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Money & Insurance

Rain App

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103 reviews

4.1103 reviews
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About Rain App

Data updated
Website
rainapp.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
103 reviews
Replies to negative
70% (14/20)
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About this business

Rain is the AI financial health platform tackling the $1.9 trillion problem of employee disengagement caused by financial stress. We help employees move from paycheck-to-paycheck to financial resilience through responsible earned wage access, budgeting tools, spending analysis, and wealth-building features. We have already paid out $4B+ in earned wages to 3.5 million employees across 1,200 employers—including McDonald's, T-Mobile, Cava, and Marriott—cutting turnover, improving attendance, and strengthening workforce financial health.

Written by the business, not verified by us.

Is Rain App legit?

Rain App (rainapp.com) has a 4.1 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 76% of reviews are 4 stars or higher and 18% are 1 star; The business has replied to 70% of negative reviews; Reviews mostly discuss User experience, App, Price. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers had a great experience with this company. Many customers frequently mention that the mobile application is extremely easy to navigate and provides a very convenient way to securely access earned wages before payday. People truly appreciate the overall reliable service and the extremely helpful financial support it offers when unexpected expenses or monthly bills suddenly arise. However, some customers also noted certain concerns regarding the transaction fees and occasional unexpected delays experienced when receiving payouts. A few people mentioned that these extra charges can sometimes feel quite steep and frustrating, especially for smaller withdrawal amounts.

Auto-generated from all reviews of this business. For reference only.

What people say

Fees for instant transfer are too high

Fees for instant transfer are too high. Otherwise everything is good

Reply from Rain App2026-07-28

Hey there, thanks for the feedback! We're always working to make Rain better for our users, and we’re excited to share that transfers to the Rain Debit Card are fee-free once you set up direct deposit and have enough qualifying deposits.

Rain is terrible I never received my…

Rain is terrible I never received my card and there making my jump threw hoops to get my money. Ill never use them again. I've been waiting for a card since December. And customer service sucks

Reply from Rain App2026-07-28

Hi there, sorry to hear you're having trouble with your Rain account. We want to make sure you get the support you need. Please reach out to us at [email protected] with a brief description of the issue, and a member of our support team will get back to you shortly!

They steal

They steal. My last rain transaction was june 12th. I got paid the next day. Now of course ny transactions on the 12th wouldn’t be subtracted from my check on the 13th they’d be taken out of my next check on the 27th. The 27th comes and a big chunk of my check is gone. Fine I expected that. I get my check today on July 10th and have over 100 dollars missing and it says it for rain transactions. I haven’t had a transaction with rain since the 12 of June. Today is July 10th. I’ve received THREE paychecks since my last rain transaction and yet somehow I’m still being charged large amounts of money. They’re crooks. Tell your hr people NOT to sign you up for this and if you don’t have a choice, DO NOT USE THIS. They steal from people. I’m currently in the process of taking legal action against them.

Reply from Rain App2026-07-15

Hi there, sorry to hear you're having trouble with your Rain account. Please reach out to us at [email protected] with a brief description of the issue, and a member of our support team will get back to you shortly!

update to funds is inconsistent

Reply from Rain App2026-07-15

Hi there, thanks so much for your feedback — and we're really sorry to hear you're having trouble with your Rain account. We'd love to help get this sorted and make sure you can access your earned wages as soon as possible. Please reach out to [email protected] with a summary of the issue, and someone from our support team will be in touch!

Terrible customer service

Terrible customer service. They absolutely never answer your questions after keeping you on hold for long periods of time. Absolutely horrible app

Reply from Rain App2026-07-15

Hi there, we're sorry for the delay in getting back to you and want to make sure you get the support you need. Please send an email to [email protected] with a brief summary of your issue and your full name, and one of our team members will be in touch shortly.