National Funding (nationalfunding.com) has a 4.5 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
What people say
A
Adam Webb · 1 review · Experienced 2025-12-12 ·
★★★★★
I have worked with Steven Han before…
I have worked with Steven Han before and he always delivers! We love working with him and will work with him again! It’s great having someone who is experienced and And no his stuff! And is passionate about helping you get exactly what you need! Thank you Steven!
Reply from National Funding2026-01-06
We have the best Funding Specialists in the business! Thank you for the kind words, Adam.
J
Jonathan K. · 1 review · Verified · Experienced 2026-01-01 ·
★★★★★
National Funding Business Lifesaver
Jonathan with National Funding has been a lifesaver for myself and my business! I have loved working with them as they've offered me the best terms and financing deals of all the companies that reached out to me. I would highly recommend them!
Reply from National Funding2026-01-05
We're happy to hear it, Jonathan! All the best to you and your business.
O
Odel Ortega · 1 review · Experienced 2026-01-02 ·
★★★★★
Steven Han was absolutely phenomenal
Steven Han was absolutely phenomenal. Helped me get funding within minutes. Was courteous and understanding. Truly truly appreciate the work he put in to get us approved.
Reply from National Funding2026-01-05
Thank you for the kind words, Odel! Wishing you all the best!
Jaqueline Macias and Eric Fong made my Lending experience easy and quick! Response was quick and both were very informative with multiple options given with no pressure.
Reply from National Funding2025-12-29
We're happy to hear it, Timothy! Thank you for the kind words.
C
C Henry · 3 reviews · Experienced 2025-12-03 ·
★★★★★
It has been a pleasure working with…
It has been a pleasure working with Steven Han. Steven was very professional and quick to explain any and all questions or concerns I had. I could count on him to call when he said he would r return my calls very promptly. I would recommend Steven Han to do business with and my hopes is to continue to work with him in the future. Highly recommended!. Thank you!!!
Cordy Henry
Reply from National Funding2025-12-19
We're happy to hear that you had a positive experience. We appreciate your recommendation and look forward to working with you in the future. Thank you!
E
Edward Kurtz · 1 review · Experienced 2025-12-16 ·
★★★★★
Steven Han was excellent to deal with…
Steven Han was excellent to deal with and made the entire process as easy as possible. Any questions I had were answered quickly and Steven worked his phone calls and emails around my schedule which was greatly appreciated. Approval happened quickly and funding was available the next day. Will be doing more business with him in the future.
Reply from National Funding2025-12-22
We're happy to hear that the process was made easy and your questions were answered promptly. Thank you for your positive feedback and we look forward to continuing our relationship with you!
I was completely mislead when accepting this loan. I was told that if this loan was paid early that the remaining interest was forgiven. That is not the case. 100% of the interest is due regardless of time period of repayment.
Furthermore, they are impossible o get in touch with. The only time I have heard from them was when I had to close the account payments were being drafted from due to fraud. There is no client relationship maintained at all.
Lastly, god forbid you need any information on your account. There is no client portal, they do not return emails, and do not answer the phone.
Reply from National Funding2025-12-18
We make it a top priority to be transparent about the rate and term of each individual financing product to every customer prior to finalizing. Terms were disclosed to you prior to your signing your loan agreement. We’re sorry to hear that the solution we provided was not to your satisfaction. In reviewing your account, it does look like one of our renewal representatives has reached out to you several times over the last few months to manage the continued relationship we hope to have with you. We do not currently have a portal at this time, but our customer service team is happy to help with any request you may have.
Very easy to work with, professional, timely. The only issue was I needed more working capital than they could approve, but the offer was still reasonable.
Reply from National Funding2025-12-15
Thank you for sharing your experience with us. Would you please update your review to reflect your positive experience with us?
Thank you for your business! And prompt payment. Greatly appreciate you all!!
Our Best,
Healthy Life Snacks Team
Reply from National Funding2025-12-15
Thank you for the kind words! All the best to you and your business.
K
Keith Blackwell · 1 review · Experienced 2025-12-10 ·
★★★★★
Mr Han made the process delightful
Mr Han made the process delightful. He explained everything that I needed answers on and was really kind and professional. I truly enjoyed speaking with him and he was very prompt to any of my calls or texts
Reply from National Funding2025-12-11
We're happy to hear it, Keith! Thank you so much for the kind words.
Steven Han was helpful from start to finish & was able to get our loan approved quickly.
Reply from National Funding2025-12-01
Thank you for the kind words!
J
Jayne Boone · 1 review · Experienced 2025-11-25 ·
★★★★★
Mr. Steven Han
Mr. Steven Han made the loan process a positive experience. He explained the options that I could choose from and advised me on what he felt would be most beneficial to me in my current situation. He was extremely thoughtful and professional. He taught me ways that I could develop my business credit of which I was unaware. I am so grateful to have received Mr. Han as my advisor. He made the experience very pleasant. I look forward to an ongoing relationship with National Funding in the future.
Morgan on Main
Reply from National Funding2025-11-25
We're happy to hear that you had a positive experience and that the advice you received was beneficial for your business. We appreciate you sharing your experience and look forward to a continued relationship, Jayne!
M
Mike K · 7 reviews · Verified · Experienced 2025-11-15 ·
Corinne did a great job as always. She is a great representative
Reply from National Funding2025-11-21
We're happy to hear it, Denis!
G
Gina GARCIA · 1 review · Experienced 2025-11-17 ·
★★★★★
Abuse
May Concern,
National funding
I am submitting a formal complaint regarding the handling of my loan account. The original agreed-upon terms for the $6,K loan have now changed without proper explanation, and despite multiple attempts, your company has refused to provide clear payoff information.
I have contacted your organization numerous times, yet reaching a representative is extremely difficult. Calls are not returned, and the lack of transparency makes it appear as though the company is intentionally creating frustration to prevent customers from paying off their loans. This raises serious concerns about your business practices and the excessive interest charges customers may be subjected to.
I am requesting the following immediately:
1. A written copy of the original loan terms.
2. A detailed payoff amount, including a full breakdown of principal, interest, and any fees.
3. Written confirmation of my right to pay off the loan without obstruction.
If I do not receive this information promptly, I will escalate this matter to the appropriate regulatory agencies.
I expect a timely response.
Sincerely,
Genesis garcia
Reply from National Funding2025-11-20
We make it a top priority to be transparent about the rate and term of each individual financing product to every customer prior to finalizing. Terms were disclosed to you prior to your signing your loan agreement and have not changed. We apologize that you had a negative experience with our phone system, thank you for bringing this to our attention. We have reviewed your account and a manager has reached out to you regarding your questions and concerns.
K
Kent Hill · 1 review · Verified · Experienced 2025-11-06 ·
★★★★★
Great service very helpful made the…
Great service very helpful made the process very smooth
Reply from National Funding2025-11-17
We are happy to hear that our service made the process smooth and helpful for you. Thank you for your positive feedback.
R
Ryan Sandholm · 1 review · Experienced 2025-11-11 ·
★★★★★
Excellent loan experience
My experience w National Funding was excellent. My loan specialist Steven Han was what made it exceptional. Steven made the process smooth and easy to achieve our goals. Highly recommend this company and especially Steven Han for any loans one might need!
Reply from National Funding2025-11-17
We're happy to hear that your experience was excellent. It's great to know the loan process was smooth and easy, helping you achieve your goals. All the best to you and your business, Ryan!