contact with was great Grant worked with me and made sure I knew what documents were needed. He explained the process and answered all my concerns. He passed it on to Joel was fast and efficient to close the deal. Joel gave the options, explained the process and made everything go smooth. I was impressed by the speed, accuracy, communication and follow up. Top notch !!! Thank you all.
Thank you for sharing your experience!
I want to give a big thank you to Donna Holcomb at National Funding for her professionalism and help securing financing for our company. Donna was responsive, transparent, and worked hard to guide us through the process from start to finish. As a small business owner, access to capital can sometimes be challenging, but Donna made the experience straightforward and efficient. She took the time to answer our questions, explain the terms clearly, and made sure everything moved along quickly so we could get the funding we needed. What stood out the most was her communication and follow-through. She stayed engaged throughout the process and made sure nothing fell through the cracks. That kind of service really matters when you’re running a business and trying to keep things moving. If you’re a business owner looking for funding and want someone who will work hard for you, I would definitely recommend reaching out to Donna Holcomb at National Funding. Thank you again for the great service.
We appreciate you sharing your experience, Rob. We're happy to hear that the financing process was straightforward and efficient for your business. It's great to know that clear communication and diligent follow-through made a positive impact. Thank you for your kind words!
Thank you!!
Our pleasure!
Thank you! We have the best Funding Specialists in the business!
Miguel was great very professional and willing to do whatever it takes to help solidify a deal. He is trustworthy and attentive to your needs
Thank you for sharing your experience!
Thank you for sharing your experience!
This company is 100% scam. All calls are recorded so they can train their team members to deceive customers even further. They do not discuss if there’s early payoff that the payment goes down. It’s a flat fee of way over the 12% that they’re promising it’s all false. It should be illegal, but somehow they have deceived the government that this is legal lending. They charge you a commission right off the top and then the interest is paid on the commission so you’re being charged double on something twice which should be illegal, but somehow they found loopholes to make this very approachable. I would advise everyone to stay as far as way as possible, I’ve already put reviews on Google to advise everyone to stay away.
We make it a top priority to be transparent about the rate and term of each individual financing product to every customer prior to finalizing. Terms were disclosed to you prior to your signing your multiple loan agreements. We’re sorry to hear that the solution we provided was not to your satisfaction.
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