Rain is the AI financial health platform tackling the $1.9 trillion problem of employee disengagement caused by financial stress. We help employees move from paycheck-to-paycheck to financial resilience through responsible earned wage access, budgeting tools, spending analysis, and wealth-building features. We have already paid out $4B+ in earned wages to 3.5 million employees across 1,200 employers—including McDonald's, T-Mobile, Cava, and Marriott—cutting turnover, improving attendance, and strengthening workforce financial health.
Written by the business, not verified by us.Rain App (rainapp.com) has a 4.1 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 76% of reviews are 4 stars or higher and 18% are 1 star; The business has replied to 70% of negative reviews; Reviews mostly discuss User experience, App, Price. Last updated 2026-08-12.
Reviewers had a great experience with this company. Many customers frequently mention that the mobile application is extremely easy to navigate and provides a very convenient way to securely access earned wages before payday. People truly appreciate the overall reliable service and the extremely helpful financial support it offers when unexpected expenses or monthly bills suddenly arise. However, some customers also noted certain concerns regarding the transaction fees and occasional unexpected delays experienced when receiving payouts. A few people mentioned that these extra charges can sometimes feel quite steep and frustrating, especially for smaller withdrawal amounts.
Auto-generated from all reviews of this business. For reference only.This is great with having funds to take care of sum things before pay day and good to share with my employees that work
We can't wait to share your feedback with the Rain team, thank you for taking the time to leave a review!
I love that this option is even available to start! There are unexpected bills at times and it has been great being able to cash out early. Thank you!
We're happy to know Rain is making a positive difference for you. Let’s #MakeItRain together!
The fee is egregious. Branch doesn’t charge a fee.
Hey there, thanks for the feedback! We're always working to make Rain better for our users, and we’re excited to share that transfers to the Rain Debit Card are fee-free once you set up direct deposit and have enough qualifying deposits.
Hi there, thanks so much for your feedback — and we're really sorry to hear you're having trouble with your Rain account. We'd love to help get this sorted and make sure you can access your earned wages as soon as possible. Please reach out to [email protected] with a summary of the issue, and someone from our support team will be in touch!
Here is a complaint I have directly sent to the company. Rain Support is a nightmare! Beware! I would also like to report that Ella – the support agent I spoke to after this chat was unable to inform me of the information I needed when I called. After the chat on my phone prior to this, I was not allowed the opportunity to ask if the funds were collected for my account to be unpaused. I am ok with the wait time for it to be escalated, but if I choose the option of talking to a person, someone should be able to tell me if RAIN has collected its funds or not. Even after the call, Ella gave me false information…letting me know that RAIN did not collect the $200-some, the same amount that was told to me 2 weeks ago. I let her know that her information was incorrect, and I have already submitted my pay stub. I would assume that after the long pause of being placed on hold, she would have checked that she had the correct information before telling me the wrong information. Then she proceeded to tell me why I was frustrated. Which, in her words, is because of the wait in the escalation process. I then let her know that was also incorrect. I am frustrated because I was unable to collect the information I needed by first going through the chat and now a phone call to RAIN to explain whether or not RAIN has collected their funds. That’s all I wanted to know. Please do better, RAIN, in finding quality SUPPORT. If I press speak to a human. Please refer me to a human who can provide me the information I am asking for. Thank you,
Hi there, we're sorry for the delay in getting back to you and want to make sure you get the support you need. If you're still running into any trouble, please send an email to [email protected] with a brief summary of your issue and your full name, and one of our team members will be in touch shortly.
That extra help between pay period helps.
Thank you so much for taking the time to leave a review, we can't wait to share your feedback with the Rain team!
They are always there to help you
Thank you so much for the great review, and we're happy to hear you're enjoying the Rain App. Let’s #MakeItRain!
Don't get me wrong.I do appreciate to be able to grab out my money before pay.But I don't agree that I need to pay to get my money. $3.99 fees shirley , I don't like that at all
Hey there, thanks for the feedback! We're always working to make Rain better for our users, and we’re excited to share that transfers to the Rain Debit Card are fee-free once you set up direct deposit and have enough qualifying deposits.
Hi there, sorry to hear you're having trouble with your Rain account. Please reach out to us at [email protected] with a brief description of the issue, and a member of our support team will get back to you shortly!
When I need money fast you're there for me
We can't wait to share your feedback with the Rain team, thank you for taking the time to leave a review!
When I need extra money it's always there
Thank you so much for the great review, and we're happy to hear you're enjoying the Rain App. Let’s #MakeItRain!
Great, very fast,and awesome customer service. Love it
We're happy to know Rain is making a positive difference for you. Let’s #MakeItRain together!
The pay is right on timely manner customer service is good. I have no complaints.
Thank you so much for taking the time to leave a review, we can't wait to share your feedback with the Rain team!
Thank you so much for taking the time to leave a review, we can't wait to share your feedback with the Rain team!
Thank you so much for the great review, and we're happy to hear you're enjoying the Rain App. Let’s #MakeItRain!
We're happy to know Rain is making a positive difference for you. Let’s #MakeItRain together!
We can't wait to share your feedback with the Rain team, thank you for taking the time to leave a review!
I do feel like there shouldn’t be an instant transfer fee to a Rain account
Hey there, thanks for the feedback! We're always working to make Rain better for our users, and we’re excited to share that transfers to the Rain Debit Card are fee-free once you set up direct deposit and have enough qualifying deposits.
Rain has really been here for me after an extended leave. I wasn't sure how I was going to even have gas money to get to work, but Rain was quick and easy to setup, and my funds were already there not even an hour later!
We can't wait to share your feedback with the Rain team, thank you for taking the time to leave a review!
I was able to gain access to funds to help pay before my actual apt date.
Thank you so much for taking the time to leave a review, we can't wait to share your feedback with the Rain team!
103 reviews matching
