opensky® (openskycc.com) has a 4.6 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 15% of negative reviews. Last updated 2026-08-11.
Overall it’s a great card for beginners. I very quickly and very steadily increased my score from nothing to the 750’s in under a year. Things I’d like to see would be the ability to place more than 4 pre-planed payments. Also sometimes you will have a payment set up and the money one be taken from your bank and you will have to RE SUBMIT that payment costing you 1 or more of your 4 preplanned payment tokens.
I had difficulty adding new card to online account. Agent stayed with me on phone and told me step by step how to accomplish.
Honestly such an easy account to manage, I have no complaints
Solved my question or problems in a quick professional manner.
Always great service and checking everything about my card is easy
Agent was not very friendly and seemed to be in a rush
After just about a year of on time payments, I was offered/pre-approved for an Opensky Gold card, unsecured. The process was super easy to accept it and it arrives today so quick shipping. Opensky has been a great experience and super beneficial for my credit score.
It's been a good credit builder experience.
They gave me credit when no one else would. This means the world to me.
It is nice to be rewarded for on time payments without having to jump through hoops, building up your credit is much less stressful than other card companies.
202 reviews matching